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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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wodenus
post Feb 24 2015, 10:38 AM

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QUOTE(gchowyh @ Feb 23 2015, 02:49 PM)
HAPPY CHINESE NEW YEAR to all too!

Wah, your BR branch so few 'Big' depositors a? Mind sharing which branch  brows.gif
Essence of Chicken definitely much more $$ than a cup & umbrella tongue.gif
Actually I should be more thick face & ask if got hampers or essence of chicken though even to get the cup & umbrella I must be in their selected list, must be their budget is low for that branch.

Sometimes you would be surprised, last time my RM in Ambank kept commenting to her colleagues I am one of their youngest priority banking customer! (not that I am that young)  sweat.gif
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Weird right? Might as well have said this guy is a potential robbery/kidnap victim tongue.gif
wodenus
post Mar 9 2015, 08:30 PM

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QUOTE(mamamia @ Mar 9 2015, 08:10 PM)
Cimb 4%, where to find the promo?
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CIMB unfixed deposit 4.15% pa FRIA 4.2% pa.
wodenus
post Mar 11 2015, 12:55 AM

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QUOTE(??!! @ Mar 11 2015, 12:42 AM)
Can please provide more info on this ?
How's the mechanism like?

Need to stand-by some funds for payments of bills.
Money could be lying idle from less than a month to 3 months.
Problem is don;t know exact date of billing, so can't plan properly.

Now using CIMB money multiplier account that gives me 2.5% p.a. on daily rest.
Wonder if there's anything better than this.

Feedback/info much appreciated !
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These interest rates are for one year. If you need to have on-demand cash, and can stand to wait a few days to receive your funds, you can try Fundsupermart's money market account - yield is 3.67% now. Drawback is no PIDM protection.

This post has been edited by wodenus: Mar 11 2015, 01:11 AM


Attached File(s)
Attached File  FRIA_i_Unfixed_deposit_TnC_Feb2015.pdf ( 141.95k ) Number of downloads: 29
Attached File  Unfixed_deposit_TnC_Feb2015.pdf ( 143.82k ) Number of downloads: 23
wodenus
post Mar 23 2015, 05:42 PM

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QUOTE(??!! @ Mar 23 2015, 05:21 PM)
Searched  their site, can't find much info on how to go about this.
Appreciate if can provide link. Many thanks in advance.


It's there on the front page RHB-OSK Cash Management Fund 2

http://www.fundsupermart.com.my/main/home/index.svdo

They have a live chat you can try to ask them via that.


wodenus
post Mar 25 2015, 11:54 AM

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QUOTE(Gen-X @ Mar 25 2015, 11:47 AM)
Previously I posted here in this thread and my Fixed Deposit Page that  that Maybank has a short deposit term deposit product called Q-Cash which is a money market product.

Well, I did go try out the Maybank Q-Cash for 7 days and 24 days and posted the "interest rates" I earned in my latest article - click here to read my freaking long article titled A Little Bit Of This and A Little Bit OF That - Volume I, Chapter VIII

In the above said article, I will show you, people who are after FD Promos (where most minimum fresh fund starts at RM10K), are truly blessed as you are richer than more than half of the world's population.

Previously, I also said that Rolex is a fool proof investment, well not really.... my article will show you that a Rolex is as good as gold where you can get good money for it in times of emergency.

However, not everyone read my articles, so for those who don't read my articles, here is the conclusion of the interest I earned with Maybank Q-Cash - about 3% which is below Maybank's eFD 1 Month FD interest rates but higher than most Savings Account if not all.

??!! - if you looking at money market product, check out Maybank Q-Cash, the "interest rate" is not as good as what wodenus mentioned in regards to Fundsupermart's money market account - yield is 3.67% BUT you can get the money on the same day on condition you instruct the Q-Cash to be withdrawn before 10am on the same day.
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There are more ads than anything on your site lol.. article is almost impossible to read now smile.gif

wodenus
post Mar 25 2015, 06:44 PM

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QUOTE(Gen-X @ Mar 25 2015, 04:08 PM)
Borang BE is personal income tax, interest earned from FD is Tax FREE for individuals  biggrin.gif 
hahaha, first part true, second part once you skip the ads by scrolling down it's smooth sailing smile.gif

To ALL:

My Maybank RM just SMS me and I called her back to confirm - Maybank offering 6 Months Step Up FD with Effective Interest Rate 4.13%. Valid until quota finish. Those interest go check with Maybank. As usual updated my FD Page. Post#1 I will revamp come April Fool's Day which is a working day, hmmmmm

Maybank 6 Months 4.13% is even better than UOB 6 Months 4.05% Special School Promo.

Last year, we will be happy if can get above 4 for 12 months. Nowadays, 6 months FD tenure also can get above 4%.

At this rate, we can expect more banks to offer 3 months FD above 4%.
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CIMB offering 4.20% until end of month smile.gif

wodenus
post Mar 25 2015, 10:48 PM

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QUOTE(Gen-X @ Mar 25 2015, 10:17 PM)
Bro, 4.2% for 3 months?


Nope .. one year tenure smile.gif SCB offering 4.5% IINM smile.gif



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