better do online with HL connect.

quite easy, just did.

4% 12 months (3, 6, 9 available but lower %), min 10k, max 30k (which is no good).

this HLB promo is not available at branches, only for online HL Connect.

4% is good as of now

u can check from maybank2u :

Account & Banking > Fixed Deposits & Mudarabah IA > View my accounts > General Investment Account-i (GIA-i) > check the cert with 12 months, it will show the % with exclamation mark.

please refer to the attachment :

This post has been edited by xphonerz: Oct 19 2016, 01:18 PM


Attached thumbnail(s)

Anyone of you having trouble doing the HLB 4% online FD placement?

I tried but it gave this message:

You are not able to proceed with this transaction due to any of the following:

1. You currently do not have any Current / Savings account
- Visit www.hlb.com.my or any of our branches to find out more on our product offerings

2. Your Current / Savings account has been dormant
- Please visit any of our branches to reactivate your Current / Savings account.

3. Your Current / Savings account is not allowed for Online Viewing/Pay & Transact
- You may change your account settings here


Checked all 3 reasons doesnt apply to me and i have been using my account regularly and online.

try using the website version instead of mobile app version.

Thanks for the insights

How to get this rate? Any T&C?

I can place in M2u right? Still get 4.1%? or need to place through counter?

This post has been edited by Lineage: Oct 19 2016, 09:20 PM

can do online placement now, i just checked on m2u

I have this just after I open HLB basic saving acc.
You need to go to Settings > Customize my account > make sure your CASA is checked for [Allow For Pay & Transact]

also, the CASA has to be HLB, mach money box is not consider HLB product.

Ok..Thanks..hope the allocation wont finish so fast..

not sure if relevant but this promo is valid only if u transfer $ from an other bank to an HLB account online with HL Connect.

can't do if the money is already in the HLB account.

can do multiple times of max 30k, since they allow max 30k 1 time?

Please confirm your account is personal acc. Joint acc is not entitled.

For this GIA promo, able to still enjoy the benefits if early upliftment is done?

The T&C is silent on tis point
Anyway, m keen to know too

I am planning to put in now and uplift in the next few days just to experiment. Most likely will still be 3.6% but if maintained up to 12 months , then of course will be 4.1%.

i still skeptical about this e-GIA ....

can i stop half wat e.g. if i choose 6 months or 12 months in the middle of 5th months, i withdrawn all, will i entitle
month 1 to month 5 for 3.6% interest rate + my guarantee principal ?

haven't invest in e-GIA

normal e-GIA, you will still entitled to the interest pro-rated when you uplift prematurely

Not sure about the promo type, I do not have the amount to test

Awaiting ppl to confirm

And note that eGIA is not under PIDM protection (so capital not guarantee), so it is not really comparable to FD

mm... pro-rated, then i should go for conventional FD with 1 month maturity term....and get it renew every time...this will eventually same return as the e-GIA which stop in halfway ...

mmm.... capital not guarantee, then my question to those who have ventured to this, please share your experience whether you have encountered before on your capital shrinking ...

I have their old GIA-i promo of 1 yr duration and 4.5% eff rate. Ended and all safe.

But for the new one, I am a bit skeptical. Not for the safety of the principal but on the interest.