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 Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only

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Ramjade
post Dec 9 2015, 12:53 PM

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QUOTE(Bonescythe @ Dec 9 2015, 12:22 PM)
1 mth efd = Mach 10k
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I am only putting RM2k like that. sweat.gif
??!!
post Dec 9 2015, 01:14 PM

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QUOTE(Bonescythe @ Dec 9 2015, 12:22 PM)
1 mth efd = Mach 10k
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??? sorry - no faham

QUOTE(ikanbilis @ Dec 9 2015, 12:25 PM)
I want to park my funds in the Alliance 9 months eFD 4.35%. Is it beneficial to join the PB as well? I saw the website says need to put 10k in CASA, is this 10k being earmark for some time or can withdraw immediately?
..
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need 10k in CASA for PB?
Donno about this term for the PB. Previously takde this condition. They just need total amounts with them . can be in FD, CASA, other investments,etc.

The PB benefits for me now are run down to almost zero. Not going to maintain anymore.
wil-i-am
post Dec 9 2015, 03:10 PM

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QUOTE(Ramjade @ Dec 9 2015, 10:31 AM)
Now you know why I am loyal customer of affin bank.  biggrin.gif No customer, high FD rates. Everything done quickly. Feel like VIP customer cause no need to queue up without actually being a vip customer. laugh.gif  rclxms.gif
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Me 2
Bonescythe
post Dec 9 2015, 07:18 PM

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QUOTE(??!! @ Dec 9 2015, 01:14 PM)
??? sorry - no faham
need 10k in CASA for PB?
Donno about this term for the PB. Previously takde this condition. They just need total amounts with them . can be in FD, CASA, other investments,etc.

The PB benefits for me now are run down to almost zero. Not going to maintain anymore.
*
No more using their lounge ? Airport lounge ?
Bonescythe
post Dec 9 2015, 07:19 PM

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The 10k is casa earmark.for 1 mth only. After tat can remove one...
??!!
post Dec 9 2015, 08:45 PM

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QUOTE(Bonescythe @ Dec 9 2015, 07:18 PM)
No more using their lounge ? Airport lounge ?
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Their no conditions unlimited entry to lounges via Priority Pass ending this Dec. cry.gif
2% cashback on Debit card also withdrawn.
Even coffee machine at centre rosak zaman dulu oso tak repair doh.gif

ikanbilis
post Dec 9 2015, 08:51 PM

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QUOTE(Bonescythe @ Dec 9 2015, 07:19 PM)
The 10k is casa earmark.for 1 mth only. After tat can remove one...
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oic...this means i lose about RM30 in interests for the one month earmark.... cry.gif

Bonescythe
post Dec 9 2015, 09:17 PM

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QUOTE(ikanbilis @ Dec 9 2015, 08:51 PM)
oic...this means i lose about RM30 in interests for the one month earmark....  cry.gif
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Aiyoh.. u got 200k, want to kira tat rm30 from 1mth meh..
ikanbilis
post Dec 10 2015, 03:13 AM

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QUOTE(Bonescythe @ Dec 9 2015, 09:17 PM)
Aiyoh.. u got 200k, want to kira tat rm30 from 1mth meh..
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Sifu here said dun give free money to the bank lor... tongue.gif


..
yygo
post Dec 10 2015, 08:45 AM

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QUOTE(??!! @ Dec 9 2015, 08:45 PM)
Their no conditions unlimited entry to lounges via Priority Pass ending this Dec.  cry.gif
2% cashback on Debit card also withdrawn.
Even coffee machine at centre rosak zaman dulu oso tak repair  doh.gif
*
they removed the cashback starting dec 1. mad.gif moved cash out.

QUOTE(ikanbilis @ Dec 10 2015, 03:13 AM)
Sifu here said dun give free money to the bank lor... tongue.gif
..
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how nice, now itchy to hear the catch phrase: no free moxxx to the banks. laugh.gif tongue.gif
keyser soze
post Dec 10 2015, 10:24 AM

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Yesterday went to Affin bank Ampang Point to open FD account for the 4.6%. Once went in feel like government department. All staff like no need to do. Goyang sini goyang sana. Get number and waited for 20min the one and only customer service officer still goyang luar and goyang dalam. After that just left and go to OCBC for their 4.5%. Things done in 20min.
Even OCBC trainee looks better than Affin permanent staff.

