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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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talexeh
post Jan 31 2022, 01:55 PM

One man's meat is another man's poison.
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Anyone applied for HSBC CC via RinggitPlus for the sign-up reward? My application came with RM600 TnG eWallet reward upon RM1K spending but there was quite a number of exclusion such as eWallets.

Spent on Z-City & checked with CS if this is counted but she wasn't very sure so checking here if anyone has experienced the same.
talexeh
post Jan 31 2022, 03:37 PM

One man's meat is another man's poison.
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QUOTE(Human Nature @ Jan 31 2022, 03:09 PM)
I did. Exclusion list is pretty clear.

3.4.1 Includes local and overseas retail transactions (including online transactions), standing instructions/auto-billing;

3.4.2 Excludes Cash Advance, Balance Transfer (BT), Cash Instalment Plan (CIP), interest charges, finance charges/management fees, credit card annual
fees, insurance payments, Goods and Services Tax on annual fees, E-wallet top up/quasi cash transactions.
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So your conclusion is? Z-City isn't eWallet though since it only fulfills the online & department criteria.

In my call to HSBC CS earlier, she said it's not excluded but then again, she sounded a little doubtful. sweat.gif
talexeh
post Feb 1 2022, 12:15 AM

One man's meat is another man's poison.
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QUOTE(KawhiSoSerious @ Feb 1 2022, 12:11 AM)
I applied via RinggitPlus for my HSBC cc with the same Rm1k spending within 60 days. Part of my spending of the RM1k was on ZCity and I have gotten my signup rewards (on the 60th day after my RM1k spending LOL)
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Thank you very much for the confirmation.
talexeh
post Feb 1 2022, 07:30 PM

One man's meat is another man's poison.
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QUOTE(kernel123 @ Feb 1 2022, 06:36 PM)
Still didnt appear in my reward :sigh:

Would grab CS entertain me if i contact them?

Updated.contacted grab cs .maybe not eligible because rm100 not added via auto top up.ill try again next month

https://www.grab.com/my/grabpay-blog/bank-c.../hsbc/#hsbchuat
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RM20 is for manual top-up of RM200 so most likely they were already fully redeemed.
talexeh
post Feb 11 2022, 09:49 PM

One man's meat is another man's poison.
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QUOTE(victorian @ Feb 11 2022, 05:45 PM)
Tng cashback is in
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QUOTE(Kyan0411 @ Feb 11 2022, 05:52 PM)
Received too. Late by 1 day
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QUOTE(widget @ Feb 11 2022, 05:57 PM)
Thanks!
Received mine too  thumbup.gif
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QUOTE(coolguy99 @ Feb 11 2022, 07:20 PM)
Got mine too. Thought I didn't get it.
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May I know this cashback is for transaction done on which month?
talexeh
post Feb 22 2022, 04:42 PM

One man's meat is another man's poison.
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QUOTE(Kyan0411 @ Feb 11 2022, 01:29 PM)
There are 2 types of cashback.
1 is normal cashback 0.2%. This one is credited based on statement
Another 1 is everyday cashback (7.8% / 8%). This one tracked based on calendar month, and credited next month
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Thanks for your confirmation. The HSBC CS really got me confused when she said the 0.2% CB cut-off date is the 27th of the month. rclxub.gif
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talexeh
post Feb 25 2022, 09:19 PM

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QUOTE(adam_lew85 @ Feb 25 2022, 09:04 PM)
will bank charge me some interest fees if i topup my touch and go app with credit card?
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No.
talexeh
post Mar 5 2022, 03:18 PM

One man's meat is another man's poison.
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QUOTE(tohff7 @ Mar 5 2022, 01:32 PM)
A dumb question from me.

How to see my credit card account/transactions in HSBC online banking? i got housing loan, so I have an existing account. When I generate composite statement, my CC account is shown there

Long time ago, in the old interface, I remembered needing to go to some settings and choose to 'display' the credit card accounts in the landing page.
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I had similar issue when I received my Amanah card. Called to the CS to have the card added into my online account.
talexeh
post Mar 8 2022, 12:46 PM

One man's meat is another man's poison.
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QUOTE(CoolCatToM @ Mar 8 2022, 12:39 PM)
I was informed that HSBC Year End RM 800 Shopee eVoucher campaign (required 10 transactions) exclude e-wallet top up. Is that true? I even double confirm with customer service before and they told me any transaction without mention about e-wallet top up. And now I check with customer service again, she said that e-wallet top up is excluded. And now I have past 60 days already. Seems like I have miss the welcome bonus?
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Usually there's a PDF of the campaign T&C that you can refer to. AFAIK, most spend campaign for HSBC excludes eWallets.
talexeh
post Apr 1 2022, 10:17 AM

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Source: https://www.hsbcamanah.com.my/credit-cards/...2203:005:U2_SMS
TnC: https://www.hsbcamanah.com.my/content/dam/h...omotion-tnc.pdf
talexeh
post Apr 6 2022, 10:23 AM

One man's meat is another man's poison.
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QUOTE(Human Nature @ Apr 6 2022, 10:03 AM)
I applied my card under the Ringgitplus Tng RM600 campaign. However, I found out that I also received an acquisition promo cashback RM25.

