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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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ericlaiys
post Jul 7 2022, 05:58 PM

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QUOTE(A_longkang @ Jul 7 2022, 04:40 PM)
Anyone has successfully link their HSBC debit card and get TnG cash back for the TnG reload campaign?
I have problem to link my debit card to tng
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got mu july cashback from hsbc debit card. no issue
tan_aniki
post Jul 8 2022, 02:10 AM

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QUOTE(A_longkang @ Jul 7 2022, 04:40 PM)
Anyone has successfully link their HSBC debit card and get TnG cash back for the TnG reload campaign?
I have problem to link my debit card to tng
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Just got ur dc?
Need to wait 24 hours, mine also like that 2 months ago
coolguy99
post Jul 8 2022, 08:16 AM

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QUOTE(calvincty @ Jul 7 2022, 09:23 AM)
Is the HSBC Visa Signature 12x swipes for free annual fees still true? I saw the first thread mentioned that we need to pay in advance and call for a waiver.

Besides this, it didn't state that the first-year annual fee is waived. Does that mean I will be charged RM 600 for the first-year annual fee upon activation, and only get waived for the second year provided I swiped 12x per year?
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I didn’t use my card that often. Difference is that I won’t get the auto waiver, but they still granted me the waiver after I called them
cybpsych
post Jul 8 2022, 12:44 PM

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[CompareHero] Take home a brand new Dyson Pure Cool™ air purifier TP00 Worth RM1,799 or RM600 TNG eWallet credit when you apply, activate and spend with HSBC Credit Cards!

Introducing HSBC Platinum Mastercard Credit Card
✔ 8X Reward Points for Contactless spend (Mastercard Tap&Go™, Visa payWave or Samsung Pay).
✔ 5x Reward Points on Online, Groceries and Overseas Spend
✔ Minimum monthly income RM3,000.

Grab this limited time offer now! Visit https://bit.ly/3u9yO74 for more. T&C apply.

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BRY7
post Jul 11 2022, 10:56 PM

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July TnG rebate still not in?
victorian
post Jul 11 2022, 11:00 PM

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QUOTE(BRY7 @ Jul 11 2022, 10:56 PM)
July TnG rebate still not in?
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Debit card or credit card ?
ericlaiys
post Jul 12 2022, 08:13 AM

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QUOTE(BRY7 @ Jul 11 2022, 10:56 PM)
July TnG rebate still not in?
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july credited already last week
BRY7
post Jul 12 2022, 02:34 PM

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QUOTE(victorian @ Jul 11 2022, 11:00 PM)
Debit card or credit card ?
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Credit
BRY7
post Jul 12 2022, 02:35 PM

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QUOTE(ericlaiys @ Jul 12 2022, 08:13 AM)
july credited already last week
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Wah that means didn’t get. Even though I topped up very early
tan_aniki
post Jul 12 2022, 02:38 PM

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QUOTE(BRY7 @ Jul 12 2022, 02:35 PM)
Wah that means didn’t get. Even though I topped up very early
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credit card campaign finished la... - https://www.touchngo.com.my/terms-condition...allet-campaign/
only left debit card - https://www.touchngo.com.my/promotion/hsbc-...h-n-go-ewallet/

This post has been edited by tan_aniki: Jul 12 2022, 02:40 PM
victorian
post Jul 12 2022, 02:38 PM

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QUOTE(BRY7 @ Jul 12 2022, 02:34 PM)
Credit
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Only debit card campaign still ongoing
BRY7
post Jul 12 2022, 02:41 PM

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Thanks for pointing out. Mistaken it for debit and credit
lowyat101
post Jul 12 2022, 03:15 PM

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today noticed got a few FACEBK ADS transactions with 0 amount for the past few days under pending status. contacted the CS and will need to get a replacement card.

so pls do check your online statement from time to time. a bit weird as i'm not an active FB user, so most likely they are trying out random card numbers to get charged.


wolf1991
post Jul 12 2022, 04:18 PM

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QUOTE(lowyat101 @ Jul 12 2022, 03:15 PM)
today noticed got a few FACEBK ADS transactions with 0 amount for the past few days under pending status. contacted the CS and will need to get a replacement card.

so pls do check your online statement from time to time. a bit weird as i'm not an active FB user, so most likely they are trying out random card numbers to get charged.
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Last time I also having a similar experience where my card was charged with 0 amount at first then afterward it was charged myr around 300 plus on seller name amazongb (cannot recall the name) on my hsbc visa signature card.

