These interest rates are for one year. If you need to have on-demand cash, and can stand to wait a few days to receive your funds, you can try Fundsupermart's money market account - yield is 3.67% now. Drawback is no PIDM protection.

This post has been edited by wodenus: Mar 11 2015, 01:11 AM


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hi guys,

i saw this clauses in CIMB unfix T&C.
if means after 3 month maturity must continue place for another 3 month? or can withdraw the money out?

thanks in advance.

7. Renewal: Upon maturity of the 3 Months and 12 Months FD, the “Promotional Rate” will cease to
apply and the Eligible Customer hereby agrees and authorizes the Bank to automatically renew or
roll over the respective 3 Months and 12 Months principal FD amount to a Three (3) months and
Twelve (12) months conventional fixed deposit tenure and the prevailing CIMB Bank board rate
applicable at the time of renewal or roll over shall apply.

It will auto renew but you can still terminate it on maturity.

Update on UOB FD.

Didn't get a flyer this time. The Personal Banker at UOB main branch told me 4.2% p.a. 1 year FD extended till 31st March 2015.

Shucks .. and I thought for every placement of RM30k fresh funds will be entitled 1 entry for the OCBC Ang Pow contest. Wanted to place RM90k for 3x entries, then when informed can only join 1x, placed only RM30k for 12mths/4.2%. First time opening any account in OCBC. I must say, indeed got lengluis at the Bandar Puteri branch. Unfortunately, only lengchai serve me instead.

SCB FD promo FD still available till end March of fulfilment of quota. Just placed my first 15 month FD for 15tmths/4.5% (my longest term ever )

Ambank Gold Contest
- Every RM10k = 5 entries
- New customer = Double the entries
- PB customer = triple the entries + extra 0.05% FD interest on top of 4.08%
So stupid though, wanted to open PB to triple my odds. Instead, they will have someone call me coz no one available to entertain me. What this tells me is that PB status in Ambank is pointless as no dedicated counters/rooms to provide service.

All this at Bandar Puteri Puchong branches ..

I just went to OCBC Cheras branch to place the 4.2%/12m fd. Haha indeed many lengluis work in OCBC. I show them the ringgitplus message about the free luggage upon doing the fd. Then I ask the leng lui personal banker, can I entitle for both the luggage and the angpows. Unfortunately she said they will only pick either one. So if you receive the luggage bag you will not win the angpaos.

So really true that OCBC employing leng lui in their branches in M'sia !

But their process of opening acct is damn long. Mine about 1.5hrs. Wanted to complain except the RM leng lui is real sui. How about yours application time ?

Oh I see, so at least I have chance for the Ang Pow Contest (by not applying through RinggitPlus).

However just received an SMS saying this contest ending 18/3.

Took me less than half hour. Maybe your leng lui want to keep you there longer than needed leh

Their contest runs for 3 weeks, with winners for each week. Today is the end of 2nd week. Trow starts the last week. You can place another RM30k tomorrow for a second chance. But you can only win 1x the Ang Pow, if you're lucky to be the winner twice within that 3 weeks.

Went to OCBC Damansara Heights, also leng luis & leng chais there.

hi,

the OCBC Festive Treat promotion(luggage) how to get it?
apply from ringgitplus then go ocbc?
or direct go ocbc?

condition is RM30k fresh fund for 12 month, with interest 4.2%?
seem good deal.

both, 1st signup at ringgitplus, then walk into ocbc

CB 1 mth 9.18% FD (UT promotion) matured today.

Decided to move to EPF max 60k. Used PBB and took just few minutes to get it done by cheque. Then deposit for PBB step-up FD. Advantage is the 6 mth 4.08% should I decide to terminate 6 mths later. If not, next 6 mths will be 4.28%.

My mom went to BR and was able to do banker's cheque for funds from savings account. She asked whether is it possible to have banker's cheque for FD upliftment and the answer is yes. Hope my branch continue this way

New alliance bank over the counter

4.1% for 12 months FD min 10k

4.2% for 12 months FD-Gold (above 40) min 30k



This post has been edited by zenquix: Mar 12 2015, 02:51 PM

which branch? I tot BR cannot do banker's cheque

Melaka main branch. Yeah, i already told my mom no more banker's cheque but she said will ask at the counter and the answer is yes.

good

That is good news ! I have complained to BR before that this is an issue for their customer since they started this no issuing of cheque in Jan 2014.

So looks like they are trying to retain their customers which is good news for everyone !

Thanks !

Previously I was about to post that no cheque is their tactic to retain customer coz when i told my mom about it, she said so troublesome, stay with BR!

In reverse, me & others tot losing interest as have to xfer to another bank (lose 1 day or so) and make another trip (diff day)to another bank to be troublesome. Hahaha ! So cut the lost NOW !

This post has been edited by bbgoat: Mar 12 2015, 04:58 PM