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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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David3700
post Aug 22 2016, 04:05 PM

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QUOTE(lowdensity @ Aug 21 2016, 11:51 PM)
cheque.
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RM 0.53 only....
David3700
post Aug 22 2016, 04:09 PM

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Bangkok bank 4.1% still the highest for straight forward 12m FD, but not many ppl seems interested. Is it due to far distance or long waiting time to process ?
David3700
post Aug 22 2016, 11:44 PM

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QUOTE(nexona88 @ Aug 22 2016, 11:20 PM)
Bangkok bank cannot leh..

too long waiting time for first time  bye.gif  bruce.gif
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Take how many hours ?
David3700
post Aug 23 2016, 04:56 PM

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QUOTE(babysiew @ Aug 23 2016, 11:54 AM)
my fd due at hlbb. 6 mths currently best is still PBB at 3.88% pa. was at thread version 10. sekejap only version 13. congrats! lol
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Now already V.14 biggrin.gif
David3700
post Aug 29 2016, 11:58 AM

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QUOTE(wil-i-am @ Aug 29 2016, 11:26 AM)
20% hold in CASA until maturity. Better take the 4.05% pa 15 months straight forward FD biggrin.gif
David3700
post Aug 29 2016, 12:00 PM

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QUOTE(sandkoh @ Aug 29 2016, 11:54 AM)
affin 15 month 4.05%, bangkok bank 4.1%?
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I am going to try the Bangkok Bank 4.1% before it ended.
At the same time, try out their lousy counter service....haha
David3700
post Aug 29 2016, 04:11 PM

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QUOTE(wil-i-am @ Aug 29 2016, 04:09 PM)
Was informed by Maybank BM tat they will offer new FD promo on 1/9 (tbc)
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Good to hear that....post Merdeka promo
David3700
post Aug 30 2016, 08:08 AM

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QUOTE(babienn @ Aug 29 2016, 07:34 PM)
If they need so much time to verify new customers, can we go open a CASA account first, then when our FD at other banks expire, we transfer to bangkok bank and place the FD directly?

Or they need that much time to verify new FD placement?
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Then you have to go many times.....unless you live near there.
David3700
post Aug 31 2016, 10:37 PM

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QUOTE(bbgoat @ Aug 31 2016, 04:41 PM)
My experience with RHB, NOT CIMB:

It used to be a simple instruction OTC, just gave the CASA acct number of person B.

Then last year, they tighten the procedure and want me to sign an undertaking form to xfer the matured FD amt to person B.

Anyway, I think can be done. Just what form u will be required to sign without presence of person B.  smile.gif
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Should be able to coz it's your money anyway
David3700
post Sep 1 2016, 06:08 PM

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QUOTE(harmonics3 @ Sep 1 2016, 05:59 PM)
RHB latest promo starting today:
12 month 4%
requirement: fresh 10k funds

There's another 5 or 6mth promo at 3.xx%, can't remember.
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That's good.....can finally see "4" again rclxm9.gif
David3700
post Sep 2 2016, 02:35 PM

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Any update on the MBB post Merdeka promo ??
David3700
post Sep 3 2016, 08:39 AM

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QUOTE(Ramjade @ Sep 3 2016, 08:22 AM)
You don't need to keep all rm10k inside eGIA-i. Just keep what you need. For me, I keep 2 months worth of monthly usage in there. Rest I dump into amanah saham.
Just just my suggestion. Rather than let it sit in SA where it don't eaen anything, better let it sit in eGIA-i earning 3.58%.

Btw instead of HLB, better to pick RHB. It's 4%

Man I feel cheap now. We ise to laugh at 4% saying it's low. Now 4% is the new high.
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Seems like very grateful to see "4" at this moment.
Except RHB offering 4%, Affin is 4.05%, Bangkok Bank is 4.1% biggrin.gif

During my last visit to Affin, staff informed that the 4.05 is very popular, quota may finish soon
David3700
post Sep 3 2016, 06:17 PM

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The RHB 4% may not be true. What they advertise is only 3.9%....
David3700
post Sep 3 2016, 08:57 PM

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QUOTE(nexona88 @ Sep 3 2016, 06:27 PM)
Really? Where u saw it?? hmm.gif
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RHB website.....

Attached Image
David3700
post Sep 5 2016, 10:04 PM

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QUOTE(HTCFTW @ Sep 5 2016, 08:17 PM)
hi guru's in the fixed deposit universe. Can anyone please tell me which bank gives the best package at the moment. Have 50-100 k funds available, thanks in advance.
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As far as known...

Bangkok Bank 4.1
Affin 4.05
HLB 3.95
UOB 3.95
David3700
post Sep 5 2016, 11:49 PM

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QUOTE(nomen @ Sep 5 2016, 11:15 PM)
I just received this new promo from RHB bank
.[attachmentid=7467310]
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That's perfect to see another 4%
David3700
post Sep 6 2016, 09:26 AM

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QUOTE(wil-i-am @ Sep 6 2016, 08:34 AM)
OMG, it's terrible if true
David3700
post Sep 8 2016, 12:50 AM

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QUOTE(elchico @ Sep 8 2016, 12:31 AM)
Anybody heard of OCBC 360 account..
Offering 4.1% interest for SAVINGS account, provided you do the following 3 tasks:

1. Deposit - Deposit at least RM500 per month [1.2%]
2. Pay - Use OCBC internet banking to pay 3 bills per month (can also use to pay OCBC CC) [1.2%]
3. Spend - Use OCBC Credit Card, and spend RM500 per month [1.2%]
4. Normal balance in savings account [0.5%]

Very achievable all these tasks... And the most attractive feature in this OCBC 360 account, they can arrange the OCBC staffs to come to you to set up the account (office or home). They will bring along the thumb print machine to meet you...

Also, to complete the account set up, you can transfer online the minimum money into the savings account, to complete set up the account. So do not need to worry anyone can con your money..
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Wah like that OCBC everything bao ka liao.....
David3700
post Sep 8 2016, 10:32 AM

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QUOTE(Ramjade @ Sep 8 2016, 10:18 AM)
If banks start cutting promo rates in September how before your FD matured, what are you going ro do?
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Most promo until 31 Oct
David3700
post Sep 9 2016, 09:54 AM

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QUOTE(ikanbilis @ Sep 9 2016, 09:49 AM)
Yup, at first im still considering the bangkokbank 4.1% but now it's gone. So the next best thing would be RHB 4%
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Sure it's gone ? Later will call to verify.
Thought of doing a placement next month.
So disappointed. ....

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