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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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MGM
post Jan 23 2025, 01:49 AM

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QUOTE(ryansxs @ Jan 22 2025, 09:36 PM)
Mine they supposed to waive if i do at least one transaction per month.
So far they had been waiving for me without issue.
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Which credit card?
sjz
post Jan 23 2025, 12:18 PM

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Wanna check for HSBC MPower Plat Card,
Min spend RM2k per month for 8% CB.

If Gov Spends can use as filler spend to reach the min RM2k spend?
ryansxs
post Jan 23 2025, 07:21 PM

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QUOTE(MGM @ Jan 23 2025, 01:49 AM)
Which credit card?
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Visa signature.
Annually need to spend 2000RM, and use card every month once at least.
cute_boboi
post Jan 24 2025, 11:00 AM

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QUOTE(adam1190 @ Jan 22 2025, 04:42 PM)
The same concept applies to annual fee right? I got charged annual fee and I requested to cancel but they disallow and say I must pay the annual fee first ..
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Yes.

Up until today, I do not re-apply any HSBC CC. No good benefits to my usage also. But still have active accounts with them and get offered CC from time to time. Don't they read my eKYC info ?

geraldsim89
post Jan 28 2025, 06:21 AM

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Hello , if they have charged annual fee. Can I still call to ask to waive?
ericlaiys
post Jan 28 2025, 09:37 AM

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QUOTE(geraldsim89 @ Jan 28 2025, 06:21 AM)
Hello , if they have charged annual fee. Can I still call to ask to waive?
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u can try
geraldsim89
post Jan 28 2025, 11:04 AM

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QUOTE(ericlaiys @ Jan 28 2025, 09:37 AM)
u can try
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just to update, called, and they checked, said eligible, then waived
ayamback
post Feb 2 2025, 08:19 AM

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QUOTE(geraldsim89 @ Jan 28 2025, 11:04 AM)
just to update, called, and they checked, said eligible, then waived
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Did they say eligible based on what criteria? I assumed you didn't swipe 12x?
geraldsim89
post Feb 5 2025, 08:42 PM

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QUOTE(ayamback @ Feb 2 2025, 08:19 AM)
Did they say eligible based on what criteria? I assumed you didn't swipe 12x?
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i didnt swipe, but i got pay >rm2k using the card
they just ask me swipe monthly, then >2k for the current year
ericlaiys
post Feb 5 2025, 10:17 PM

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QUOTE(ayamback @ Feb 2 2025, 08:19 AM)
Did they say eligible based on what criteria? I assumed you didn't swipe 12x?
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QUOTE(geraldsim89 @ Feb 5 2025, 08:42 PM)
i didnt swipe, but i got pay >rm2k using the card
they just ask me swipe monthly, then >2k for the current year
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Yes. u need to swipe or use at least 1 per month. Total per year is 2k spending
schoe
post Feb 24 2025, 06:09 PM

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QUOTE(Wolgie @ Feb 24 2025, 05:53 PM)
Annual Fee for Travel One not minimum use 20k per year?
Today got HSBC come to our office for HSBC card.
He said Travel One can waive if hit this requirement.
For Other card, is 2k per year only.

Just apply HSBC Visa rewards card. now got cashback 400 after 1 use.
As i check ringgitplus give 600 gurantee. (as last time apply before but not approve)
but as support them. just apply form them.
get the card then after 6m, cancel  icon_rolleyes.gif
https://www.hsbc.com.my/credit-cards/produc...visa-signature/
this card he said no maxs rewards point per month, even reload ewallet? confirm? x5point

Thanks Thanks
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yup. it is travel one.
i couldnt use this hsbc travel one up till 20k per year.. not even 2k.. they do not have much nice offer like other card. alliance can have 8x timeless point, rhb X pickatrip. even maybank 2 cards also have 5% cashback.
the best in hsbc i would say is masuk lounge 5 times or 6 times. without spending. hahah ..

Wolgie
post Feb 25 2025, 09:09 AM

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QUOTE(schoe @ Feb 24 2025, 06:09 PM)
yup. it is travel one.
i couldnt use this hsbc travel one up till 20k per year.. not even 2k.. they do not have much nice offer like other card. alliance can have 8x timeless point, rhb X pickatrip. even maybank 2 cards also have 5% cashback.
the best in hsbc i would say is masuk lounge 5 times or 6 times. without spending. hahah ..
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Wow. so fast. received email said not approved.
so after 2 year, still dont want give me.
brows.gif get a free portable fans from the agent, (cheap cheap RM2x. if search from shopee)

This post has been edited by Wolgie: Feb 25 2025, 09:09 AM
cleoamin
post Feb 25 2025, 11:33 PM

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QUOTE(sjz @ Jan 23 2025, 12:18 PM)
Wanna check for HSBC MPower Plat Card,
Min spend RM2k per month for 8% CB.

If Gov Spends can use as filler spend to reach the min RM2k spend?
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Should be ok

enterthefatdragon
post Mar 4 2025, 03:28 PM

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got my HSBC visa signature

can get rm 400 CB if i swipe RM 1k within 2 months

managed to achieve it in 2 weeks time....

any idea when the rm 400 CB will be given?

after the 2 months period??
sadlyfalways
post Mar 18 2025, 07:37 PM

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QUOTE(ericlaiys @ Dec 10 2022, 06:37 PM)
received one transaction bank in to CC- it say CCHU in detail. anyone got it? what is this?
using visa platinum
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Twice already got. More than 10k. Still no info haha
hye
post Mar 18 2025, 09:38 PM

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Members, please be warned that Service Tax waivers discussions are not allowed anywhere in the cc section. Action will be swift on discussions and members participating in such.
contestchris
post Mar 26 2025, 09:10 AM

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Got RM800 TnG pin yesterday for card applied from Ringgitplus in late Dec 2024. Also received RM50 activation cashback from HSBC directly.

Time to cancel
ericlaiys
post Mar 26 2025, 11:54 AM

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QUOTE(contestchris @ Mar 26 2025, 09:10 AM)
Got RM800 TnG pin yesterday for card applied from Ringgitplus in late Dec 2024. Also received RM50 activation cashback from HSBC directly.

Time to cancel
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if u do it quite often, they will blacklist you. make sure use the card/keep till 9 month
contestchris
post Mar 26 2025, 02:04 PM

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QUOTE(ericlaiys @ Mar 26 2025, 11:54 AM)
if u do it quite often, they will blacklist you. make sure use the card/keep till 9 month
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I do it once every 9 months. 6 months waiting period and then 3 months to receive the gift. This is my 4th or 5th round doing it. But I do notice others e.g. UOB will blacklist.
iXora.ix
post Mar 26 2025, 02:14 PM

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QUOTE(contestchris @ Mar 26 2025, 02:04 PM)
I do it once every 9 months. 6 months waiting period and then 3 months to receive the gift. This is my 4th or 5th round doing it. But I do notice others e.g. UOB will blacklist.
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nice to know. i also during young age always do mcm this. but somehow right now, after milking their sign up reward, suddenly mcm, okay guna the card in case the other card cb benefit is full.

last2, didnt cancel laugh.gif

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