Does it mean that my application did not register under the Ringgitplus campaign or HSBC grants the acquisition caashback regardless of application channel?
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I think I joined similar campaign as you did as I also received the RM25 acquisition promotion. Thanks for your reminder, I checked & it has been >60 days past the RM1000 spent date so will ping them on FB to follow up.

https://media.ringgitplus.com/creatives/upl...0_312972156.pdf

EDIT: Oops... it's day 58 now since eWallet transactions aren't counted.

This post has been edited by talexeh: Apr 6 2022, 10:27 AM
talexeh
post Apr 8 2022, 08:54 PM

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QUOTE(Human Nature @ Apr 6 2022, 10:29 AM)
Okay thanks, I suppose it is to offset the SST then. Let us know your Tng reward progress later on. My 60 days will be on 4th May
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Just received a SMS a few minutes ago with a single pin for the RM600 TnG eWallet. Weird enough there's no indication whatsoever that the SMS comes from RinggitPlus or HSBC.
talexeh
post Apr 12 2022, 06:37 PM

One man's meat is another man's poison.
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QUOTE(lowyat101 @ Apr 10 2022, 10:21 PM)
how long it took to get the sms after the card approval?
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I didn't really keep track when the card was approved for me. Applied on 12-JAN-22, did the first transaction on 31-JAN-22, fulfilled the required minimum RM1K transaction (eWallet excluded) on 8-FEB-22 & received the RM600 pin SMS on 8-APR-22.
talexeh
post Apr 28 2022, 03:55 PM

One man's meat is another man's poison.
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QUOTE(ronnie @ Apr 28 2022, 03:52 PM)
This RinggitPlus offer cannot use the required RM1000 spend on e-Wallet ?
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No, which is ironic since there's literally a cashback category for eWallet. Anyway, as with everything, check the T&C for what's eligible.
talexeh
post May 9 2022, 03:12 PM

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QUOTE(Human Nature @ May 9 2022, 01:55 PM)
Hi, I have completed all the steps and obtained the TNG e-Voucher code. I tried to key it the code at the at the Reload Pin section but stated invalid. Is this correct or there is another place to key in the code? Thanks
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That should be the correct place.

In the TnG eWallet main page > + Reload button > eWallet Balance > TNG eWallet Reload PIN > paste the pin there.
talexeh
post May 12 2022, 11:59 AM

One man's meat is another man's poison.
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Huh... my Amanah cashback everyday was messed up for April. Apparently my 1-APR 12.05am RM200 top-up to GrabPay was recorded as 31-MAR so the transaction wasn't calculated in the April quota. doh.gif
talexeh
post May 12 2022, 01:00 PM

One man's meat is another man's poison.
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QUOTE(dh13 @ May 12 2022, 12:15 PM)
Damn.. same goes to me also....
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Good luck. HSBC CS is a PITA to reach these days. Chat wasn't responding & phone wasn't picked up either.

EDIT: Managed to get hold of a CS on chat. She replied that the balance of the cashback will be reinstated in the upcoming statement.

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This post has been edited by talexeh: May 12 2022, 01:59 PM
talexeh
post Jul 19 2022, 11:03 AM

One man's meat is another man's poison.
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QUOTE(stpmmaths @ Jul 18 2022, 12:06 PM)
HSBC Amanah MPower Platinum, the cashback count is per calendar month period or statement month period?
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The normal cashback follows statement month while the everyday cashback follows calendar month.
talexeh
post Jul 19 2022, 02:55 PM

One man's meat is another man's poison.
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QUOTE(stpmmaths @ Jul 19 2022, 02:36 PM)
Cashback Credit (0.2%) per statement month
Cashback Everyday (7.8%) per calendar month & to fulfill must spend >RM2000 for that calendar month.

Credit to account roughly 7-8 days.

Am I right?
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That's about right.

This post has been edited by talexeh: Jul 19 2022, 02:55 PM
talexeh
post Aug 13 2022, 09:52 PM

One man's meat is another man's poison.
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QUOTE(Zaryl @ Aug 13 2022, 08:47 PM)
Yes it is.

But when i told them about it, they kinda blurred and just gave few precautions on doing online transactions next time.
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I think it's also worth adding that the USD1 / MYR5 pre-authorization charge isn't visible in the HSBC website banking. Coincidentally I was checking the HSBC app when I noticed said transaction that took place yesterday. If I were to wait a few days like my friend, I would be seeing multiple unauthorized transactions for sure.

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