This post has been edited by keyser soze: Dec 10 2015, 10:26 AM
familyfirst
post Dec 10 2015, 10:32 AM

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Finally have a chance to be part of the OCBC 4.5% promo after my 4% promo with MBB matured biggrin.gif And yeah, spent like 15 mins in OCBC and its all done. Feeling accomplished for the year! Haha.
yygo
post Dec 10 2015, 10:32 AM

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QUOTE(keyser soze @ Dec 10 2015, 10:24 AM)
Yesterday went to Affin bank Ampang Point to open FD account for the 4.6%. Once went in feel like government department. All staff like no need to do. Goyang sini goyang sana. Get number and waited for 20min the one and only customer service officer still goyang luar and goyang dalam. After that just left and go to OCBC for their 4.5%. Things done in 20min.
Even OCBC trainee looks better than Affin permanent staff.
*
seems like corporate culture of this bank. doh.gif
joeduff
post Dec 10 2015, 10:50 AM

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QUOTE(familyfirst @ Dec 10 2015, 10:32 AM)
Finally have a chance to be part of the OCBC 4.5% promo after my 4% promo with MBB matured  biggrin.gif    And yeah, spent like 15 mins in OCBC and its all done.  Feeling accomplished for the year!  Haha.
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How long have u been waiting for their call after you dropping ur information on their website?
familyfirst
post Dec 10 2015, 11:03 AM

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QUOTE(joeduff @ Dec 10 2015, 10:50 AM)
How long have u been waiting for their call after you dropping ur information on their website?
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Sorry I didnt enquire via their website. I just contact my RM there.
yygo
post Dec 10 2015, 11:19 AM

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QUOTE(joeduff @ Dec 10 2015, 10:50 AM)
How long have u been waiting for their call after you dropping ur information on their website?
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no need to wait for the call. go to the branch directly.
culain99
post Dec 10 2015, 11:25 AM

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QUOTE(keyser soze @ Dec 10 2015, 10:24 AM)
Yesterday went to Affin bank Ampang Point to open FD account for the 4.6%. Once went in feel like government department. All staff like no need to do. Goyang sini goyang sana. Get number and waited for 20min the one and only customer service officer still goyang luar and goyang dalam. After that just left and go to OCBC for their 4.5%. Things done in 20min.
Even OCBC trainee looks better than Affin permanent staff.
*
QUOTE(familyfirst @ Dec 10 2015, 10:32 AM)
Finally have a chance to be part of the OCBC 4.5% promo after my 4% promo with MBB matured  biggrin.gif    And yeah, spent like 15 mins in OCBC and its all done.  Feeling accomplished for the year!  Haha.
*
try OCBC Seremban branch, always crowded, wait at least 30 minutes and then take another 20-30 minutes to do
TANjb
post Dec 10 2015, 11:32 AM

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QUOTE(keyser soze @ Dec 10 2015, 10:24 AM)
Yesterday went to Affin bank Ampang Point to open FD account for the 4.6%. Once went in feel like government department. All staff like no need to do. Goyang sini goyang sana. Get number and waited for 20min the one and only customer service officer still goyang luar and goyang dalam. After that just left and go to OCBC for their 4.5%. Things done in 20min.
Even OCBC trainee looks better than Affin permanent staff.
*
Had to top up 10% for the new FD promotion and the officer told the teller to proceed with the FD.
The teller think for a while and then she asked the officer how much is 10% of 20 K ?

sad.gif The teller can't even calculate 10% of 20 K, can she count my interest ????
wil-i-am
post Dec 10 2015, 11:53 AM

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QUOTE(TANjb @ Dec 10 2015, 11:32 AM)
Had to top up 10% for the new FD promotion and the officer told the teller to proceed with the FD.
The teller think for a while and then she asked the officer how much is 10% of 20 K ?

sad.gif The teller can't even calculate 10% of 20 K, can she count my interest ????
*
Systems will calculate int for u
Bonescythe
post Dec 10 2015, 01:21 PM

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QUOTE(culain99 @ Dec 10 2015, 11:25 AM)
try OCBC Seremban branch, always crowded, wait at least 30 minutes and then take another 20-30 minutes to do
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Tat is why i opted for e-fd from alliance bank, even though it is 4.35 for 9 mths, lose out tat 0.15% to ocbc, but it is just a click away.. save many many hassle.

But cons is.. 25k in 1 single placement lo..

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