Last time I also having a similar experience where my card was charged with 0 amount at first then afterward it was charged myr around 300 plus on seller name amazongb (cannot recall the name) on my hsbc visa signature card.

The time I got charged is midnight around 4am and I notice the transaction around 6am before going to qingming. The good thing is that upon I called hsbc they suggested me to fill in an electronic form over their website, blocked my card and send me a replacement.

Just around 2 to 3 weeks time they refunded the fraud transaction. So yes do check your card on and off to avoid unpleasant experience but overall hsbc action and response was fast and I am happy with it.

Normally it will be dormant till the day u activated the card at least this is what I experience unless there are changes.

Same case for my affin duo master card where I didn't activate cos I only using the visa. Same case for two of my rhb card that I never activated as I got it when I got home loan with rhb.

The girl told me that it's complimentary from bank to selected customer although I never apply for it. But of course I not sure whether the girl submit application without my consent or what

Anyway, as per my experience with both bank above, didn't activated the card shouldn't be an issue and you won't be charge with sst/annual fee etc etc and the card should remain dormant.

But as someone mentioned above, if you want to be safe and confirm then better call bank and said u want to cancel the card.

I got online banking with both of bank above. Every month I will be seeing the online banking as I use affin duo visa actively and rhb is monthly installment so I will notice if there are sst and annual fee charged.

So far no charged annual fee and sst all the while. Quite some time that I am having those card left unactivated.

Add on* eccris wise, even you didn't activate the card, the card information will be reflected there mentioning the credit limit approved but outstanding will be remain 0 if you never activated it before.

This post has been edited by wolf1991: Jul 13 2022, 01:59 PM

New card? I got it on my new pb Islamic visa platinum when I newly receive it. It gone after like few days, the visa provisioning seem legit and should be a function of visa card.

This post has been edited by wolf1991: Aug 23 2022, 02:41 AM

Ya that's what I am trying to said. Visa provisional service is recorded at 0 USD and it is legit as per what shared by someone above...... Yet you go to wrote I share wrong info, r you the 1 report my reply as well? If that's the case are the 1 share wrong info instead? Please don't simply comment when you not sure what I mean

It will appear on it own as per what visa provisioning service do. It is visa effort to activate this service they offer, please go research more before comment. For my case it is appear on it own for my new card and I saw it as I monitor the transaction periodically. Some are activated on it own but doesn't aware as it will disappear from the transaction history shortly it appear. Seem like you are the 1 should understand more what is visa provisioning service through Google.......

This post has been edited by wolf1991: Aug 23 2022, 09:49 PM

Please get your fact right. As per my understanding visa provisioning service always charge at USD 0. Please enlighten me if you saw any visa provisional service that charge at RM......... You are right that it was used by bank network and some e wallet and in my case I do use e wallet. Someone above also mention at 0 is generally safe so don't simply comment when you yourself are not sure whether it is not safe or not. Don't see usd then be paranoid, again enlighten me when you saw any visa provisional service that charge at RM.......
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This post has been edited by wolf1991: Aug 23 2022, 10:03 PM