QUOTE(cklimm @ Mar 16 2016, 12:53 PM)
Yes, just left and will be heading to Alliance 4.35% for 9 months.Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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Mar 16 2016, 01:02 PM
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96 posts Joined: Sep 2008 |
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Mar 16 2016, 01:16 PM
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895 posts Joined: Dec 2013 |
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Mar 16 2016, 01:19 PM
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246 posts Joined: Nov 2014 |
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Mar 16 2016, 01:20 PM
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663 posts Joined: Feb 2009 |
QUOTE(cherroy @ Mar 15 2016, 09:49 PM) haha, because I just got to know it could be claimed after reading the posts here..too late for me..QUOTE(yygo @ Mar 15 2016, 10:26 PM) ok.. mine is public bank.. |
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Mar 16 2016, 01:21 PM
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246 posts Joined: Nov 2014 |
QUOTE(spurswong @ Mar 16 2016, 11:28 AM) Just walked into OCBC branch just now for the 4.3% 15 month FD with free trolley bag. The free trolley bag is not a guarantee if you deposit 70k or more, it's a lucky draw. I really dislike these insidiously deceptive promotions. As stated on their website only 1000 unit available and its first come first serve basis wo... |
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Mar 16 2016, 01:30 PM
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246 posts Joined: Nov 2014 |
![]() ps: taken from 1st page Any opinion on this? This post has been edited by Bussybody: Mar 16 2016, 01:30 PM |
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Mar 16 2016, 01:35 PM
Show posts by this member only | IPv6 | Post
#547
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96 posts Joined: Sep 2008 |
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Mar 16 2016, 02:25 PM
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895 posts Joined: Dec 2013 |
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Mar 16 2016, 02:40 PM
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418 posts Joined: Jan 2015 |
QUOTE(CalvinCLK @ Mar 16 2016, 09:28 AM) Why don't think so? Yes, you are right! I just went to PBB & the brochure mentioned about it. When I asked the bank officer, he said so far they never revise the offer rates even though the T&C states otherwise. This is from the TnC. (3+3+3 PBB Step Up) [attachmentid=6175749] Edited: Looking for 6+6 TnC... Here you go: [attachmentid=6175759] I am not sure about other step-up promo. Perhaps some can share. But there's reasons why more banks start to offer step-up promo. Like some members here said, OPR might be adjusted lower coming MPC meeting. Anyway, I have done placement with PBB & MBB's step-up FD rates before & so far they honour the offer rates. Hopefully they don't revise when the OPR changes. |
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Mar 16 2016, 03:10 PM
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Junior Member
107 posts Joined: Aug 2013 |
Today I went to RHB hoping to open the 12 month FD promo and they said the quota has finished...sigh!!
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Mar 16 2016, 03:16 PM
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Senior Member
1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(Pinnacle1295 @ Mar 16 2016, 02:40 PM) Yes, you are right! I just went to PBB & the brochure mentioned about it. When I asked the bank officer, he said so far they never revise the offer rates even though the T&C states otherwise. Need to see how far back does the officer mean. OPR went up since early 2010, it was good for them not to revise the offer rates, unless he's referring to crisis time where OPR was adjusted downward from 3.50% to 2.00% which I don't have the details about any promo that time. Not saying that you should not take up the offer, but just need to be mindful that they have the rights to revise rates should OPR changes. Cheers Anyway, I have done placement with PBB & MBB's step-up FD rates before & so far they honour the offer rates. Hopefully they don't revise when the OPR changes. This post has been edited by CalvinCLK: Mar 16 2016, 03:16 PM |
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Mar 16 2016, 03:58 PM
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Junior Member
418 posts Joined: Jan 2015 |
QUOTE(CalvinCLK @ Mar 16 2016, 03:16 PM) Need to see how far back does the officer mean. OPR went up since early 2010, it was good for them not to revise the offer rates, unless he's referring to crisis time where OPR was adjusted downward from 3.50% to 2.00% which I don't have the details about any promo that time. Not saying that you should not take up the offer, but just need to be mindful that they have the rights to revise rates should OPR changes. Cheers Thanks. Appreciate your comments & clarifications |
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Mar 16 2016, 04:06 PM
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10,001 posts Joined: May 2013 |
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Mar 16 2016, 04:26 PM
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Senior Member
1,563 posts Joined: Jan 2003 From: peejay |
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Mar 16 2016, 04:35 PM
Show posts by this member only | IPv6 | Post
#555
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107 posts Joined: Aug 2013 |
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Mar 16 2016, 04:41 PM
Show posts by this member only | IPv6 | Post
#556
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107 posts Joined: Aug 2013 |
So angry with BSN@Kelana Jaya !!
Went to open a FD there. Took a number which is like number 4xxx and waited. There was only 2 counters and they keep serving the 5xxx numbers which I guess it the normal banking service numbers series. After 30 mins, I asked one of the counter if they going to service the 4xxx number and they yes, so I thought like maybe the next one since I remindered them. But guess what?? They still continue serving the 5xxx number. I thought maybe after this will my number....nope, it went to the next 5xxx number. So I walked off !!! |
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Mar 16 2016, 05:12 PM
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Senior Member
914 posts Joined: Jan 2012 |
QUOTE(hcolin @ Mar 16 2016, 04:41 PM) So angry with BSN@Kelana Jaya !! Been seeing BSN billboard around the KL&Selangor recently, guess they allocated big budget on their marketing side but none on the internal management.Went to open a FD there. Took a number which is like number 4xxx and waited. There was only 2 counters and they keep serving the 5xxx numbers which I guess it the normal banking service numbers series. After 30 mins, I asked one of the counter if they going to service the 4xxx number and they yes, so I thought like maybe the next one since I remindered them. But guess what?? They still continue serving the 5xxx number. I thought maybe after this will my number....nope, it went to the next 5xxx number. So I walked off !!! This post has been edited by Clement1001: Mar 16 2016, 05:12 PM |
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Mar 16 2016, 05:12 PM
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1,055 posts Joined: Feb 2009 From: Selangor/Johor |
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Mar 16 2016, 05:16 PM
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6,614 posts Joined: Mar 2011 |
QUOTE(CalvinCLK @ Mar 16 2016, 03:16 PM) Need to see how far back does the officer mean. OPR went up since early 2010, it was good for them not to revise the offer rates, unless he's referring to crisis time where OPR was adjusted downward from 3.50% to 2.00% which I don't have the details about any promo that time. Not saying that you should not take up the offer, but just need to be mindful that they have the rights to revise rates should OPR changes. Cheers I have good experience with PBB on FD promo. In Oct 2014 I placed a step-up FD with them. Few weeks later, they revised the offer rate UP ! Then they said for those that placed the FD earlier, the second 6 mths rate will be 4.28% instead of 4.08%. That is good of them doing that so that customer who placed the FD just few weeks ago are happy about it ! Though this is not related to OPR change, but the experience of the step-up FD is GOOD ! But the clause for OPR change could be unsettling to some ! |
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Mar 16 2016, 09:41 PM
Show posts by this member only | IPv6 | Post
#560
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Junior Member
21 posts Joined: Sep 2014 |
QUOTE(Human Nature @ Mar 16 2016, 12:14 AM) QUOTE(TOMEI-R @ Mar 16 2016, 08:32 AM) Thanks to you both. Thought gonna write in the bank name at first place..><Thanks for clarification. Stupid me. |
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