Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
593 Pages « < 517 518 519 520 521 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

views
     
lilsparda
post Jul 13 2022, 03:15 PM

Getting Started
**
Junior Member
159 posts

Joined: Aug 2008
If i'm not wrong, RM25 SST is charge upon activation. Not sure if all the bank applies the same policy.

Better to cancel the card in case u decide to reapply in the future and only to find out that your card is still active somehow and not entitled to any sign up gift in the future.
Wolgie
post Jul 13 2022, 05:55 PM

Look at all my stars!!
*******
Senior Member
2,644 posts

Joined: Jun 2009
QUOTE(cybpsych @ Jul 8 2022, 12:44 PM)
[CompareHero] Take home a brand new Dyson Pure Cool™ air purifier TP00 Worth RM1,799 or RM600 TNG eWallet credit when you apply, activate and spend with HSBC Credit Cards!

Introducing HSBC Platinum Mastercard Credit Card
✔ 8X Reward Points for Contactless spend (Mastercard Tap&Go™, Visa payWave or Samsung Pay).
✔ 5x Reward Points on Online, Groceries and Overseas Spend
✔ Minimum monthly income RM3,000.

Grab this limited time offer now! Visit https://bit.ly/3u9yO74 for more. T&C apply.

user posted image
*
Point better or cashback better?
wjleong15
post Jul 13 2022, 06:19 PM

Look at all my stars!!
*******
Senior Member
3,522 posts

Joined: Sep 2012
QUOTE(Wolgie @ Jul 13 2022, 05:55 PM)
Point better or cashback better?
*
personally i like cashback card
points depreciate anytime
wltan1113
post Jul 15 2022, 11:44 AM

New Member
*
Newbie
8 posts

Joined: Sep 2013
Thank you for your feedback!

Actually I tried to call them for 10 days straight, 10 calls per day, but no one picked up the phone.

I will visit the bank physically to settle this then. Thanks again!
stpmmaths
post Jul 18 2022, 12:06 PM

Casual
***
Junior Member
438 posts

Joined: Jul 2009
From: *Error! Column too small
HSBC Amanah MPower Platinum, the cashback count is per calendar month period or statement month period?
lowyat101
post Jul 18 2022, 03:38 PM

Look at all my stars!!
*******
Senior Member
2,549 posts

Joined: Sep 2011
QUOTE(stpmmaths @ Jul 18 2022, 12:06 PM)
HSBC Amanah MPower Platinum, the cashback count is per calendar month period or statement month period?
*
calendar month
talexeh
post Jul 19 2022, 11:03 AM

One man's meat is another man's poison.
*******
Senior Member
3,101 posts

Joined: Dec 2007
QUOTE(stpmmaths @ Jul 18 2022, 12:06 PM)
HSBC Amanah MPower Platinum, the cashback count is per calendar month period or statement month period?
*
The normal cashback follows statement month while the everyday cashback follows calendar month.
stpmmaths
post Jul 19 2022, 02:36 PM

Casual
***
Junior Member
438 posts

Joined: Jul 2009
From: *Error! Column too small
QUOTE(talexeh @ Jul 19 2022, 11:03 AM)
The normal cashback follows statement month while the everyday cashback follows calendar month.
*
Cashback Credit (0.2%) per statement month
Cashback Everyday (7.8%) per calendar month & to fulfill must spend >RM2000 for that calendar month.

Credit to account roughly 7-8 days.

Am I right?
talexeh
post Jul 19 2022, 02:55 PM

One man's meat is another man's poison.
*******
Senior Member
3,101 posts

Joined: Dec 2007
QUOTE(stpmmaths @ Jul 19 2022, 02:36 PM)
Cashback Credit (0.2%) per statement month
Cashback Everyday (7.8%) per calendar month & to fulfill must spend >RM2000 for that calendar month.

Credit to account roughly 7-8 days.

Am I right?
*
That's about right.

