Welcome Guest ( Log In | Register )

593 Pages « < 562 563 564 565 566 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

views
     
travelyew
post Dec 10 2023, 10:21 AM

Getting Started
**
Junior Member
241 posts

Joined: Dec 2006


Anyone know if buying flight ticket airasia consider online for HSBC Visa Signature with 5x points?
blibala
post Dec 11 2023, 12:35 PM

Regular
******
Senior Member
1,910 posts

Joined: Jan 2005
QUOTE(yellowpika @ Dec 7 2023, 03:58 PM)
By asking me to put a higher annual gross salary in the application form instead of putting my actual gross salary.. coz the agent said that I need to exceed the minimum salary requirement by more than 30% for the application of the HSBC VS card (which I’m skeptical about but okay..)
*
If can get VS maybe higher commission. Else u still get othwr cards which is lower commission.
weidasdnbhd
post Dec 13 2023, 08:23 AM

Getting Started
**
Junior Member
89 posts

Joined: Feb 2019


QUOTE(Deathscythe@@ @ Jul 12 2023, 10:28 PM)
Anyone not getting cashback for HsBC Mpower Platinumncard? Only received the standard rm4 for 2k spending. But not getting the e wallet portion
*
Does everyone get this cashback (for e-wallet and groceries portion one) for the month of NOVEMBER? Today is 13th but I still don't get this. Same thing happened in July before.


Edited : ok, casb back everday credited on 13th December.

This post has been edited by weidasdnbhd: Dec 14 2023, 09:05 AM
kernel123
post Dec 13 2023, 09:42 AM

Regular
******
Senior Member
1,746 posts

Joined: Feb 2011
QUOTE(weidasdnbhd @ Dec 13 2023, 08:23 AM)
Does everyone get this cashback (for e-wallet and groceries portion one) for the month of NOVEMBER? Today is 13th but I still don't get this. Same thing happened in July before.
*
hsbc cashback system is a joke.

joined a few campaign organised by them for past years.

not even once got the cashback

public bank is much better option.

joined a few campaign.got almost of them
kernel123
post Dec 13 2023, 09:48 AM

Regular
******
Senior Member
1,746 posts

Joined: Feb 2011
anyone applied for sst waiver ? why this year suddenly kedekut one

last year easier to get waiver.

update

after i scold them why being so stingy,they offered me rm50 cashback

rm25 sst plus rm25 as gift tongue.gif tongue.gif

This post has been edited by kernel123: Dec 13 2023, 12:20 PM
sjz
post Dec 13 2023, 11:34 AM

Look at all my stars!!
*******
Senior Member
3,875 posts

Joined: Jul 2005
QUOTE(kernel123 @ Dec 13 2023, 09:42 AM)
hsbc cashback system is a joke.

joined a few campaign organised by them for past years.

not even once got the cashback

public bank is much better option.

joined a few campaign.got almost of them
*
for my case,

i only managed to get CB after escalate to their cust resolution team + report to BNM,
whole process of complaining waited for few mths.

eventually,
they acknowledge their mistake of our Team did not take your top up as eligible transactions. This explains why the Cashback was not credited to your card account. We sincerely apologise for the inadvertence and any inconvenience this matter had caused you. Rest assured I have personally highlighted to the Team concerned and measures are in place to prevent recurrence.
In this instance, we hereby confirm you are entitled to receive Cashback, We will be crediting the Cashback to your Card no later than....



eventually got RM100 cash back

This post has been edited by sjz: Dec 13 2023, 11:41 AM
yellowpika
post Dec 14 2023, 04:11 AM

夢を追いかけている
******
Senior Member
1,631 posts

Joined: Oct 2008
From: Petaling Jaya


QUOTE(blibala @ Dec 11 2023, 12:35 PM)
If can get VS maybe higher commission. Else u still get othwr cards which is lower commission.
*
Hmm that may be true..
(Actually I wanted to put 84k for the annual salary part, but the agent told me to put 90k instead😅)

My annual gross salary varies from 84k to 90k depending on the allowance I get per month, so I don’t think putting 90k is considered as lying, now that I think about it🤔

