Sounds more like HLA EverGain product. Are you sure it's Hong Leong Bank? Or Hong Leong Assurance?

Not likely. I think they would wait for 1Q GDP to be out first.

Those step-up promo is subject to change if OPR changes. So better lock up full tenure at fixed rate.

Why don't think so?

This is from the TnC. (3+3+3 PBB Step Up)



Edited:
Looking for 6+6 TnC...

Here you go:


I am not sure about other step-up promo. Perhaps some can share. But there's reasons why more banks start to offer step-up promo. Like some members here said, OPR might be adjusted lower coming MPC meeting.

This post has been edited by CalvinCLK: Mar 16 2016, 09:33 AM

Need to see how far back does the officer mean. OPR went up since early 2010, it was good for them not to revise the offer rates, unless he's referring to crisis time where OPR was adjusted downward from 3.50% to 2.00% which I don't have the details about any promo that time. Not saying that you should not take up the offer, but just need to be mindful that they have the rights to revise rates should OPR changes. Cheers

This post has been edited by CalvinCLK: Mar 16 2016, 03:16 PM

Most welcomed. Sharing is caring.

30K x 29 / 366 x 4% = 95.08 (rounding)
10K x 29 / 366 x 4% = 31.69 (rounding)

This post has been edited by CalvinCLK: Mar 17 2016, 11:55 AM

LOL. No problem. Practice makes perferct.

Placement date yes, uplift date no.

No problem bro.

Ya, it's the best 1-month FD for now if you don't mind the lack of principal guarantee feature.

Sorry. Typed too fast. Dont angry ya. lol

For existing users, till 31 Dec 15 or 10million, whichever comes first.

Part A: 10 Millions Transactions Giveaway Campaign
1. Part A is open to all new and existing registered Connect users of the Bank (“Connect Users”).
Part B: Double Happiness Campaign
2. Part B is open to all new and existing customers of the Bank who become the registered Connect users of the Bank
(‘New-to-Connect Users”) and perform first-time login between 8 February 2016 to 29 February 2016 (“Campaign
Period”)

For Part A:

For the purpose of this Programme, the Bank shall allocate the Fee Waiver up to a maximum of ten millions
(10,000,000) payment transactions for any fund transfer to be performed by the Connect Users via IBG and/or IBFT
during the Programme Period. Notwithstanding anything herein, the no further Fee Waiver will be rewarded to the
Connect Users once the capped payment transactions is reached (“Capped Transactions”).


For Part B:

New-to-Connect Users who perform any IBG and/or IBFT transactions as per clause 4 hereinabove, shall be rewarded
with Fee Waiver and an additional one (1) year Cash Back in 2017 (“Additional Cash Back”).

The Additional Cash Back is on a first come, first served basis and for the purpose of this Campaign, the Bank shall
allocate the Additional Cash Back up to a maximum of one millions two hundred thousand (1,200,000) payment
transactions (“Additional Capped Cash Back”) for any fund transfer to be performed by the New-to-Connect Users via
IBG and/or IBFT throughout 2017. Notwithstanding anything herein, no further Additional Cash Back will be rewarded
to the New-to-Connect Users once the Additional Capped Cash Back is reached.

This post has been edited by CalvinCLK: Apr 13 2016, 03:20 PM