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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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bbgoat
post Mar 14 2016, 06:44 PM

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QUOTE(Human Nature @ Mar 14 2016, 06:37 PM)
wah, just renewed my BR at 4.10 today
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Today BR told me on Wed the new FD promo is 12 mth 4.28%. So if sum is large, may be worth it to cancel it on Wed and get the new rate. biggrin.gif
Human Nature
post Mar 14 2016, 07:15 PM

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QUOTE(bbgoat @ Mar 14 2016, 06:44 PM)
Today BR told me on Wed the new FD promo is 12 mth 4.28%. So if sum is large, may be worth it to cancel it on Wed and get the new rate.  biggrin.gif
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after some calculation..just about a hundred difference..will just maintain..

went to uob and ocbc today too. no new promo.
poor man
post Mar 14 2016, 07:17 PM

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ambank promo 11 mar to 31 mar 2016
3 mth 4.1% 10k
3 mth 4.2% 500k sweat.gif

This post has been edited by poor man: Mar 14 2016, 07:19 PM
nbi
post Mar 14 2016, 07:35 PM

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QUOTE(bbgoat @ Mar 14 2016, 05:46 PM)
In PBB to uplift FD which matured on last Sat. The counter leng lui asked me to top up 2k to enjoy the new 4.3% (eff rate) promo. Told her did not carry that amount, then go down to 1k. Said no again. Settled at nego RM500 top up ! tongue.gif So added cash RM500 to get the FD renewed to current promo rate.  biggrin.gif

As to 2 days interest, asked her about it. Paid cash for the 2 days interest. Not bad. So have to ask PBB if your FD matured over the holidays.  rclxms.gif

Earlier called BR, starting on Wed, their new FD promo is 4.28% for 12 mths. Still slightly lower than the 4.3% of other banks. But can nego if your amt is high. Plan next week to go for the 2 years 4.55%. Hopefully they are not cancelling it  next week !

The trend is banks are cancelling the 4.5% FD promo !! Be it reach their limit or not, hard to say. BSN, even RHB's 4.45%, all gone. Right now BR's 4.55% really attractive.  rclxm9.gif Wait for me, BR !  biggrin.gif
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That's problem. hv to ask. who knows.

anyway, opened bsn 5 years fd at 4.75% pa. lazy to move around.
yygo
post Mar 14 2016, 08:04 PM

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QUOTE(nbi @ Mar 14 2016, 07:35 PM)
That's problem. hv to ask. who knows.

anyway, opened bsn 5 years fd at 4.75% pa. lazy to move around.
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bro, ask means tell them u got fd matured on sat/sun/public holiday. open mouth saja. devil.gif
hurtedheart
post Mar 14 2016, 10:55 PM

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QUOTE(poor man @ Mar 14 2016, 07:17 PM)
ambank promo 11 mar to 31 mar 2016
3 mth 4.1% 10k
3 mth 4.2% 500k  sweat.gif
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Is the promo rate applicable if placement is made on weekend or only applicable during weekdays for Ambank?
Any idea what is the effective date of FD if a personal cheque is given?
Thanks
familyfirst
post Mar 15 2016, 09:07 AM

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QUOTE(Human Nature @ Mar 14 2016, 07:15 PM)
after some calculation..just about a hundred difference..will just maintain..

went to uob and ocbc today too. no new promo.
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I also prefer maintain. Top up 10k to existing maturing fund at OCBC and renewed at 4.3% for 15 mths. Register for free luggage bag again. Will be my 3rd bag, LOL!!
Pinnacle1295
post Mar 15 2016, 09:43 AM

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QUOTE(familyfirst @ Mar 15 2016, 09:07 AM)
I also prefer maintain.  Top up 10k to existing maturing fund at OCBC and renewed at 4.3% for 15 mths.    Register for free luggage bag again.  Will be my 3rd bag, LOL!!
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The FREE trolley bag is subjected to a minimum placement of RM70,000, right?

yygo
post Mar 15 2016, 10:02 AM

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QUOTE(Pinnacle1295 @ Mar 15 2016, 09:43 AM)
The FREE trolley bag is subjected to a minimum placement of RM70,000, right?
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rite!

QUOTE(JULIA! CAN I KILL U? @ Mar 15 2016, 09:57 AM)
Dear all rclxms.gif ,

This is a Latest FD Promo from Bank Rakyat 2016.. Check This Out!!