Anyway the card is on the way to me now😮

This post has been edited by yellowpika: Dec 14 2023, 04:17 AM
joice11
post Dec 14 2023, 11:01 AM

Enthusiast
*****
Junior Member
870 posts

Joined: Feb 2022
QUOTE(kernel123 @ Dec 13 2023, 09:48 AM)
anyone applied for sst waiver ? why this year suddenly kedekut one

last year easier to get waiver.

update

after i scold them why being so stingy,they offered me rm50 cashback

rm25 sst plus rm25 as gift  tongue.gif  tongue.gif
*
how u contacted them, by phone or chat?
i chat the cs and only get rm25 rebate with condition min 3 spend within 1 month. Never give extra.
joice11
post Dec 14 2023, 11:06 AM

Enthusiast
*****
Junior Member
870 posts

Joined: Feb 2022
QUOTE(sjz @ Dec 13 2023, 11:34 AM)
for my case,

i only managed to get CB after escalate to their cust resolution team + report to BNM,
whole process of complaining waited for few mths.

eventually,
they acknowledge their mistake of our Team did not take your top up as eligible transactions. This explains why the Cashback was not credited to your card account. We sincerely apologise for the inadvertence and any inconvenience this matter had caused you. Rest assured I have personally highlighted to the Team concerned and measures are in place to prevent recurrence.
In this instance, we hereby confirm you are entitled to receive Cashback, We will be crediting the Cashback to your Card no later than....

eventually got RM100 cash back
*
how u escalate to their cust resolution team + report to BNM,
email together by cc to BNM? Cause every time i escalate to CS, they will just give me standard reply, "first come first serve or fully redeem " already tired with their reply.
sjz
post Dec 14 2023, 12:06 PM

Look at all my stars!!
*******
Senior Member
3,875 posts

Joined: Jul 2005
QUOTE(joice11 @ Dec 14 2023, 11:06 AM)
how u  escalate to their cust resolution team + report to BNM,
email together by cc to BNM? Cause every time i escalate to CS, they will just give me standard reply, "first come first serve or fully redeem " already tired with their reply.
*
yes. the cust resolution initially giv the 1st come 1st serve and fully redeem standard reply.

i tell them it is impossible to be fully redeem as i done the transaction exactly few secs after 12.00.00am at the 1st day of their campaign week.

so i tell them to check thoroughly on the listing to confirm whether is it really fully redeemed at the first few secs at the 1st day of their campaign week and reply me on their final outcome, or is it due to an error where they should resolve it soonest possible and giv me the missing cb.

if the i did not agree to their final outcome, i shall revert to BNM for investigation.

giv them some hints that if they fail to settle this, i will report till BNM step in investigate their campaign mechanism legitimacy

This post has been edited by sjz: Dec 14 2023, 12:11 PM
Agreatlife
post Dec 16 2023, 03:31 PM

New Member
*
Junior Member
37 posts

Joined: Dec 2016
QUOTE(kernel123 @ Dec 13 2023, 09:42 AM)
hsbc cashback system is a joke.

joined a few campaign organised by them for past years.

not even once got the cashback

public bank is much better option.

joined a few campaign.got almost of them
*
depends on luck perhaps.

recently got my new travelone and already gotten 2 cb as per PDS, in second statement
they "wrongly" catogorised me as new customer, 1 of the cb gave me double the amount i'm eligible for


meanwhile, pbb not yet update me on the promo 8% cb for utilities & insurance, even tho i did transactions early morning of the 1st nov & 1 dec. So fast 60,000 per mth allocation all taken up??
sjz
post Dec 17 2023, 09:17 AM

Look at all my stars!!
*******
Senior Member
3,875 posts

Joined: Jul 2005
QUOTE(Agreatlife @ Dec 16 2023, 03:31 PM)
depends on luck perhaps.

recently got my new travelone and already gotten 2 cb as per PDS, in second statement
they "wrongly" catogorised me as new customer, 1 of the cb gave me double the amount i'm eligible for
meanwhile, pbb not yet update me on the promo 8% cb for utilities & insurance, even tho i did transactions early morning of the 1st nov & 1 dec. So fast 60,000 per mth allocation all taken up??
*
do you know how to read T&C??? doh.gif doh.gif

Cash Back will be credited to Eligible Cardmember’s Eligible Credit Card
account within FOUR (4) to EIGHT (8) weeks after the end of each subsequent
month
and upon fulfilment of all Terms and Conditions listed and shall be
reflected in the Eligible Cardmember’s Eligible Credit Card statement, itemised
under “PB Visa Signature 8% Cash Back – Month 1 to Month 6”.


