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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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joice11
post Mar 27 2025, 05:10 PM

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QUOTE(contestchris @ Mar 26 2025, 02:04 PM)
I do it once every 9 months. 6 months waiting period and then 3 months to receive the gift. This is my 4th or 5th round doing it. But I do notice others e.g. UOB will blacklist.
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for standard chatted is it same 9 months? i didnt once in 2023 and cancel after 6 month. I think its time to reapply again at ringgit plus
blacktubi
post Mar 28 2025, 05:12 PM

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Just realize that HSBC FX rate is way higher than other banks

HSBC explained to me that they are not following the rates published by Visa

https://www.visa.com.my/support/consumer/tr...calculator.html

Anyone facing same issue?
ericlaiys
post Mar 28 2025, 06:15 PM

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QUOTE(blacktubi @ Mar 28 2025, 05:12 PM)
Just realize that HSBC FX rate is way higher than other banks

HSBC explained to me that they are not following the rates published by Visa

https://www.visa.com.my/support/consumer/tr...calculator.html

Anyone facing same issue?
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foreign bank conversion is always higher based on my usage. Local bank rate is cheaper. Therefore, for personal use- prefer local bank, foreign bank use for company usage
Angry Clerk
post Apr 4 2025, 05:26 PM

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user posted image

Guys I submitted this rewards point redemption for the first time... 24,000 points for RM50. I have submitted this before and my points were not deducted, so today I have resubmitted.

May I know how long for me to get this reward of RM50? I need to cancel this card. Thanks guys!!
ericlaiys
post Apr 4 2025, 07:52 PM

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QUOTE(Angry Clerk @ Apr 4 2025, 05:26 PM)
user posted image

Guys I submitted this rewards point redemption for the first time... 24,000 points for RM50. I have submitted this before and my points were not deducted, so today I have resubmitted.

May I know how long for me to get this reward of RM50? I need to cancel this card. Thanks guys!!
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7 day?
chukahae
post Apr 6 2025, 10:04 AM

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Anyone else making payment to HSBC cc but the repayment is still pending the next day?
ericlaiys
post Apr 6 2025, 10:46 AM

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QUOTE(chukahae @ Apr 6 2025, 10:04 AM)
Anyone else making payment to HSBC cc but the repayment is still pending the next day?
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mine also same. usually take 2-3 days. so cannot pay last minute
chukahae
post Apr 6 2025, 11:46 AM

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QUOTE(ericlaiys @ Apr 6 2025, 10:46 AM)
mine also same. usually take 2-3 days. so cannot pay last minute
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It is first time it happens for me. Previously, it is always posted on the same day as I made the cc repayment.
SparkyLighter
post Apr 10 2025, 09:32 AM

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RM 0 HSBC: We're pleased to offer a higher credit limit of RM XXX to your card ending XXXX. Reply E5 <space> last 4 digits IC by 25/04 to accept the offer!

Guys, I got this SMS from 66300, is this legit? Rarely see people mentioning that they got credit limit increase offer from HSBC without requesting though?
katowwe
post Apr 10 2025, 10:28 AM

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QUOTE(SparkyLighter @ Apr 10 2025, 09:32 AM)
RM 0 HSBC: We're pleased to offer a higher credit limit of RM XXX to your card ending XXXX. Reply E5 <space> last 4 digits IC by 25/04 to accept the offer!

Guys, I got this SMS from 66300, is this legit? Rarely see people mentioning that they got credit limit increase offer from HSBC without requesting though?
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I received this SMS yesterday
jimbet1337
post Apr 10 2025, 01:41 PM

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Any basic HSBC card that's free for life/no annual fee?
SparkyLighter
post Apr 10 2025, 03:23 PM

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QUOTE(katowwe @ Apr 10 2025, 10:28 AM)
I received this SMS yesterday
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Also from 66300? Did you accept it?
katowwe
post Apr 11 2025, 09:12 AM

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QUOTE(SparkyLighter @ Apr 10 2025, 03:23 PM)
Also from 66300? Did you accept it?
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Yes it from 66300, I do not accept it yet but I see fb some people accept this offer
Leroi2x
post Apr 11 2025, 11:25 PM

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HSBC remove the 35k redeemtion for baskin robin and shopee ?
cant find anymore in the website
nicklim17
post Apr 13 2025, 08:02 AM

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QUOTE(Leroi2x @ Apr 11 2025, 11:25 PM)
HSBC remove the 35k redeemtion for baskin robin and shopee ?
cant find anymore in the website
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For shoppee it's 50k now. BR should be the same. Need to scroll down and find.
Leroi2x
post Apr 14 2025, 08:34 AM

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QUOTE(nicklim17 @ Apr 13 2025, 08:02 AM)
For shoppee it's 50k now. BR should be the same.  Need to scroll down and find.
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Thank you , it's a big inflation ,and hsbc visa signature page still advertising the 35k point for shopee as one of the feature
ericlaiys
post Apr 17 2025, 12:00 PM

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another blow to me when using hsbc visa signature. Just get to know
- Lazada use - get 5x point
- shopee use - 1x (dont get 5x point)
Just learn the hard way when i suddenly check my statement. Worse part is lost many point since Nov 2024. Verified by CS

Already frustrated on apple pay x1 point

This post has been edited by ericlaiys: Apr 17 2025, 12:07 PM
enterthefatdragon
post Apr 18 2025, 10:45 AM

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QUOTE(enterthefatdragon @ Mar 4 2025, 03:28 PM)
got my HSBC visa signature

can get rm 400 CB if i swipe RM 1k within 2 months

managed to achieve it in 2 weeks time....

any idea when the rm 400 CB will be given?

after the 2 months period??
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latest update, entering the 3rd month, finally HSBC credited RM 400 cb into my CC account

of coz i achieved their quota of RM 1k swipe within 2 months....

and the Salesperson that i applied the CC from informed me he sent out the luggage promised to give me once i achieved the 2 months period

seriously i wonder why/how bank willing to give so high CB and gifts for new card holders....

really cannot brain..... rclxub.gif rclxub.gif
WeiFeng16
post Apr 18 2025, 12:38 PM

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QUOTE(ericlaiys @ Apr 17 2025, 12:00 PM)
another blow to me when using hsbc visa signature. Just get to know
- Lazada use - get 5x point
- shopee use - 1x (dont get 5x point)
Just learn the hard way when i suddenly check my statement. Worse part is lost many point since Nov 2024. Verified by CS

Already frustrated on apple pay x1 point
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shopee top up can get 5x?
ericlaiys
post Apr 18 2025, 01:04 PM

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QUOTE(WeiFeng16 @ Apr 18 2025, 12:38 PM)
shopee top up can get 5x?
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no. all shopee transaction is 1x

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