The time I got charged is midnight around 4am and I notice the transaction around 6am before going to qingming. The good thing is that upon I called hsbc they suggested me to fill in an electronic form over their website, blocked my card and send me a replacement.

Just around 2 to 3 weeks time they refunded the fraud transaction. So yes do check your card on and off to avoid unpleasant experience but overall hsbc action and response was fast and I am happy with it.
wltan1113
post Jul 13 2022, 09:52 AM

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Hi guys, I applied for a HSBC credit card back in Dec 2021, and got the credit card delivered to me in March 2022. Since it's been so long I don't need the credit card anymore and so I didn't activate the card. May I know if I need to contact HSBC to cancel the credit card or it will become dormant by itself?
wjleong15
post Jul 13 2022, 10:12 AM

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QUOTE(wltan1113 @ Jul 13 2022, 09:52 AM)
Hi guys, I applied for a HSBC credit card back in Dec 2021, and got the credit card delivered to me in March 2022. Since it's been so long I don't need the credit card anymore and so I didn't activate the card. May I know if I need to contact HSBC to cancel the credit card or it will become dormant by itself?
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why not spend a few minutes to call until problem (if any) come?
cybpsych
post Jul 13 2022, 10:15 AM

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QUOTE(wltan1113 @ Jul 13 2022, 09:52 AM)
Hi guys, I applied for a HSBC credit card back in Dec 2021, and got the credit card delivered to me in March 2022. Since it's been so long I don't need the credit card anymore and so I didn't activate the card. May I know if I need to contact HSBC to cancel the credit card or it will become dormant by itself?
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always always always call in to TERMINATE the card. do not leave it unattended.

do no assume unactivated card has no liability, which is still attached to you (cuz bank issued the card to you in the first place)

once terminated, you are not liable to the card anymore.


wolf1991
post Jul 13 2022, 11:16 AM

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QUOTE(wltan1113 @ Jul 13 2022, 09:52 AM)
Hi guys, I applied for a HSBC credit card back in Dec 2021, and got the credit card delivered to me in March 2022. Since it's been so long I don't need the credit card anymore and so I didn't activate the card. May I know if I need to contact HSBC to cancel the credit card or it will become dormant by itself?
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Normally it will be dormant till the day u activated the card at least this is what I experience unless there are changes.

Same case for my affin duo master card where I didn't activate cos I only using the visa. Same case for two of my rhb card that I never activated as I got it when I got home loan with rhb.

The girl told me that it's complimentary from bank to selected customer although I never apply for it. But of course I not sure whether the girl submit application without my consent or what

Anyway, as per my experience with both bank above, didn't activated the card shouldn't be an issue and you won't be charge with sst/annual fee etc etc and the card should remain dormant.

But as someone mentioned above, if you want to be safe and confirm then better call bank and said u want to cancel the card.
tan_aniki
post Jul 13 2022, 11:19 AM

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QUOTE(wltan1113 @ Jul 13 2022, 09:52 AM)
Hi guys, I applied for a HSBC credit card back in Dec 2021, and got the credit card delivered to me in March 2022. Since it's been so long I don't need the credit card anymore and so I didn't activate the card. May I know if I need to contact HSBC to cancel the credit card or it will become dormant by itself?
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check ur eccris, it might be flag 1 if it is auto activated and charge SST and u forgot to pay if u didnt register online banking to check, even though u didnt activate it
wolf1991
post Jul 13 2022, 12:04 PM

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QUOTE(tan_aniki @ Jul 13 2022, 11:19 AM)
check ur eccris, it might be flag 1 if it is auto activated and charge SST and u forgot to pay if u didnt register online banking to check, even though u didnt activate it
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I got online banking with both of bank above. Every month I will be seeing the online banking as I use affin duo visa actively and rhb is monthly installment so I will notice if there are sst and annual fee charged.

So far no charged annual fee and sst all the while. Quite some time that I am having those card left unactivated.

Add on* eccris wise, even you didn't activate the card, the card information will be reflected there mentioning the credit limit approved but outstanding will be remain 0 if you never activated it before.

This post has been edited by wolf1991: Jul 13 2022, 01:59 PM

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