Affin Bank Year End Fixed Deposit Bonanza 2015

The bank juz added term to split the total fd, 80% total into 15 month remaining 20% into either 1 or 2 month fd

Etc, Rm10000 into rm8000 15month / rm2000 into 1 or 2 month.

Refer 1st post
1 month - 4.05% pa
2 months - 4.10% pa
15 months - 4.60% pa

Few aunties angry scold them for the sudden term change
80% = 4.60% for 15 month then remaining 20% 4.05 for 1 month

Does this new term applies only to the new placement or it is applicable to all including the one that was placed few weeks ago?

  If it is affecting previous placements too will go back to scold them too. Haha. Thanks for the info, maybe Affin just realized with 4.6% tak lah untung wor~~

With 20% fund in 1 month FD, meaning you still earn 4.6% for the remaining 80% fund, but too much trouble to go back again after 1 month  Salute affin for coming out with such "brilliant" idea 

Now you know why I am loyal customer of affin bank.  No customer, high FD rates. Everything done quickly. Feel like VIP customer cause no need to queue up without actually being a vip customer.  

Their no conditions unlimited entry to lounges via Priority Pass ending this Dec. 
2% cashback on Debit card also withdrawn.
Even coffee machine at centre rosak zaman dulu oso tak repair 

Sifu here said dun give free money to the bank lor...
..

Yesterday went to Affin bank Ampang Point to open FD account for the 4.6%. Once went in feel like government department. All staff like no need to do. Goyang sini goyang sana. Get number and waited for 20min the one and only customer service officer still goyang luar and goyang dalam. After that just left and go to OCBC for their 4.5%. Things done in 20min.
Even OCBC trainee looks better than Affin permanent staff.

How long have u been waiting for their call after you dropping ur information on their website?

Alright noted. So these banks charge damn low and cimb, hl, affin charges Rm5+.

make sure you remember. you kind of tend to forget though you have been corrected before.  

u mean Rm 1200.15k. ultra hnwi spotted.

""still got a bit more xxxk"" 

I couldn't agree more on this! 

Bbgoat uob PB = rm500k min...

Dun play play... bbgoat big ka

Fd joke

Mr K : i want to place fd. Got wad promo now?
Staff : sir, the promo now is 4.5%, min placement is 10k for 1 year.

Mr K: hmm.. can i get slightly higher if i place big fund, say rm 2m
Staff : sir, cannot oo. This is promo rate very good already.
Mr K : cannot help me ask manager see see meh ? 4.53 i also happy one.
Staff : cannot la sir

Mr K : like this ah. Help me place 200 FD certs of 10k la..

Staff : hang on, i check with my manager

3 minutes later

Staff : ok la sir, my manager say giv u 4.52.. let u happy a bit.

Hehehehe

I think if we look at domestic only.. Yeah, when economy down, interest rate should go down to spur more economical activities. When economy up, interest rate should go up to sustain the inflation from blowing over.

Yeah,in my opinion, this is applicable if the world is only Malaysia.

But when it is about global economy, I dun think the interest rate thing is applicable for this. Because Malaysia is not taikor in economy, so I view malaysia as no great power, only can be follower. US hike rate, that will stem out money leaking to US, and currency will be weaker. If they don't defend the currency, many big corporate with usd denominated bond and loan will suffer and break. If they defend, local consumption will struggle..

End up, usually will defend.. haha

All is just my opinion..

we learn history is to see history happen again ma
Haha

 

Let's calibrate our eyeballs. Look at BCC Ocbc leng lui photo, is your leng lui better looking than that?

How come you miss that post ? I already mentioned after Ah Boom posted it ! Or you have forgotten about what I wrote ?   Check it out ! 

They dont want to open FD for you using your existing saving account because that saving account is registered under other branch, if they proceed to open for you, the FD placement will be registered under the branch from your saving account, not under their branch. So they dont want to waste their time and energy for you.

I encountered the same with public bank. I placed once before at different branch and on the FD slip, its stated that the placement is made under my saving acc's branch, not where the branch i placed. Go back again to place some more after that, they dont let anymore.

Come on. All fD certs need you go back to the branch you place to withdraw one la..

Found out that HL Mach is running the same promotion. 4.5% for 6 months. Please go to Mach to place your FD and it should be paperless and you can manage it online.

IMHO, HL should convert all branches from conventional to Mach.

the ad seems to indicate you have to visit Mach branch. however, you can try.

I have put my remaining money in a conventional branch...now thinking if I should terminate and place in Mach.

goto www.machbyhongleongbank.com