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Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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SUSic no 851025071234
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 May 28 2016, 03:22 PM
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QUOTE(supersound @ Apr 25 2016, 10:42 PM) 7 months and above yield more, at 4.5%. Most of the time I'm splitting all my FDs, from 3 months, 6 months and 12 months. There will be always 1 FD matures every month. And recently with Maybank's promo FD, all my free funds are parked over there. Since it will be over soon, I will be trying this GIA. Is good for me since I no need to run few banks anymore, 4.5% are quite good already, infact now most banks don't offer > 4.3%. I want to ask about the maybank gia-i investment account. It says 7 months 4.5% and 1 month 4% but profit will credit to account to everymonth. SO how does the 7 month interest calculate? I can pput tenure 7 months and enjoy the 4.5% then on the 2nd month take out I will untung? Or is it every month get 4% and if until 7 month i not take out it will up 4.5%? |
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wil-i-am
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May 28 2016, 03:38 PM
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QUOTE(Flyboy2016 @ May 28 2016, 12:52 AM) If you have RM30k , will you split it in multiple FD account in different bank or put in 1 FD account ? For me, 1 FD a/c |
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nexona88
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May 28 2016, 04:22 PM
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QUOTE(Flyboy2016 @ May 28 2016, 12:52 AM) If you have RM30k , will you split it in multiple FD account in different bank or put in 1 FD account ? 1 FD account  |
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sandkoh
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May 28 2016, 05:49 PM
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QUOTE(ic no 851025071234 @ May 28 2016, 03:22 PM) I want to ask about the maybank gia-i investment account. It says 7 months 4.5% and 1 month 4% but profit will credit to account to everymonth. SO how does the 7 month interest calculate? I can pput tenure 7 months and enjoy the 4.5% then on the 2nd month take out I will untung? Or is it every month get 4% and if until 7 month i not take out it will up 4.5%? bro, talking on new placement? this one promo no more. |
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SUSic no 851025071234
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May 28 2016, 07:30 PM
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QUOTE(sandkoh @ May 28 2016, 05:49 PM) bro, talking on new placement? this one promo no more. Ya new placement. I just put in m2u. The rate say 1-6 month 4% and 7 is 4.5% I'm talking about GIA-i. It's not really fd but kind if investment. |
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cybpsych
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May 28 2016, 07:36 PM
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QUOTE(ic no 851025071234 @ May 28 2016, 07:30 PM) Ya new placement. I just put in m2u. The rate say 1-6 month 4% and 7 is 4.5% I'm talking about GIA-i. It's not really fd but kind if investment. this is GIA-i promo/campaign rate ended January 2016. the one you put in M2U is 4% p.a. only. no promo rate. no 4.5% p.a. rate. |
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CyberKewl
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May 28 2016, 07:57 PM
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QUOTE(nexona88 @ May 28 2016, 04:22 PM) 1 FD account multiple FD safer if you need money for emergency you wont spoil the interest so much at least if u need say 10 out of the 30k.. |
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sandkoh
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May 28 2016, 08:03 PM
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QUOTE(ic no 851025071234 @ May 28 2016, 07:30 PM) Ya new placement. I just put in m2u. The rate say 1-6 month 4% and 7 is 4.5% I'm talking about GIA-i. It's not really fd but kind if investment. how? where did you see the 4.5%? something very wrong here! should be just 4% for gia-i placement. |
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SUSic no 851025071234
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May 28 2016, 08:16 PM
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QUOTE(cybpsych @ May 28 2016, 07:36 PM) this is GIA-i promo/campaign rate ended January 2016. the one you put in M2U is 4% p.a. only. no promo rate. no 4.5% p.a. rate. QUOTE(sandkoh @ May 28 2016, 08:03 PM) how? where did you see the 4.5%? something very wrong here! should be just 4% for gia-i placement. Ya I see very clearly that's Y I also strange. The normal rate is 4% but for 7and 8 months is 4.5%. That's Y I put term 7 months. Dun believe u go m2u put now then check the rate. It got list down. |
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sandkoh
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May 28 2016, 08:33 PM