This post has been edited by talexeh: Jul 19 2022, 02:55 PM
Human Nature
post Jul 19 2022, 04:23 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
Do we still need to go to the branch to cancel HSBC card?
wjleong15
post Jul 19 2022, 05:37 PM

Look at all my stars!!
*******
Senior Member
3,522 posts

Joined: Sep 2012
QUOTE(Human Nature @ Jul 19 2022, 04:23 PM)
Do we still need to go to the branch to cancel HSBC card?
*
when i cancelled my cards few years ago before I reapplied last year
i never walk into the branch
just called to cancel
Human Nature
post Jul 19 2022, 05:53 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(wjleong15 @ Jul 19 2022, 05:37 PM)
when i cancelled my cards few years ago before I reapplied last year
i never walk into the branch
just called to cancel
*
Hmm okay. Dont know why I had to go to the branch to cancel, on 2 occasions. Will call this time.
wjleong15
post Jul 19 2022, 08:15 PM

Look at all my stars!!
*******
Senior Member
3,522 posts

Joined: Sep 2012
QUOTE(Human Nature @ Jul 19 2022, 05:53 PM)
Hmm okay. Dont know why I had to go to the branch to cancel, on 2 occasions. Will call this time.
*
You got marked by hsbc?
Human Nature
post Jul 19 2022, 08:28 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(wjleong15 @ Jul 19 2022, 08:15 PM)
You got marked by hsbc?
*
Dont think so. I think when I called to cancel, they asked me to go to the branch to cut the card.
wjleong15
post Jul 19 2022, 09:25 PM

Look at all my stars!!
*******
Senior Member
3,522 posts

Joined: Sep 2012
QUOTE(Human Nature @ Jul 19 2022, 08:28 PM)
Dont think so. I think when I called to cancel, they asked me to go to the branch to cut the card.
*
I don’t recall they asked me to go branch cut the card
May be for your safety?
Human Nature
post Jul 19 2022, 09:26 PM

- student of human nature -
*********
All Stars
26,532 posts

Joined: Jan 2003
QUOTE(wjleong15 @ Jul 19 2022, 09:25 PM)
I don’t recall they asked me to go branch cut the card
May be for your safety?
*
Maybe i got unlucky with the CS
daniel2006
post Jul 21 2022, 12:28 PM

Getting Started
**
Junior Member
173 posts

Joined: Feb 2013
i wanted to apply for HSBC VS for the free access lounge.

but they did not state waiver for annual fee after 12swipe.
im afraid they would charge me rm600 once i activate the card, i would not get waiver even though i can make 12x swipe later.
fruitie
post Jul 21 2022, 01:36 PM

Rise and Shine
Group Icon
Staff
72,888 posts

Joined: Sep 2005
From: KUL
QUOTE(daniel2006 @ Jul 21 2022, 12:28 PM)
i wanted to apply for HSBC VS for the free access lounge.

but they did not state waiver for annual fee after 12swipe.
im afraid they would charge me rm600 once i activate the card, i would not get waiver even though i can make 12x swipe later.
*
First year is free.
tan_aniki
post Jul 21 2022, 02:25 PM

Look at all my stars!!
*******
Senior Member
9,052 posts

Joined: Feb 2006
QUOTE(daniel2006 @ Jul 21 2022, 12:28 PM)
i wanted to apply for HSBC VS for the free access lounge.

but they did not state waiver for annual fee after 12swipe.
im afraid they would charge me rm600 once i activate the card, i would not get waiver even though i can make 12x swipe later.
*
first year is free but u need to swipe at least once per month, not 12x per year, then 2nd year onwards will continue waive AF
remember 2nd year AF waiver condition is based on what you do on first year
geekfiredog
post Jul 21 2022, 06:10 PM

Getting Started
**
Junior Member
194 posts

Joined: Jul 2009
QUOTE(daniel2006 @ Jul 21 2022, 12:28 PM)
i wanted to apply for HSBC VS for the free access lounge.

but they did not state waiver for annual fee after 12swipe.
im afraid they would charge me rm600 once i activate the card, i would not get waiver even though i can make 12x swipe later.
*
From my experience, it's not difficult to request annual fees waiver for HSBC VS. During my 1st year, I only made transaction for like 7 or 8 months out of first 12 months, but one of the transaction is ~RM6k. I was charged RM600 annual fee but successfully waive it after I call in to request for waiver.
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

593 Pages « < 517 518 519 520 521 > » Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0363sec    1.12    6 queries    GZIP Disabled
Time is now: 19th December 2025 - 07:17 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.