. Pulangan Tunai akan dikreditkan dalam Akaun Ahli Kad yang Layak dalam
tempoh EMPAT (4) sehingga LAPAN (8) minggu selepas setiap akhir bulan
yang berikutnya
dan apabila kesemua Terma dan Syarat yang dipatuhi dan akan
ditunjukkan dalam penyata Akaun Ahli Kad yang Layak, diperincikan di bawah
“PB Visa Signature 8% Cash Back – Month 1 to Month 6”.



1st Nov trx mean 28 Feb only you complaint la if no receive.
1st Dec, you need to wait till 31 Mar.



For HSBC, they don't even follow their own T&C, i only lodge a complaint when i did not receive CB AFTER the maximum period stated in their T&C.

This post has been edited by sjz: Dec 17 2023, 09:25 AM
[Ancient]-XinG-
post Dec 17 2023, 04:12 PM

20k VIP club
*******
Senior Member
5,752 posts

Joined: Jan 2012
I got my nov cash back everyday already.

It seriously tired with this card. Keep change date, t and c. Cash back category also not really great.

Time to chop
Agreatlife
post Dec 17 2023, 05:14 PM

New Member
*
Junior Member
37 posts

Joined: Dec 2016

hahah. what da hell.
that's why i said depends on luck.



This post has been edited by Agreatlife: Dec 17 2023, 07:00 PM
silverwave
post Dec 18 2023, 11:51 AM

Look at all my stars!!
*******
Senior Member
4,082 posts

Joined: Apr 2006


Anyone did not swipe the card monthly and cancelled because the annual fee is due soon?

I asked the CS and it will be charged it seems because i missed two months.

This post has been edited by silverwave: Dec 18 2023, 11:52 AM
wjleong15
post Dec 18 2023, 12:11 PM

Look at all my stars!!
*******
Senior Member
3,521 posts

Joined: Sep 2012
QUOTE(silverwave @ Dec 18 2023, 11:51 AM)
Anyone did not swipe the card monthly and cancelled because the annual fee is due soon?

I asked the CS and it will be charged it seems because i missed two months.
*
which card?
silverwave
post Dec 18 2023, 12:21 PM

Look at all my stars!!
*******
Senior Member
4,082 posts

Joined: Apr 2006


QUOTE(wjleong15 @ Dec 18 2023, 12:11 PM)
which card?
*
HSBC Amanah
wjleong15
post Dec 18 2023, 12:45 PM

Look at all my stars!!
*******
Senior Member
3,521 posts

Joined: Sep 2012
QUOTE(silverwave @ Dec 18 2023, 12:21 PM)
HSBC Amanah
*
go swipe 2k af also waivable
i got once swipe 12x but not monthly (2 years ago)
cs helped me appealed then af waived
this year spent >2k so I no worry
silverwave
post Dec 18 2023, 02:05 PM

Look at all my stars!!
*******
Senior Member
4,082 posts

Joined: Apr 2006


QUOTE(wjleong15 @ Dec 18 2023, 12:45 PM)
go swipe 2k af also waivable
i got once swipe 12x but not monthly (2 years ago)
cs helped me appealed then af waived
this year spent >2k so I no worry
*
Mine should be more than rm10k already swiped. Means you request to waive only when you have been charged the annual fee?
sjz
post Dec 18 2023, 02:10 PM

Look at all my stars!!
*******
Senior Member
3,875 posts

Joined: Jul 2005
SST charged,
called in CS for rebate.
phone answer by cs immediately.

told to swipe 3x any trx online or offline and they will giv rebate to offset SST.

593 Pages « < 562 563 564 565 566 > » Top
 

Change to:
| Lo-Fi Version
0.0232sec    0.35    6 queries    GZIP Disabled
Time is now: 6th December 2025 - 04:55 PM