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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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talexeh
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Jan 31 2022, 01:55 PM
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Anyone applied for HSBC CC via RinggitPlus for the sign-up reward? My application came with RM600 TnG eWallet reward upon RM1K spending but there was quite a number of exclusion such as eWallets.
Spent on Z-City & checked with CS if this is counted but she wasn't very sure so checking here if anyone has experienced the same.
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talexeh
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Jan 31 2022, 03:37 PM
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QUOTE(Human Nature @ Jan 31 2022, 03:09 PM) I did. Exclusion list is pretty clear. 3.4.1 Includes local and overseas retail transactions (including online transactions), standing instructions/auto-billing; 3.4.2 Excludes Cash Advance, Balance Transfer (BT), Cash Instalment Plan (CIP), interest charges, finance charges/management fees, credit card annual fees, insurance payments, Goods and Services Tax on annual fees, E-wallet top up/quasi cash transactions. So your conclusion is? Z-City isn't eWallet though since it only fulfills the online & department criteria. In my call to HSBC CS earlier, she said it's not excluded but then again, she sounded a little doubtful.
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talexeh
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Feb 1 2022, 12:15 AM
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QUOTE(KawhiSoSerious @ Feb 1 2022, 12:11 AM) I applied via RinggitPlus for my HSBC cc with the same Rm1k spending within 60 days. Part of my spending of the RM1k was on ZCity and I have gotten my signup rewards (on the 60th day after my RM1k spending LOL) Thank you very much for the confirmation.
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talexeh
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Feb 1 2022, 07:30 PM
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QUOTE(kernel123 @ Feb 1 2022, 06:36 PM) Still didnt appear in my reward :sigh: Would grab CS entertain me if i contact them? Updated.contacted grab cs .maybe not eligible because rm100 not added via auto top up.ill try again next month https://www.grab.com/my/grabpay-blog/bank-c.../hsbc/#hsbchuatRM20 is for manual top-up of RM200 so most likely they were already fully redeemed.
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talexeh
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Feb 11 2022, 09:49 PM
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QUOTE(victorian @ Feb 11 2022, 05:45 PM) QUOTE(Kyan0411 @ Feb 11 2022, 05:52 PM) Received too. Late by 1 day QUOTE(widget @ Feb 11 2022, 05:57 PM) Thanks! Received mine too  QUOTE(coolguy99 @ Feb 11 2022, 07:20 PM) Got mine too. Thought I didn't get it. May I know this cashback is for transaction done on which month?
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talexeh
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Feb 22 2022, 04:42 PM
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QUOTE(Kyan0411 @ Feb 11 2022, 01:29 PM) There are 2 types of cashback. 1 is normal cashback 0.2%. This one is credited based on statement Another 1 is everyday cashback (7.8% / 8%). This one tracked based on calendar month, and credited next month Thanks for your confirmation. The HSBC CS really got me confused when she said the 0.2% CB cut-off date is the 27th of the month. 
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talexeh
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Feb 25 2022, 09:19 PM
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QUOTE(adam_lew85 @ Feb 25 2022, 09:04 PM) will bank charge me some interest fees if i topup my touch and go app with credit card? No.
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talexeh
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Mar 5 2022, 03:18 PM
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QUOTE(tohff7 @ Mar 5 2022, 01:32 PM) A dumb question from me. How to see my credit card account/transactions in HSBC online banking? i got housing loan, so I have an existing account. When I generate composite statement, my CC account is shown there Long time ago, in the old interface, I remembered needing to go to some settings and choose to 'display' the credit card accounts in the landing page. I had similar issue when I received my Amanah card. Called to the CS to have the card added into my online account.
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talexeh
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Mar 8 2022, 12:46 PM
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QUOTE(CoolCatToM @ Mar 8 2022, 12:39 PM) I was informed that HSBC Year End RM 800 Shopee eVoucher campaign (required 10 transactions) exclude e-wallet top up. Is that true? I even double confirm with customer service before and they told me any transaction without mention about e-wallet top up. And now I check with customer service again, she said that e-wallet top up is excluded. And now I have past 60 days already. Seems like I have miss the welcome bonus? Usually there's a PDF of the campaign T&C that you can refer to. AFAIK, most spend campaign for HSBC excludes eWallets.
