Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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 Jan 25 2023, 04:02 PM
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Senior Member
7,576 posts Joined: May 2012  
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QUOTE(XeactorZ @ Jan 25 2023, 02:58 PM) Last Friday they called me again, ask me to resubmit the document some bank require collect on branchNo idea why they must ask me to collect the card from the bank, had applied few credit card via online also didn't ask me to go collect the card from the bank   |
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Jan 26 2023, 02:56 PM
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Junior Member
273 posts Joined: Jan 2017
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HSBC card sign up campaign : for a chance to win Xiaomi Robot Vccum Mop 2 Pro
https://assets.contentstack.io/v3/assets/bl...ampaign_T&C.pdf |
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Jan 27 2023, 11:12 PM
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Junior Member
167 posts Joined: Oct 2009
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QUOTE(contestchris @ Jan 20 2023, 09:48 PM) Received the RM1,000 T&G eWallet reload pin today for the September Ringgitplus campaign. Do u received rm50*20 tng code or 1 x rm1k code? |
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Jan 27 2023, 11:20 PM
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Senior Member
5,564 posts Joined: Aug 2011
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QUOTE(distributor @ Jan 27 2023, 11:12 PM) Do u received rm50*20 tng code or 1 x rm1k code? One code |
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Jan 28 2023, 12:27 AM
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Junior Member
129 posts Joined: Jan 2018
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QUOTE(theozis @ Dec 26 2022, 01:53 PM) this is the correct strategy , however, I dont't think Citi which already under UOB going to continue the new card sign up generosity Does this strategy have any drawback?I'm planning to do so too but afraid that it has negative impact eg, ctos score drops |
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Jan 28 2023, 04:06 AM
Show posts by this member only | IPv6 | Post
#10866
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Senior Member
5,564 posts Joined: Aug 2011
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QUOTE(cweng93 @ Jan 28 2023, 12:27 AM) Does this strategy have any drawback? Yes, the drawback is it will impact CTOS score for sure. My CTOS score is just fair due to apply cancel apply cancel, but i dont really care either way. It might affect your loan applications. But not necessarily also, I got my loan approved just fine. If you do with 2 or 3 banks shouldn't be an issue. At one point I did for 5 and also no issue. Just that once Affin Bank rejected my application (non campaign application) because I had just applied for 3 other cards with promos.I'm planning to do so too but afraid that it has negative impact eg, ctos score drops If you don't plan to take car or housing loan within next 6 months, go crazy! This post has been edited by contestchris: Jan 28 2023, 04:07 AM cweng93 liked this post
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Jan 29 2023, 07:27 PM
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Junior Member
75 posts Joined: Aug 2019
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QUOTE(XeactorZ @ Jan 25 2023, 02:58 PM) Last Friday they called me again, ask me to resubmit the document same as meNo idea why they must ask me to collect the card from the bank, had applied few credit card via online also didn't ask me to go collect the card from the bank because 1st time open account with hsbc, they need your IC and thumbprint for verification purpose. it is a hassle, but oh well  |
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Jan 30 2023, 02:08 AM
Show posts by this member only | IPv6 | Post
#10868
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Senior Member
6,429 posts Joined: Jun 2005
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QUOTE(distributor @ Jan 27 2023, 11:12 PM) Do u received rm50*20 tng code or 1 x rm1k code? QUOTE(contestchris @ Jan 27 2023, 11:20 PM) One code My one is RM100 x 10 codes |
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Jan 30 2023, 09:05 AM
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Senior Member
3,878 posts Joined: Jul 2005
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QUOTE(contestchris @ Jan 28 2023, 04:06 AM) Yes, the drawback is it will impact CTOS score for sure. My CTOS score is just fair due to apply cancel apply cancel, but i dont really care either way. It might affect your loan applications. But not necessarily also, I got my loan approved just fine. If you do with 2 or 3 banks shouldn't be an issue. At one point I did for 5 and also no issue. Just that once Affin Bank rejected my application (non campaign application) because I had just applied for 3 other cards with promos. i think compared to apply multiple cards at one go, high credit utilization will be more likely to cause rejection..If you don't plan to take car or housing loan within next 6 months, go crazy! |
