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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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PseudomonasSA
post Nov 30 2023, 04:30 PM

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QUOTE(victorian @ Nov 30 2023, 09:28 AM)
You mean HSBC T1 card? 1x reward you want?
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oops.

i meant the HSBC Premier Travel Mastercard
HandsomeDupe
post Nov 30 2023, 09:39 PM

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Freaking worst call center ever, even for premier line. Just a simple task to add credit card to my samsung pay need 40 minutes waiting time !
Can't imagine for fraud transaction reporting

This post has been edited by HandsomeDupe: Nov 30 2023, 09:39 PM
!@#$%^
post Nov 30 2023, 11:19 PM

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QUOTE(HandsomeDupe @ Nov 30 2023, 09:39 PM)
Freaking worst call center ever, even for premier line. Just a simple task to add credit card to my samsung pay need 40 minutes waiting time !
Can't imagine for fraud transaction reporting
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almost everyone uses lost or stolen card line
contestchris
post Dec 6 2023, 12:28 PM

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Hi all, any good sign-up gift for HSBC at the moment? I can't seem to find them on RinggitPlus anymore.
xiaomoon
post Dec 6 2023, 01:37 PM

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QUOTE(contestchris @ Dec 6 2023, 12:28 PM)
Hi all, any good sign-up gift for HSBC at the moment? I can't seem to find them on RinggitPlus anymore.
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HSBC offical website free RM500 voucher now
yellowpika
post Dec 6 2023, 03:54 PM

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Just signed up for their credit card via their booth in a certain shopping mall, idk why their agent told me to overdeclare my salary tho🤔
joeyliew
post Dec 6 2023, 04:06 PM

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QUOTE(ericlaiys @ Oct 28 2023, 03:32 PM)
visa signature - yes. 1 month must swipe at least once. not 12x. if u miss of the month, then dont count.
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can be waive, miss out several month, as long as you are good paymaster and more than 2k used
joeyliew
post Dec 6 2023, 04:08 PM

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QUOTE(incredibless @ Oct 28 2023, 05:54 PM)
hi just asking here, for those still holding Hsbc card any reason why? I am currently holding the VS and rarely use as ntg much from them. Thinking to cancel it but im treating the card as for autodebit only for my phone bills and etc for the AF waiver since the CL is they gave me is good high.
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same here, auto debit for phone bills and CL is the highest in the market , like x8-10 of the monthly wages
contestchris
post Dec 6 2023, 04:17 PM

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QUOTE(yellowpika @ Dec 6 2023, 03:54 PM)
Just signed up for their credit card via their booth in a certain shopping mall, idk why their agent told me to overdeclare my salary tho🤔
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What sign up gift?
yellowpika
post Dec 6 2023, 05:04 PM

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QUOTE(contestchris @ Dec 6 2023, 04:17 PM)
What sign up gift?
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Just RM250 cashback (for performing transactions on the card based on their T&C) + RM20 onecard voucher


wjleong15
post Dec 6 2023, 05:31 PM

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QUOTE(yellowpika @ Dec 6 2023, 03:54 PM)
Just signed up for their credit card via their booth in a certain shopping mall, idk why their agent told me to overdeclare my salary tho🤔
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How to overdeclare?
Business or salaried employees?
furipu
post Dec 6 2023, 06:04 PM

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This post has been edited by furipu: Dec 7 2023, 11:02 AM
yellowpika
post Dec 7 2023, 03:58 PM

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QUOTE(wjleong15 @ Dec 6 2023, 05:31 PM)
How to overdeclare?
Business or salaried employees?
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By asking me to put a higher annual gross salary in the application form instead of putting my actual gross salary.. coz the agent said that I need to exceed the minimum salary requirement by more than 30% for the application of the HSBC VS card (which I’m skeptical about but okay..)
wjleong15
post Dec 7 2023, 05:25 PM

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QUOTE(yellowpika @ Dec 7 2023, 03:58 PM)
By asking me to put a higher annual gross salary in the application form instead of putting my actual gross salary.. coz the agent said that I need to exceed the minimum salary requirement by more than 30% for the application of the HSBC VS card (which I’m skeptical about but okay..)
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Then proof of income how?
yellowpika
post Dec 7 2023, 07:37 PM

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QUOTE(wjleong15 @ Dec 7 2023, 05:25 PM)
Then proof of income how?
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Through EPF statement lah.
wjleong15
post Dec 7 2023, 10:35 PM

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QUOTE(yellowpika @ Dec 7 2023, 07:37 PM)
Through EPF statement lah.
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Epf also reflex real income
30% over can easily spotted what?
Curious
BenChiew
post Dec 8 2023, 01:34 AM

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QUOTE(wjleong15 @ Dec 7 2023, 10:35 PM)
Epf also reflex real income
30% over can easily spotted what?
Curious
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Salary slip, EPF statement and LHDN PCB contribution statement. All will corroborate.
lowyat101
post Dec 8 2023, 08:30 AM

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QUOTE(BenChiew @ Dec 8 2023, 01:34 AM)
Salary slip, EPF statement and LHDN PCB contribution statement. All will corroborate.
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i believe the agent just want to get the commission, so asking the applicant to put a higher number just to try the luck hmm.gif hmm.gif

jhleo1
post Dec 8 2023, 10:55 AM

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The agent no idea what he or she doing. biggrin.gif All supporting tell the truth. You may get into trouble by purposely cheating your income declaration if the bank seriously look into the application.

QUOTE(yellowpika @ Dec 7 2023, 03:58 PM)
By asking me to put a higher annual gross salary in the application form instead of putting my actual gross salary.. coz the agent said that I need to exceed the minimum salary requirement by more than 30% for the application of the HSBC VS card (which I’m skeptical about but okay..)
*
azlim
post Dec 8 2023, 11:48 AM

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anyone here get the prizes for HSBC Travel CashBonanza Promotion? (runs from 22 May 2023 to 30 September 2023)

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