not sure is this useful. I have been depositing my eFD in Maybank GIA to earn higher interest for 1m (RM5k)/ 2m (RM1k onwards but below RM5k). The indicative interest rate is 4% monthly but it could fluctuate depending on the return on investment. I have several GIA FD with Maybank deposited in Jan 2016 and got 3.39% for the first month interest. If this info is useful, I can post my subsequent interest rate every mth. I find this convenient and no need to look for promo (due to high min amt required for fd promo, usually starting from RM10k) because I do it monthly (extra funds all go to FD). This interest rate is higher than any of all the existing bank that offers for 1m & 2m interest rate.

http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts

Indicative is 4%, but they give you 3.39% instead? Anyway it's still better than Islamic eFD.

not bad for an efd but as other said, the principal is not guaranteed so there is a tiny bit of risk involved i guess... but since maybank just said they made a ton of money a few days back, i guess we shouldn't worry much

What is the difference between Mudarabah Investment Account & Islamic Deposit Account?

Both under GIA-i  

Precisely. Even IBG fees of RM0.11 also I count.
So when placing FD, select GIA-i eFD from the drop down menu right?

To open this GIA account need to go to a branch first?

Rally take 1 day? I remember when I first open my first Islamic efd with maybank about 1 year ago, it's instant.

The interest calculation for FD placed last year and maturing this year should be

Total Interest = (No. of days in 2015)/365 x Rate p.a. + (No. of days in 2016)/366 x Rate p.a.

This applies to monthly interest & half-yearly interest calculation as well.

i want to ask about the interest rate calculation... is there any difference due to the leap year?

i can't seem to calculate and get the right interest based on the FDs i have... somehow just slightly off...

newbie here, what is max epf? max contribute your salary to epf every month?

I can't see the promotion on the website wor..
can elaborate more?

actually.. i did before like today take out fd from bank X and instant transfer to bank Y and put fd straight away in the same day in bank Y. I feel like it can be done in the same day and with online banking it is even more flexible. Meaning instant transfer at bank X and wait for awhile so that the amount appear at bank Y, then use online banking transfer money back to bank X and make fd in bank X. However, I heard someone mention in previous post where the staff ask him/her to add in another say 1k fresh fund and make the already there about to mature fd look like fresh fund and add with the 1k to qualify for the fd promo.. 

thanks, no info on the luggage though..
stick to RHB then..

br should be ok. comparable to other banks. issue fd cert faster than most.
efd? how about your yearly one mbb gia-i? i know you have both types.

oic. the efd 1 mth 4% not bad. can consider for short term use.

I believe 4% is guaranteed, no? I've just had several at 4%, automatically renewed for the next step up for another 5 months. Don't think it was suppose to be more than 4% either.

Where to get the details on HLB 4.2% for 3 months? Trying to search at post 1, don't get to c it