Outline ·
[ Standard ] ·
Linear+
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
|
OC4/3
|
 Sep 5 2017, 02:38 PM
|
.
|
QUOTE(chiahau @ Sep 5 2017, 09:21 AM) You can try my suggestion then. CIMB - 6 months BT for 0% HSBC - 6 months 0% used to be around. Not sure if the 12 is still available. Ambank - 6 months also PBB - Always auto extend 6 months 0% You should go an apply a MBB and the second card shortly. Then you can manage the BT rather easily. How do you get those into 24 months repayment period? |
|
|
|
|
|
cybpsych
|
Sep 5 2017, 02:43 PM
|
|
|
QUOTE(OC4/3 @ Sep 5 2017, 02:38 PM) How do you get those into 24 months repayment period? i'm curious why are you so interested for 24mth BT for amount of ~RM4k? any particular reasons? currently MBB's 12mth 0% BT seems to be good for your BT amount. |
|
|
|
|
|
OC4/3
|
Sep 5 2017, 02:51 PM
|
.
|
QUOTE(cybpsych @ Sep 5 2017, 02:43 PM) i'm curious why are you so interested for 24mth BT for amount of ~RM4k? any particular reasons? currently MBB's 12mth 0% BT seems to be good for your BT amount. Want to have lowest possible monthly commitment Seems like my best option is go with BSN |
|
|
|
|
|
bearbear
|
Sep 5 2017, 04:42 PM
|
|
|
finally cimb sorted themselves out, their promo pay min. 5% every month then clear all on 6th month.
|
|
|
|
|
|
lamode
|
Sep 5 2017, 05:05 PM
|
|
|
QUOTE(OC4/3 @ Sep 5 2017, 02:51 PM) Want to have lowest possible monthly commitment Seems like my best option is go with BSN seems like you have already made up your mind. then go go go lo  |
|
|
|
|
|
HMMaster
|
Sep 5 2017, 11:39 PM
|
10K Club
|
Normally how long it takes for MBB to process the BT via M2U? (From application to payment to the other cards)
|
|
|
|
|
|
SzeMeng76
|
Sep 5 2017, 11:43 PM
|
|
|
QUOTE(HMMaster @ Sep 5 2017, 11:39 PM) Normally how long it takes for MBB to process the BT via M2U? (From application to payment to the other cards) For me fastest 3 working days, most late 5 days. (until other cards received the payment) |
|
|
|
|
|
paogeh
|
Sep 6 2017, 05:10 PM
|
|
|
Since i;m doing BT with applying new CC ,
this is what i'm planning to get cards, please advise
1, Maybank Ilkwan -- 5% Petrol/Grocery on Fri/Sat == cap at RM50
2. PBB, VISA SIGNATURE - 6% Grocery/Dining/Online purchase = cap at rm50
*currently still missing utilies bill (TNB/TIME broadband) rebate .
Any good card for that ?
And petrol rebate for other cards, since Maybank can pump on Fri/Sat .... ???
