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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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SUSMNet
post Sep 9 2017, 07:59 PM

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based on AEON credit, how long will they take to approve the BT transfer?
kenlui
post Sep 9 2017, 09:55 PM

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QUOTE(MNet @ Sep 9 2017, 07:59 PM)
based on AEON credit, how long will they take to approve the BT transfer?
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1-2 days, they will call u to verify application within a few hours if on working day, then usually the same day or latest following day will get notification.
SUSMNet
post Sep 9 2017, 10:18 PM

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if after they approve, can we reject it?

my concern is on the approval date and bank in date, let say my CIMB due date is 25th, but AEON call me and approve the BT at 24th. by the time AEON bank in to CIMB, its already too late
lamode
post Sep 10 2017, 12:06 AM

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QUOTE(MNet @ Sep 9 2017, 10:18 PM)
if after they approve, can we reject it?

my concern is on the approval date and bank in date, let say my CIMB due date is 25th, but AEON call me and approve the BT at 24th. by the time AEON bank in to CIMB, its already too late
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when they call u on 24th, u just tell them cancel the BT. close case.
SUSMNet
post Sep 10 2017, 09:04 PM

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For example today i swipe 10k on CIMB CC but not yet reach my statement date, then the next day I apply BT transfer from AEON to CIMB?

Or BT need to wait until the statement date?
chonghe
post Sep 10 2017, 09:26 PM

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QUOTE(MNet @ Sep 10 2017, 09:04 PM)
For example today i swipe 10k on CIMB CC but not yet reach my statement date, then the next day I apply BT transfer from AEON to CIMB?

Or BT need to wait until the statement date?
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AEON requires statement. If you want apply earlier you can print screen cc transaction, it worked for me before
however no harm wait until statement date as you have 20 days grace period, more than enough for BT
joelyt
post Sep 12 2017, 09:47 AM

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QUOTE(kenlui @ Sep 9 2017, 09:55 PM)
1-2 days, they will call u to verify application within a few hours if on working day, then usually the same day or latest following day will get notification.
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can we apply AEON BT online ? or must walk in ?

thanks.
bearbear
post Sep 12 2017, 10:17 AM

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QUOTE(joelyt @ Sep 12 2017, 09:47 AM)
can we apply AEON BT online ? or must walk in ?

thanks.
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through email
Bliz
post Sep 13 2017, 06:44 PM

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Just BT 12k from PBB to MBB CC, requested MBB to transfer the excess payment of 12k to my MBB SA. CS asked why, i just told her mistake from my side, she said will take 8 working days and subject to approval, will report here again once i got the money laugh.gif
bristlebb
post Sep 14 2017, 03:13 PM

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QUOTE(Bliz @ Sep 13 2017, 06:44 PM)
Just BT 12k from PBB to MBB CC, requested MBB to transfer the excess payment of 12k to my MBB SA. CS asked why, i just told her mistake from my side, she said will take 8 working days and subject to approval, will report here again once i got the money  laugh.gif
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U mean u paid extra to your MBB card?

btw, BT to MBB got 4% of balance fee am i right? icon_question.gif

fruitie
post Sep 14 2017, 03:15 PM

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QUOTE(bristlebb @ Sep 14 2017, 03:13 PM)
U mean u paid extra to your MBB card?

btw, BT to MBB got 4% of balance fee am i right? icon_question.gif
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0% BT now.
bristlebb
post Sep 14 2017, 03:22 PM

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QUOTE(fruitie @ Sep 14 2017, 03:15 PM)
0% BT now.
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i know 0% interest.
is there any one time fee?
fruitie
post Sep 14 2017, 03:31 PM

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QUOTE(bristlebb @ Sep 14 2017, 03:22 PM)
i know 0% interest.
is there any one time fee?
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If it is already 0%, what else need to pay? sweat.gif That's the meaning of 0%.
3% upfront which will be waived later if apply via M2U. If apply via email, it will be waived automatically.

This post has been edited by fruitie: Sep 14 2017, 03:32 PM
bristlebb
post Sep 14 2017, 03:39 PM

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QUOTE(fruitie @ Sep 14 2017, 03:31 PM)
If it is already 0%, what else need to pay? sweat.gif That's the meaning of 0%.
3% upfront which will be waived later if apply via M2U. If apply via email, it will be waived automatically.
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thank you rclxms.gif
joelyt
post Sep 14 2017, 04:38 PM

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QUOTE(bearbear @ Sep 12 2017, 10:17 AM)
through email
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Thanks bro, u sent it to this email 'customer.service@aeoncredit.com.my' ?

No response from them so far
Bliz
post Sep 14 2017, 04:51 PM

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QUOTE(bristlebb @ Sep 14 2017, 03:13 PM)
U mean u paid extra to your MBB card?

btw, BT to MBB got 4% of balance fee am i right? icon_question.gif
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I BT from PBB Bank to MBB ( 6months 0% )
daniel7910
post Sep 14 2017, 06:01 PM

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hi, just received a msg from uob regarding the balance transfer 0% for 6 months..
http://www1.uob.com.my/btesub/
mamamia
post Sep 14 2017, 07:15 PM

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QUOTE(daniel7910 @ Sep 14 2017, 06:01 PM)
hi, just received a msg from uob regarding the balance transfer 0% for 6 months..
http://www1.uob.com.my/btesub/
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No need Statement?
daniel7910
post Sep 14 2017, 07:40 PM

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QUOTE(mamamia @ Sep 14 2017, 07:15 PM)
No need Statement?
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i also not sure.....
i just called up uob cust service to check, and they said it is for selected card members only...


RickRick88
post Sep 14 2017, 07:45 PM

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QUOTE(daniel7910 @ Sep 14 2017, 07:40 PM)
i also not sure.....
i just called up uob cust service to check, and they said it is for selected card members only...
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From the TnC, it says for all new and existing cardmembers.

http://www1.uob.com.my/assets/pdf/tnc/UOB-...ransfer-eng.pdf

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