not really. sama dengan cimb, ocbc 15 mth 4.3%.

You have to be in person at the counter or a call over the phone will do? Will they pay you on the spot?

Just got to know from LYN that one could request the interest for weekend to be paid if the maturity date falls on a weekend.. Well I wonder if I still can claim back the weekend interest for a FD which matured last year on a weekend which I have uplifted it last year..

Thanks.

Mine maturing tomorrow with OCBC. Going to transfer to Public Bank.

You claim on the spot when the lifting the matured on next working day, not last year...

too late la.

by the way, not all banks pay interest for fd matured over non working days.

Hi all, a newbie here to ask question...

After reading the thread, was wondering if we using a banker's check for FD, what is the payee name to write on the banker's check if you don't have a account for the new bank?

Thanks in advance!

The FD cert holder name ie. your name assuming the FD is going to placed under your name

Your own name of course. I dont mind if you want to put my name though. Let me know.

Those step-up promo is subject to change if OPR changes. So better lock up full tenure at fixed rate.

good n bad. good point if change mind, after 6 months, take out and still boleh dapat 4.1%.

Eh, I thought BSN's offer still valid for freshies?



This post has been edited by Belphegor: Mar 16 2016, 08:50 AM

it was reported by one forummer that bsn stopped the offer. some banks have quota for the deposit amount. so they could end it earlier. or end it as no one else is offering that high.

u can always try and let us know if that was not true.

Are you sure that the step-up promo is subject to change if OPR changes?
I don't think so.

Oh okay, thanks for the explanation. Guess it's not my luck. Don't have large sum to place in FD, wanna try RM1000 first.

Why don't think so?

This is from the TnC. (3+3+3 PBB Step Up)



Edited:
Looking for 6+6 TnC...

Here you go:


I am not sure about other step-up promo. Perhaps some can share. But there's reasons why more banks start to offer step-up promo. Like some members here said, OPR might be adjusted lower coming MPC meeting.

This post has been edited by CalvinCLK: Mar 16 2016, 09:33 AM

just called BSN. no more 4.5% offer. Quota is full.

thx

gone are the days of 1 year 4.5%. dr bones 5% ................

This post has been edited by yygo: Mar 16 2016, 10:57 AM

Just went to RHB bank, was told currently no FD promo
is available at this moment.

Just walked into OCBC branch just now for the 4.3% 15 month FD with free trolley bag. The free trolley bag is not a guarantee if you deposit 70k or more, it's a lucky draw. I really dislike these insidiously deceptive promotions.

Dont take it then