Promo : PROMOSI MENGHARGAI PELANGGAN 2016
Product : TERM DEPOSIT-i ACCOUNT (individual)
Rate : 4.28% FOR 12 MONTH
Min Deposit : RM25k

Campaign Period : 16 March - 30 April 2016

Any enquiry pls call Rakyat Xclusive Call Centre at 03-26173800. HAV A NICE DAY!  thumbup.gif
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as unkle goat reported yesterday. thx for confirmation on the min amount. rclxms.gif
BoomChaCha
post Mar 15 2016, 10:40 AM

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QUOTE(familyfirst @ Mar 15 2016, 09:07 AM)
I also prefer maintain.  Top up 10k to existing maturing fund at OCBC and renewed at 4.3% for 15 mths.    Register for free luggage bag again.  Will be my 3rd bag, LOL!!
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I placed my FD at 4.3% rate for 6 months during last year December,
am I eligible to get the free trolley bag?
How to register to get this free trolley bag? Thanks
wil-i-am
post Mar 15 2016, 10:59 AM

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QUOTE(JULIA! CAN I KILL U? @ Mar 15 2016, 09:57 AM)
Dear all rclxms.gif ,

This is a Latest FD Promo from Bank Rakyat 2016.. Check This Out!!

Promo : PROMOSI MENGHARGAI PELANGGAN 2016
Product : TERM DEPOSIT-i ACCOUNT (individual)
Rate : 4.28% FOR 12 MONTH
Min Deposit : RM25k

Campaign Period : 16 March - 30 April 2016

Any enquiry pls call Rakyat Xclusive Call Centre at 03-26173800. HAV A NICE DAY!  thumbup.gif
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Is the rate applicable for renewal?
familyfirst
post Mar 15 2016, 11:56 AM

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QUOTE(BoomChaCha @ Mar 15 2016, 10:40 AM)
I placed my FD at 4.3% rate for 6 months during last year December,
am I eligible to get the free trolley bag?
How to register to get this free trolley bag? Thanks
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Dunno Dec valid mou cos if not mistaken start from Jan.
Nevertheless go to OCBC website and register. I clicked it from ocbc facebook page that brings you to the website.
wil-i-am
post Mar 15 2016, 01:36 PM

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Latest promo from Affin Bank
a. 12 mths FD @ 4.20%
b. Need to allocate separate RM5k into CASA per FD placement
c. Monies in CASA will b lock for same duration with FD
d. Until end Aug 2016 or quota finish
nbi
post Mar 15 2016, 02:36 PM

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QUOTE(yygo @ Mar 14 2016, 08:04 PM)
bro, ask means tell them u got fd matured on sat/sun/public holiday. open mouth saja. devil.gif
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claimed back the weekend interests from pb. wink.gif
yygo
post Mar 15 2016, 05:08 PM

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QUOTE(nbi @ Mar 15 2016, 02:36 PM)
claimed back the weekend interests from pb. wink.gif
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some sa said dun give free money to banks. why not. open mulut and get back the interest. laugh.gif
sevendogz
post Mar 15 2016, 05:45 PM

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just manage to open FD at Alliance bank today using bankers cheque
was told today is the last day for their 3-9months FD promotion at 4.35
yygo
post Mar 15 2016, 06:00 PM

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QUOTE(sevendogz @ Mar 15 2016, 05:45 PM)
just manage to open FD at Alliance bank today using bankers cheque
was told today is the last day for their 3-9months FD promotion at 4.35
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sign that whatever 1 year >4.3% FD deal over. sweat.gif left 4.3% as highest for 1 year fd rate.



This post has been edited by yygo: Mar 15 2016, 06:01 PM
BoomChaCha
post Mar 15 2016, 06:16 PM

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QUOTE(familyfirst @ Mar 15 2016, 11:56 AM)
Dunno Dec valid  mou cos if not mistaken start from Jan.
Nevertheless go to OCBC website and register.  I clicked it from ocbc facebook page that brings you to the website.
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Ok.. Thanks thumbsup.gif
TOMEI-R
post Mar 15 2016, 06:51 PM

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QUOTE(Pinnacle1295 @ Mar 15 2016, 09:43 AM)
The FREE trolley bag is subjected to a minimum placement of RM70,000, right?
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Offer still open?

QUOTE(yygo @ Mar 15 2016, 06:00 PM)
sign that whatever 1 year >4.3% FD deal over. sweat.gif  left 4.3% as highest for 1 year fd rate.
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Seems so... looks like no more 4.5% anymore.
Pinnacle1295
post Mar 15 2016, 07:02 PM

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QUOTE(TOMEI-R @ Mar 15 2016, 06:51 PM)
Offer still open?
Seems so... looks like no more 4.5% anymore.
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I think currently Public Bank's 4.1% + 4.5% (6M + 6M) is the best offer.


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