Affin Bank Year End Fixed Deposit Bonanza 2015

The bank juz added term to split the total fd, 80% total into 15 month remaining 20% into either 1 or 2 month fd

Etc, Rm10000 into rm8000 15month / rm2000 into 1 or 2 month.

new~ only started yesterday.

After reading the postings here, decided that HLB 4.5% was the FD to get since my SCB 15mth FD matured today. So hurriedly I uplift my SCB FD and proceed to HLB Bkt Tinggi, Klang branch which was near my office. The HLB branch there was quite busy with many people. My turn came and I proceeded to inform the counter girl that I want to place FD on the promotional 4.5% rate for 6 months. The counter girl ask if I have a saving account with the branch, I say no but I do have a a savings account with another branch. She says cannot, I have to open another account with the branch in order for me to place the FD. I need to take another que number to open the account. Got fedup, took my money and proceeded to Affin Bank. There I was greeted like an old friend, attended to immediately by a middle age lady (no leng lui here...sigh) and she proceed to explain to me on the promotional rate of 4.6% where by 20% of it need to be placed in either a 1 month (4.05%), 2 months (4.10%) or 3 months (4.3%) FD while the balance 80% will enjoy the 4.6% pa interest. She advised me to take up the 3 months FD @ 4.3%. After making some rough calculations, the first 3 months interest came out more that than the HLB 4.5% FD (3 months period). After that, I can take the 20% and find other FD to put (hopefully can find a better rate) while the balance 80% can enjoy the 4.6% interest.
I find that the customer service experience at Affin bank so much more better, we are really being treated as customers instead of being treated like livestocks at HLB.

U are wrong in this.

I confirm with the staff when placing the fund woth HLB MV branch.

I told the staff that i already got existing FD acc at jalan perak HLB Main, why do you still need me to open a FD acc here ?

The staff told me that when they open the FD acc here, the money recorded in the FD acc is counted as this branch (MV branch). So it will be their so called "performance"

It is not true that you need to open a saving acc at different branch. Now my ebanking hlb connect show 2 FD acc. 1 from main branch, 1 from MV branch.

Sad to hear u miss d boat
Anyway, another boat is on d way 

Should be no problem. You can request for BSA. With BSA, you won't be charged anything as RM8+

go hong leong open saving account, but branch manager insist cannot open without  atm card T_T