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QUOTE(ic no 851025071234 @ May 28 2016, 08:16 PM) Ya I see very clearly that's Y I also strange. The normal rate is 4% but for 7and 8 months is 4.5%. That's Y I put term 7 months. Dun believe u go m2u put now then check the rate. It got list down.  you got tricked. you miss out the below: http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-PromotionsCampaign Period: Now till 15 January 2016 or upon reaching the overall limit, whichever is earlier. This post has been edited by sandkoh: May 28 2016, 08:35 PM |
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SUSic no 851025071234
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May 28 2016, 08:41 PM
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QUOTE(sandkoh @ May 28 2016, 08:33 PM) you got tricked. you miss out the below: http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-PromotionsCampaign Period: Now till 15 January 2016 or upon reaching the overall limit, whichever is earlier. I think u r right. I just put 7 months wor. Should I take out my money now? |
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poor man
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May 28 2016, 09:15 PM
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Getting Started
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Bank Muamalat Malaysia fd promo from 15th May 2016 till 14th August 2016. “WANG BESAR!3 – B1M” AND “WANG BESAR!3 – A1M” WB3 -B1M < 1 mil 3.98% p.a. 12mth min RM3k WB3 -A1M ≥1 mil 4.01% p.a 12mth min RM1 mil.. T&C http://www.muamalat.com.my/downloads/Wang_...r_3_English.pdfThis post has been edited by poor man: May 28 2016, 09:19 PM Attached thumbnail(s)
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poor man
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May 28 2016, 09:37 PM
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Getting Started
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Hong Leong (Senior) Savers Flexi Fixed Deposit Promotion (“FD Promotion”) 19 May 2016 and ends on 30 June 2016, 6 mth 4.3% min rm10k T&C https://www.hlb.com.my/main/assets/files/pr...ings-tnc-en.pdfThis post has been edited by poor man: May 28 2016, 09:42 PM Attached thumbnail(s)
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sandkoh
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May 28 2016, 09:45 PM
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QUOTE(ic no 851025071234 @ May 28 2016, 08:41 PM) I think u r right. I just put 7 months wor. Should I take out my money now? it is up to you. other banks has 4.3%. mbb has efd 4.31% eff rate. |
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cybpsych
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May 28 2016, 10:12 PM
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QUOTE(ic no 851025071234 @ May 28 2016, 08:16 PM) Ya I see very clearly that's Y I also strange. The normal rate is 4% but for 7and 8 months is 4.5%. That's Y I put term 7 months. Dun believe u go m2u put now then check the rate. It got list down. aiyor. that rate is for 12months tenure. each month's tenure is the rate as shown on the table. you don't simply choose 7months to get 4.5% la. as I wrote before, that table is specific to the promo. not available anymore. read the title "gia campaign". below the table show the disclaimers. |
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SUSic no 851025071234
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May 28 2016, 10:49 PM
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QUOTE(sandkoh @ May 28 2016, 09:45 PM) it is up to you. other banks has 4.3%. mbb has efd 4.31% eff rate. I only have 1K lol. Other bank with high rate is need 10k right? |
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SUSic no 851025071234
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May 28 2016, 10:49 PM
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QUOTE(sandkoh @ May 28 2016, 09:45 PM) it is up to you. other banks has 4.3%. mbb has efd 4.31% eff rate. I only have 1K lol. Other bank with high rate is need 10k right? |
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Deal Hunter
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May 28 2016, 11:54 PM
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QUOTE(ic no 851025071234 @ May 28 2016, 10:49 PM) I only have 1K lol. Other bank with high rate is need 10k right? Bank Simpanan Nasional still having promo 4.3%, 12 months, minimum RM 1,000 required, last day 31 May 2016. I believe this is the best available for those who have only RM 1,000. But promo is closing soon.  |
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wil-i-am
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May 29 2016, 08:14 AM
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QUOTE(ic no 851025071234 @ May 28 2016, 10:49 PM) I only have 1K lol. Other bank with high rate is need 10k right? It depends on Bank as some require min RM10k or min RM25k |
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sandkoh
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May 29 2016, 09:07 AM
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QUOTE(ic no 851025071234 @ May 28 2016, 10:49 PM) I only have 1K lol. Other bank with high rate is need 10k right? run fast to bsn. 4.3% 1k will do. |
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