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Jan 30 2023, 11:48 AM
Show posts by this member only | IPv6 | Post
#10870
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All Stars
31,609 posts Joined: Aug 2010
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QUOTE(geraldsim89 @ Jan 29 2023, 07:27 PM) same as me Just received SMS said that my card successful because 1st time open account with hsbc, they need your IC and thumbprint for verification purpose. it is a hassle, but oh well And mentioned will take at least 8 working days to reach the nearest bank I wondering does the nearest bank will call me or not upon they received my card  |
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Jan 31 2023, 10:28 AM
Show posts by this member only | IPv6 | Post
#10871
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Newbie
13 posts Joined: May 2011 From: Selangor
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QUOTE(XeactorZ @ Jan 30 2023, 11:48 AM) Just received SMS said that my card successful Yes they will. In my experience it actually only takes about 3 working days. My branch called me and I go pick the card up.And mentioned will take at least 8 working days to reach the nearest bank I wondering does the nearest bank will call me or not upon they received my card |
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Feb 1 2023, 09:18 PM
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Newbie
16 posts Joined: Mar 2018 
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[]
This post has been edited by JuneApprentice: Feb 27 2023, 06:49 PM |
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Feb 1 2023, 11:58 PM
Show posts by this member only | IPv6 | Post
#10873
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Senior Member
5,564 posts Joined: Aug 2011
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QUOTE(JuneApprentice @ Feb 1 2023, 09:18 PM) Sifu, got minimum need to use for X months before I can cancel the card? You cancel after 6 months+ because of the cooldown only right, means can cancel earlier? Get your reward and cancel immediately.Also, some HSBC card say got annual fee, will I be charged annual fee after cancel the card once 6 months+ pass, or I still need to meet their annual spending target and minimum swipes per month? I think should be not relevant anymore if I cancel. JuneApprentice liked this post
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Feb 6 2023, 10:24 PM
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Senior Member
1,185 posts Joined: Nov 2020
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Helloo, is anyone having issue with Netflix payments? I pay in MYR and the past 2 months the automatic payments keep failing and I have to manually go into Netflix website and pay using the same card.
No OTP asked when I pay manually too I’m using HSBC premier world Mastercard and have a lot of other automated payments going through as normal, only Netflix fails and I keep getting unsuccessful transactions sms from hsbc.  |
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Feb 7 2023, 10:39 PM
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Junior Member
154 posts Joined: Dec 2010
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There's a RM1000 guaranteed sign up gift now on Ringgitplus
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Feb 7 2023, 11:28 PM
Show posts by this member only | IPv6 | Post
#10876
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Junior Member
190 posts Joined: May 2012 From: Kuala Lumpur
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applied CC because of Ringgitplus RM1k on 17/1, got call from HSBC on 18/1 asking for documents.
Submitted the same day but no news till now.. |
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Feb 10 2023, 11:26 AM
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Senior Member
7,924 posts Joined: Jul 2009
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anyone has experience redeeming Visa Signature points to Krisflyer? how long does it take after online form submission
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Feb 13 2023, 08:49 AM
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Senior Member
7,576 posts Joined: May 2012
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how to apply annual fees waive? can do by submit online or need to call hsbc
how about sst ? can waive? |
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Feb 13 2023, 09:05 AM
Show posts by this member only | IPv6 | Post
#10879
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Senior Member
7,353 posts Joined: Aug 2015 
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QUOTE(ericlaiys @ Feb 13 2023, 08:49 AM) how to apply annual fees waive? can do by submit online or need to call hsbc Both can be waived. Just give them a call.how about sst ? can waive? |
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Feb 15 2023, 08:04 PM
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Junior Member
319 posts Joined: May 2012
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Hsbc signature can enter klia 2 PPL?
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