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talexeh
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Apr 1 2022, 10:17 AM
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talexeh
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Apr 6 2022, 10:23 AM
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QUOTE(Human Nature @ Apr 6 2022, 10:03 AM) I applied my card under the Ringgitplus Tng RM600 campaign. However, I found out that I also received an acquisition promo cashback RM25. Does it mean that my application did not register under the Ringgitplus campaign or HSBC grants the acquisition caashback regardless of application channel? I think I joined similar campaign as you did as I also received the RM25 acquisition promotion. Thanks for your reminder, I checked & it has been >60 days past the RM1000 spent date so will ping them on FB to follow up. https://media.ringgitplus.com/creatives/upl...0_312972156.pdfEDIT: Oops... it's day 58 now since eWallet transactions aren't counted. This post has been edited by talexeh: Apr 6 2022, 10:27 AM
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talexeh
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Apr 8 2022, 08:54 PM
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QUOTE(Human Nature @ Apr 6 2022, 10:29 AM) Okay thanks, I suppose it is to offset the SST then. Let us know your Tng reward progress later on. My 60 days will be on 4th May Just received a SMS a few minutes ago with a single pin for the RM600 TnG eWallet. Weird enough there's no indication whatsoever that the SMS comes from RinggitPlus or HSBC.
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talexeh
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Apr 12 2022, 06:37 PM
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QUOTE(lowyat101 @ Apr 10 2022, 10:21 PM) how long it took to get the sms after the card approval? I didn't really keep track when the card was approved for me. Applied on 12-JAN-22, did the first transaction on 31-JAN-22, fulfilled the required minimum RM1K transaction (eWallet excluded) on 8-FEB-22 & received the RM600 pin SMS on 8-APR-22.
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talexeh
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Apr 28 2022, 03:55 PM
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QUOTE(ronnie @ Apr 28 2022, 03:52 PM) This RinggitPlus offer cannot use the required RM1000 spend on e-Wallet ? No, which is ironic since there's literally a cashback category for eWallet. Anyway, as with everything, check the T&C for what's eligible.
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talexeh
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May 9 2022, 03:12 PM
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QUOTE(Human Nature @ May 9 2022, 01:55 PM) Hi, I have completed all the steps and obtained the TNG e-Voucher code. I tried to key it the code at the at the Reload Pin section but stated invalid. Is this correct or there is another place to key in the code? Thanks That should be the correct place. In the TnG eWallet main page > + Reload button > eWallet Balance > TNG eWallet Reload PIN > paste the pin there.
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talexeh
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May 12 2022, 11:59 AM
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Huh... my Amanah cashback everyday was messed up for April. Apparently my 1-APR 12.05am RM200 top-up to GrabPay was recorded as 31-MAR so the transaction wasn't calculated in the April quota.
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talexeh
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May 12 2022, 01:00 PM
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QUOTE(dh13 @ May 12 2022, 12:15 PM) Damn.. same goes to me also.... Good luck. HSBC CS is a PITA to reach these days. Chat wasn't responding & phone wasn't picked up either. EDIT: Managed to get hold of a CS on chat. She replied that the balance of the cashback will be reinstated in the upcoming statement. This post has been edited by talexeh: May 12 2022, 01:59 PM
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talexeh
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Jul 19 2022, 11:03 AM
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QUOTE(stpmmaths @ Jul 18 2022, 12:06 PM) HSBC Amanah MPower Platinum, the cashback count is per calendar month period or statement month period? The normal cashback follows statement month while the everyday cashback follows calendar month.
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talexeh
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Jul 19 2022, 02:55 PM
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QUOTE(stpmmaths @ Jul 19 2022, 02:36 PM) Cashback Credit (0.2%) per statement month Cashback Everyday (7.8%) per calendar month & to fulfill must spend >RM2000 for that calendar month. Credit to account roughly 7-8 days. Am I right? That's about right. This post has been edited by talexeh: Jul 19 2022, 02:55 PM
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talexeh
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Aug 13 2022, 09:52 PM
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QUOTE(Zaryl @ Aug 13 2022, 08:47 PM) Yes it is. But when i told them about it, they kinda blurred and just gave few precautions on doing online transactions next time. I think it's also worth adding that the USD1 / MYR5 pre-authorization charge isn't visible in the HSBC website banking. Coincidentally I was checking the HSBC app when I noticed said transaction that took place yesterday. If I were to wait a few days like my friend, I would be seeing multiple unauthorized transactions for sure.
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