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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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SUSMNet
post Sep 9 2017, 11:04 AM

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if i dont have pbb credit card, then how do i apply for BT from CIMB CC to PBB?
SUSMNet
post Sep 9 2017, 07:59 PM

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based on AEON credit, how long will they take to approve the BT transfer?
SUSMNet
post Sep 9 2017, 10:18 PM

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if after they approve, can we reject it?

my concern is on the approval date and bank in date, let say my CIMB due date is 25th, but AEON call me and approve the BT at 24th. by the time AEON bank in to CIMB, its already too late
SUSMNet
post Sep 10 2017, 09:04 PM

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For example today i swipe 10k on CIMB CC but not yet reach my statement date, then the next day I apply BT transfer from AEON to CIMB?

Or BT need to wait until the statement date?
SUSMNet
post Mar 17 2019, 08:04 AM

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QUOTE(stupidvet @ Mar 6 2019, 08:05 PM)
nowadays all credit cards need to pay rm25 annual tax cannot waive. should we cancel our card within 1 year to avoid this fee?
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yes, i do this to uob yolo card, they call me to keep the card by waive it
SUSMNet
post Jun 5 2019, 05:50 PM

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QUOTE(GabanGadget @ Jun 4 2019, 08:58 AM)
got free cc when getting loan for my car in 2011. 3k by default n never increase the limit. its family matter and actually im asking on behalf of my wife. her day job gross her 6.3k a month and side income 3-4k. last year her total income 141k. tbh we dont want personal loan becos wr can pay back all 20k in 2-3 months. if personal loan we will lose much more. becos of commitment she cant apply for 2years installment only 5years and we have to pay 27k in total
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u can get 1.3% fee to cash out from cc to saving acc.
shopee got seller provide the service.
SUSMNet
post Sep 14 2019, 11:38 PM

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QUOTE(guy3288 @ Sep 13 2019, 05:04 PM)
i am into my 6th  Bt already, starting from 24.5.2019.
every month statement out quickly pay off all and apply
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How the aeon BT works?
Mind to explain?
For example my MBB statement 6k.
Then I BT the 6k to aeon.
Aeon pay my MBB 6k.
since its 0%, i need to pay 1k per month to aeon?
how about BT due date is same with my aeon credit card due date?
SUSMNet
post Sep 15 2019, 10:38 AM

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QUOTE(Diablo143 @ Sep 15 2019, 10:09 AM)
Yes, 6k divided to 1k each month. Pay as per AEON card due date.
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Basically for example when the MBB statement coming out, then i just submit the aeon BT form and MBB statement to aeon?
Is it possible to scan and email to aeon?
SUSMNet
post Sep 22 2019, 02:41 PM

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QUOTE(wongmunkeong @ Sep 18 2019, 06:50 PM)
i'm using this now since no 12mths 0% $0 fees balance transfer for PB, MBB, HLB XD
other than the above Terms & conditions - go read details as what is important to me may differ to U. there's a link ya in my post.

The most important to me = IF closed off early, $100 penalty per FPP closed off early.
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After swipe 1.2k using pbb quantum card, direct call to cs to convert to FPP?
Or need to wait statement to come out?
SUSMNet
post Sep 22 2019, 09:43 PM

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QUOTE(sj0217 @ Sep 22 2019, 07:20 PM)
Once transactions posted in your credit card account, probably 1-2 days, after that you can proceed to call for FPP.

No need wait for statement.
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How about the payment?
Is the FPP payment due date is same with credit card payment due date?
SUSMNet
post Oct 12 2019, 09:25 AM

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For the aeon BT 6 month 0% plan, is there any charges if we want to make full settlement in the middle of the 6 month?
SUSMNet
post Dec 27 2019, 07:50 PM

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For the aeoncredit BT, can we BT from the overdue credit card statement?
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post Dec 28 2019, 06:06 PM

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QUOTE(bukitbanyan @ Dec 28 2019, 05:45 PM)
Got 8k outstanding on my hsbc card. Should I BT to aeon and keep my 8k cash in fd instead of paying my hsbc cc?
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Yes u should
SUSMNet
post Dec 28 2019, 08:16 PM

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u can use the 8k for ur spending
SUSMNet
post Dec 29 2019, 10:19 PM

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Please do it asap as maybe next yr they will cancel the 0% plan
SUSMNet
post Feb 14 2020, 09:27 PM

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QUOTE(heliozguard @ Feb 13 2020, 05:41 PM)
What happen to BT from Maybank to cimb kwik? I got rejected today. Loophole closed?
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How many % interest?
SUSMNet
post Feb 27 2020, 07:53 PM

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QUOTE(Liamness @ Feb 27 2020, 09:17 AM)
Depends on your age and income.
I'm young (early 30s) and have a good paying, stable job (above 20k rm/month).

it's pretty safe for me.. Even if I go to zero, the chances of me recovering is pretty high.

Besides, investments have stop losses and property prices generally do not drop more than 15% year on year due to difficulty in liquidity.
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What job u do can get 20k/month?
SUSMNet
post May 10 2020, 09:56 AM

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yes it will drop to adjust to new BR rate
SUSMNet
post Jun 15 2020, 09:33 PM

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QUOTE(skty @ Jun 14 2020, 12:58 AM)
a bit weird for Aeon Credit to pull back the 0% BT

Japan has tons of hot money!
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Its different entities
SUSMNet
post Jun 16 2020, 11:29 AM

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QUOTE(jasontoh @ Jun 16 2020, 10:11 AM)
Say 0% BT, but when go to the form, it's 3%
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Yes. 3% is processing fee
0% interest
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