Thanks
|
|
|
|
|
|
tonytyk
|
Sep 6 2017, 05:15 PM
|
|
|
QUOTE(chiahau @ Sep 5 2017, 09:21 AM) You can try my suggestion then. CIMB - 6 months BT for 0% HSBC - 6 months 0% used to be around. Not sure if the 12 is still available. Ambank - 6 months also PBB - Always auto extend 6 months 0% You should go an apply a MBB and the second card shortly. Then you can manage the BT rather easily. Cimb & Ambank have 0% BT? For all or selected customer? |
|
|
|
|
|
lamode
|
Sep 6 2017, 05:17 PM
|
|
|
QUOTE(tonytyk @ Sep 6 2017, 05:15 PM) Cimb & Ambank have 0% BT? For all or selected customer? new to bank customers. |
|
|
|
|
|
SzeMeng76
|
Sep 6 2017, 05:17 PM
|
|
|
QUOTE(tonytyk @ Sep 6 2017, 05:15 PM) Cimb & Ambank have 0% BT? For all or selected customer? Only for new-to-bank customer. |
|
|
|
|
|
bearbear
|
Sep 6 2017, 05:24 PM
|
|
|
cimb is for customer which are not older than 6 months, 10k only
This post has been edited by bearbear: Sep 6 2017, 05:24 PM
|
|
|
|
|
|
LostAndFound
|
Sep 7 2017, 10:10 AM
|
|
|
QUOTE(paogeh @ Sep 6 2017, 05:10 PM) Since i;m doing BT with applying new CC , this is what i'm planning to get cards, please advise 1, Maybank Ilkwan -- 5% Petrol/Grocery on Fri/Sat == cap at RM50 2. PBB, VISA SIGNATURE - 6% Grocery/Dining/Online purchase = cap at rm50 *currently still missing utilies bill (TNB/TIME broadband) rebate . Any good card for that ? And petrol rebate for other cards, since Maybank can pump on Fri/Sat .... ??? Thanks Visa Signature online purchase can be used to pay for TNB at UOB payonline or shopee. Same for TIME I think (but I don't use TIME so not 100% sure). |
|
|
|
|
|
cybpsych
|
Sep 9 2017, 08:39 AM
|
|
|
Announcements: Revision of PB Balance Transfer [ Public Bank ] Please be informed that PB Balance Transfer minimum transfer amount per bank for Plan B: 6-month with 0% one-time upfront interest will be revised from minimum RM6,000 to minimum RM2,000. The above revision will apply to all new and existing card members effective 1 October 2017. - 7 September 2017   This post has been edited by cybpsych: Sep 9 2017, 08:40 AM
|
|
|
|
|
|
pisang
|
Sep 9 2017, 10:00 AM
|
|
|
QUOTE(cybpsych @ Sep 9 2017, 08:39 AM) Announcements: Revision of PB Balance Transfer [ Public Bank ] Please be informed that PB Balance Transfer minimum transfer amount per bank for Plan B: 6-month with 0% one-time upfront interest will be revised from minimum RM6,000 to minimum RM2,000. The above revision will apply to all new and existing card members effective 1 October 2017. - 7 September 2017 good news! looks like this is a good business for PBB. 2K is much flexible compared with 6K. |
|
|
|
|
|
SzeMeng76
|
Sep 9 2017, 10:31 AM
|
|
|
This is good news!!! Going to apply then!
|
|
|
|
|
|
SUSMNet
|
Sep 9 2017, 11:04 AM
|
|
|
if i dont have pbb credit card, then how do i apply for BT from CIMB CC to PBB?
|
|
|
|
|
|
rapple
|
Sep 9 2017, 11:54 AM
|
|
|
QUOTE(MNet @ Sep 9 2017, 11:04 AM) if i dont have pbb credit card, then how do i apply for BT from CIMB CC to PBB? If you don't have then you can't BT to PBB. Simple as that. |
|
|
|
|
|
klsooo
|
Sep 9 2017, 12:45 PM
|
Getting Started
|
QUOTE(paogeh @ Sep 6 2017, 06:10 PM) Since i;m doing BT with applying new CC , this is what i'm planning to get cards, please advise 1, Maybank Ilkwan -- 5% Petrol/Grocery on Fri/Sat == cap at RM50 2. PBB, VISA SIGNATURE - 6% Grocery/Dining/Online purchase = cap at rm50 *currently still missing utilies bill (TNB/TIME broadband) rebate . Any good card for that ? And petrol rebate for other cards, since Maybank can pump on Fri/Sat .... ??? Thanks Utilities, (TNB Unifi Streamyx), you can use Maybank 2 Card (AMEX) to pay on weekend. Time broadband not sure whether got cashback if use on weekend |
|
|
|
|
|
sendohz
|
Sep 9 2017, 07:16 PM
|
|
|
Time for back to back to back BT
|
|
|
|
|
Quote
0.0249sec
0.63
6 queries
GZIP Disabled