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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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sendohz
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 May 31 2016, 10:43 AM
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QUOTE(Human Nature @ May 31 2016, 10:38 AM) I have about 6k outstanding from PBB and another 4k from Ambank. Since am unable to meet the condition for 0% BT offer from PBB, is there any other BT offers with 0% interest? Is it possible to combine both and BT to Aeon? A portion of the 6k from PBB is due to previous BT, can I BT the BT? I have the same situation. In the end i BT 6k to Aeon and let the surplus amount reduced since i still have SI for insurance with Aeon card. |
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sendohz
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Sep 20 2016, 01:40 PM
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How come i can't apply BT through m2u.
My screen shown as below:
Step 1 of 3
Select your Maybank Credit Card for Balance Transfer
You do not have any record in this list.
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sendohz
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Sep 20 2016, 01:54 PM
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QUOTE(cybpsych @ Sep 20 2016, 01:47 PM) did you notice your cards are pending for new card activations? Yes, awaiting Pin and pay cards right? That means i cannot apply thorugh m2u until all my cards are activated? |
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sendohz
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Sep 23 2016, 03:05 PM
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hmm my application was rejected as well. Apply through email.
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sendohz
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Sep 23 2016, 03:05 PM
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hmm my application was rejected as well. Apply through email.
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sendohz
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Sep 23 2016, 03:11 PM
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QUOTE(mamamia @ Sep 23 2016, 03:10 PM) Any reason given? Did u provide ur statement? No reason provided. I gave unbilled statement and attached with previous month 1st page as evidence of name and CC number. In the form i filled in the unbilled amount. |
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sendohz
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Sep 27 2016, 08:42 AM
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QUOTE(MGM @ Sep 27 2016, 08:14 AM) Dont let others discourage u, FYI, the savings+CB I got ever since I started joining LYN in 2010 >50k, n I have learned a lot from many experts/sifu. Only thing is spent too much time. Time well spent. |
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sendohz
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Sep 27 2016, 08:42 AM
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QUOTE(MGM @ Sep 27 2016, 08:14 AM) Dont let others discourage u, FYI, the savings+CB I got ever since I started joining LYN in 2010 >50k, n I have learned a lot from many experts/sifu. Only thing is spent too much time. Time well spent. |
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sendohz
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Sep 27 2016, 09:44 AM
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QUOTE(lilsunflower @ Sep 27 2016, 09:10 AM) Agreed  . Cashback for me since Jan 2016 is 6800. Haven't included the BT interest savings and free gifts (2 luggage bags, 1 blender, 1 Coffee maker). I only started this in late 2014 and used to lurk in LYN to learn. Now it's more of a hobby than a task. Back to the BT topic. I am going to try Maybank2u BT application this week for just 1200 to experiment how long it takes and whether I get auto approved or rejected. Curious to see if they will ask me for statements, or if it's really simple. Based on previous posts, looks like people have different experiences. Mine got rejected with unbilled statment. However i just sent another application with full statements, let's see how long it will take. |
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sendohz
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Sep 27 2016, 12:13 PM
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QUOTE(cybpsych @ Sep 27 2016, 11:08 AM) that's why i asked sendohz if his bt rejection was from m2u or email application. he said he'll send with full statement, previous was using unbilled statement (presumably screenshot). i also know m2u doesnt need any statement to upload supporting documents. yes, i got mine approved with billed+unbilled+authorised (not posted) amount from 1 screenshot. i screenshot from uob internet banking cuz it showed Current Balance (billed+unbilled) and Authorised Balance (unposted) in one screen. no detailed breakdown of transactions. read faq http://www.maybank2u.com.my/WebBank/bt140916_faq.pdfBy email. And it was rejected. |
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sendohz
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Oct 24 2016, 09:05 AM
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Very informative sharing.
But it also requires a strict discipline to do so.
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sendohz
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Nov 2 2016, 08:53 AM
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QUOTE(fruitie @ Nov 1 2016, 11:48 PM) I would rate it the best card for those earning 100k and above per annum.  Wow sis already qualified for this card? It's just been a year |
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sendohz
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Nov 2 2016, 09:03 AM
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QUOTE(bearbear @ Nov 2 2016, 08:59 AM) you look her no up?  No ler. Because last year she wanted to apply for PBB VS and MBB VS but slightly off target. Similar to me... Now i look her more up up |
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sendohz
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Nov 8 2016, 02:39 PM
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QUOTE(ronnie @ Nov 8 2016, 02:31 PM) Do we see the MBB 3% BT Fee posted on Statement Date ? To date, no charges has been posted. Did you apply through email or M2u? If through email, nothing will show up. |
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sendohz
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Nov 8 2016, 03:30 PM
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QUOTE(ronnie @ Nov 8 2016, 02:59 PM) I did apply via EMAIL... Glad not see it then  Already four BT within this two months, nothing posted other than the installment. So i guess it wont appear. It was reported in previous posts as well that email won't have the charges posted. |
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sendohz
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Nov 26 2016, 11:11 AM
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QUOTE(fruitie @ Nov 26 2016, 09:31 AM) Yeah, we know about this and shared much earlier. Many of us already used it. I wonder if there is any way to find out or at least an indication that the fund is nearly depleted. |
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sendohz
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Nov 28 2016, 10:34 AM
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QUOTE(alexwsk @ Nov 26 2016, 03:03 PM) i suppose MBB will announce once the 3.6M has finished, but seriously that's RM120M worth of total BT In this thread alone there are big BT flying here and there |
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sendohz
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Dec 15 2016, 12:08 PM
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Thanks for the update.
Just in time to BT all the Christmas shopping expenses.
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sendohz
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Dec 21 2016, 11:57 AM
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QUOTE(lilsunflower @ Dec 21 2016, 11:54 AM) Mine was PBB to MBB. The PBB BT promo apparently ends on 31 December too (but based on past experience, they always extend and extend). But i really hope they do extend as i will have a big bundle of payment by next year. |
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sendohz
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Dec 21 2016, 12:29 PM
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QUOTE(cybpsych @ Dec 21 2016, 12:19 PM) he already shared in UOB thread. By invitational? |
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