Already many years doing this to get sst cb

Just got approved for another card from HSBC,
but i don't really need this card anymore, long story...
Could i just cancel it right away or just leave it and don't activate it?

Can cancel right away. If you leave it don't activate, SST may still be charged to you.

No more Sis. New rules SST can only be charged upon activation. But yeah, cancel right away if don't need the card anymore.

don't forget some banks auto-activate after certain months
so better cancel otherwise a lot of hassle later

Which bank do that?

Ah, thanks for the information! This is new to me.

Yea, if you have the active card which is not activated, better keep track of it if u do not cancel it. After years, who knows, it can surprise you.

Even 1 cent outstanding with bank can end up in disaster as reported by news some months ago...lol so better be safe than sorry.

UOB.

Hi HSBC amanah 8% cash back include bigpay?

Stated for e wallet topup but only mentioned others, didn't mention bigpay.

Thanks.

its specific.
same as grocery category.

1Terms and Conditions for HSBC Amanah MPower Platinum Credit Card-i apply. Effective 1 April 2021. 8% bonus Cash Back will be awarded to Petrol, Groceries and eWallet(s) for accumulated monthly spend of RM2,000 and above; 0.2% Cash Back on all other Eligible Spend. Bonus Cash Back Cap for each category is RM15 per category per month, per Eligible Cardholder. Participating merchants nationwide: Petrol - all petrol merchants in Malaysia; Groceries - Giant, Lotus's (formerly known as Tesco), Aeon Big and Mydin. eWallet(s) spend means any reload/top-up or payment authorization transactions made using the HSBC Amanah MPower Platinum Credit Card-i on any of the following eWallets: SamsungPay, GrabPay, Touch'n Go and FavePay.

This post has been edited by sjz: Apr 27 2022, 10:06 AM

Ok thanks

This 8% cb is based on posted transactions per statement cycle right?

HSBC count by per month, regardless of statement cycle.

This post has been edited by sjz: Apr 27 2022, 02:16 PM

Based on Calendar month end then... similar to M2 AMEX.
when will the MPower Amanah cash back be credited ?

This RinggitPlus offer cannot use the required RM1000 spend on e-Wallet ?

3.4 The Retail Spend:
3.4.1 Includes local and overseas retail transactions (including online
transactions), standing instructions/non-online auto-billing, e-Wallet(s)
top up and insurance/takaful payment. Example of such e-Wallets are
Touch and Go, BigPay and Boost App. This list of e-Wallets is not
exhaustive and may be subject to change from time to time; and

3.4.2 Excludes Fees and charges per Our Tariff and Charges, Cash Advance,
Balance Transfer Instalment (BTI), Cash Instalment Plan (CIP), Quasi Cash
and/ or transactions that enables cash-out or transfers to bank account.

This post has been edited by ronnie: Apr 28 2022, 03:54 PM

No, which is ironic since there's literally a cashback category for eWallet. Anyway, as with everything, check the T&C for what's eligible.

there is 2 portion.
0.2% will be credit with statement.
another 7.8% next month, usually around mid to end of month

wonder if i can fulfil this RM 1,000 requirement by spending on government related transactions such as assessment tax, indah water etc.. as T&C did not exclude?