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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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ryansxs
post Jul 28 2023, 03:59 PM

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QUOTE(BuKeYi @ Jul 28 2023, 03:16 PM)
got my Rm500 eVoucher email after I inbox them yesterday, for those new HSBC customer and applied cc recently. Can try this method to inbox them in the app.
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which card did you apply?
they announced this voucher when you were applying?
ryansxs
post Sep 25 2023, 02:57 PM

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For the welcoming reward promotion.
They said they would process after 6 weeks of fulfilling the spending requirements.
Did you all get the reward automatically after that, or did you have to call the CS again?
ryansxs
post Jan 22 2025, 09:36 PM

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Mine they supposed to waive if i do at least one transaction per month.
So far they had been waiving for me without issue.
ryansxs
post Jan 23 2025, 07:21 PM

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QUOTE(MGM @ Jan 23 2025, 01:49 AM)
Which credit card?
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Visa signature.
Annually need to spend 2000RM, and use card every month once at least.
ryansxs
post Jul 14 2025, 11:16 PM

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QUOTE(iXora.ix @ Jul 14 2025, 04:05 PM)
yep, full charge air ticket to the card then can entitle. mostly its just better to opt separate insurance. the cc provided is only backup in case like missing/late luggage or something2
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if you have separate travel insurance, you dont need a backup, as missing/late luggage are all covered.
ryansxs
post Sep 21 2025, 03:16 PM

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QUOTE(davidxxx @ Sep 2 2025, 07:14 PM)
user posted image
user posted image

user posted image
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Thank you for the update mate.

I will be surely will be canceling as i dont spend much on this card, Visa Signature.

Just to ask you guys opinion, i say my service tax was charged in July2025. Which i think is my annual cycle month.
So if i want to cancel, should i wait till next year June and cancel? Or i should just cancel now?
What you guys think?
ryansxs
post Sep 21 2025, 04:55 PM

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QUOTE(fruitie @ Sep 21 2025, 04:38 PM)
Already paid SST then continue using for a year.
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Errmm...sounds right.


Anyone using Amanah Premier World Master card? It seem a better option without annual fee for now.
ryansxs
post Sep 25 2025, 06:22 PM

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QUOTE(fruitie @ Sep 25 2025, 03:30 PM)
For HSBC, I would say yes, cancel before AF is charged. Else the pain is never ending.
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ill cancel 2 months before AF is charged. lol rclxs0.gif
ryansxs
post Sep 26 2025, 05:35 PM

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QUOTE(synical @ Sep 26 2025, 05:22 PM)
Wow... https://www.refinedpoints.com/post/lol-hsbc...ll-credit-cards

They really raised the minimum income requirement until liddat leh..
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Guess they are targetting "pemium" customers only.
ryansxs
post Oct 4 2025, 05:26 PM

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QUOTE(ericlaiys @ Oct 4 2025, 12:05 PM)
total lost
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i have about 24,000 points hanging there. wonder what i can redeem before next year.

ryansxs
post Nov 22 2025, 12:03 PM

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QUOTE(fruitie @ Nov 21 2025, 12:12 PM)
Mine was AF and SST, and I didn't spend on the card after these were charged, so I told them it makes no sense for me to pay for them before I cancel the card. I asked them back why I need to pay for something I no longer require. And I told them to give me an official reply, and if the response doesn't meet my expectations, I will escalate it to BNM.
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Did they reply you?
I can anticipate similar treatment from them as i am expecting to cancel next year.

 

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