Maybank Balance Transfer 0% p.a for 12months (with 1% upfront fee) [ Maybank | T&Cs | FAQs | EDM ]
Campaign Period: 3 June 2016 - 30 September 2016



This post has been edited by cybpsych: Jun 6 2016, 01:31 PM

this is a 1% bt fee "promo". default fee is 3%, so waive 2%.

previous mbb's 0% bt promo waived 3%. same mechanic.

read the T&Cs ?

question about mbb bt promo.

1) if my mbb credit limit is RM10k, how much can i bt from other banks?

80% of RM10k = RM8k max?

2) i have an upcoming renovation and appliances purchase. total would be rm14k.

can i temporary increase credit limit, and then request BT?

thanks.

errrr, post #1?

brotan didnt update it

PBB's here


if your upcoming RM50k charge is in one transaction by a merchant, then can try PBB's Flexipay

This post has been edited by cybpsych: Aug 29 2016, 04:26 PM

bt doesnt work that way.

50k bt = 6 equal split/portion charged to PBB statement for 6 months (i.e. 6 months x RM8,333)

u can bt all you want, but of course subject to fee (if any) or credit limit (about 80% of available limit) or approval.

for a 50k bt, your available CL should be at least 63k (without any outstanding).

pbb's so far 6months without any fee, and without the need for statement too.

check the BT form (page 1 footnote). i think email also can.

usually few days to get approved and transfer money.

This post has been edited by cybpsych: Aug 29 2016, 05:48 PM

mbb not accept request to transfer to SA?

that's exactly what i wanted to do

Maybank Balance Transfer 0% p.a 12 months
Maybank | Terms and Conditions | FAQs | Campaign Promo | Application Form
Campaign Period: 15 September 2016 - 15 March 2017

Enjoy 0% interest for 12 months and 3% upfront fee waived when you transfer your balances from other credit cards to Maybank Credit Card today.

Terms and Conditions:
Applicable to Maybank MasterCard, Visa or American Express Credit Cards Cardmembers.
Applicable to approved Balance Transfer during the campaign period.
Minimum transfer amount RM1,000 and maximum transfer amount RM50,000
Upfront fee of 3% for Balance Transfer 0% 12 months is WAIVED during the Campaign period

Campaign Mechanics:-
i. 12 months Instalment Plan - Interest Rate at 0% per month.
ii. The minimum transfer amount is RM1,000 and the maximum amount is capped at RM50,000 per transaction.
iii. One time up-front fee at 3% which will be charge from the approved amount for each approved application will be WAIVED during the campaign period
iv. The 3% waiver of upfront fee will be credited to credit card account within 30 working days from the approval date.
v. Any Balance Transfer plan approved prior to this campaign period is not allowed to be change to this Balance Transfer Plan
vi. The fee allocated for the waiver is only up to RM3.6M for 6 months campaign duration. The campaign will be automatically stop upon fund has fully depleted.



This post has been edited by cybpsych: Sep 15 2016, 08:22 AM

i also banging myself to the wall

i recently did PBB's 9-mth flexipay for 3 large transactions ... other way to look at it, once next pbb statement is out, amount already >RM1k (total flexipay installment amount), then apply Maybank BT instead.

yup, got 3.6mil allocation for the 3% fee waiver. if used up fast, promo ending fast too.

problem is we dont know if we got waiver until after 30days.

seems to be annual campaign for Maybank

previous campaign: 9 September 2014 to 8 March 2015


however, there was no capping T&Cs.

need. it's stated in the app form.

nope. mbb website lor.

i'm having same dilemma now as yesterday i submitted 6-month 0% BT to PBB. now trying to cancel this, and apply MBB's 12-month 0% BT instead.

almost same as yours, my other card's due date falls on 23 Sep cutting close if MBB slow to revert BT approval.

PBB BT application canceled. now proceed to apply MBB's BT

i prefer 2nd method too, but i'm BT-ing from UOB VOX --> PBB MBB, so dont think i can transfer the excess cash out. i dont have UOB CASA either.

that's why gotta submit asap lor.

MeToo, max transfer is RM50k, you can take advantage of it.

meaning mbb has allocated rm3.6mil of fees to be waived. since the 3% is based on BT amount, it varies.