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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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elea88
post Mar 2 2016, 08:36 AM

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QUOTE(nbi @ Mar 1 2016, 08:37 PM)
follows u, max kwsp once fd mature.
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can put FD into KWSP?
elea88
post Mar 16 2016, 10:51 AM

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QUOTE(yygo @ Mar 16 2016, 08:57 AM)
it was reported by one forummer that bsn stopped the offer. some banks have quota for the deposit amount. so they could end it earlier. or end it as no one else is offering that high. devil.gif

u can always try and let us know if that was not true.
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just called BSN. no more 4.5% offer. Quota is full.
elea88
post Mar 17 2016, 11:31 AM

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I place RM 30K on 17 Feb 2016 with General Investment Account-i (GIA-i)
i got interest banked in on 17 Mar 2016 for RM 95.08

that is not 4% right?

Also placed RM10K on 16TH feb 201 and got interest of
RM31.69 on 16 mar 2016. ....

What is effective interest rate?
elea88
post Mar 17 2016, 01:44 PM

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QUOTE(CalvinCLK @ Mar 17 2016, 11:55 AM)
30K x 29 / 366 x 4% = 95.08 (rounding)
10K x 29 / 366 x 4% = 31.69 (rounding)
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THANK YOU ....
did not know my maths was so bad!!!!!
elea88
post Mar 18 2016, 08:28 AM

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QUOTE(tonytyk @ Mar 17 2016, 10:35 PM)
What is the best eFD now?
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MAYBANK GIA i.. 4%
elea88
post Mar 18 2016, 12:04 PM

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QUOTE(Angelodeath @ Mar 18 2016, 10:43 AM)
ohmy.gif then whats the current best promo y'all going for?
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i temporary put MAYBANK GIA I 4% on monthly basis.

I hv FD due in 25 th this month.. also finding 4.5%.. but seem like now closes is 4.3% from BSN.
Guaranteed by GOVERNMENT OF MALAYSIA!!! haha.
elea88
post Apr 6 2016, 08:37 AM

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QUOTE(Ramjade @ Apr 5 2016, 04:25 PM)
No. But it is available online at flat rate 4% good for 1-2 months eFD. No banks offer that high rate, with flexibility to withdraw and don't need rm10k. RM1k also can put.
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yes.. premature withdrawal also go interest...!

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