My Maybank PW RM came to see me with diary and highlighter stationary set. Says the 4.12% 12 mth FD is extended till 9th Jan. They will have a new update on 15/1/15.

This was what I got


Better than nothing lor .. I take what I'm given

It can vary by several cents for that amount. At the end of the 12 months, added together you will get RM157.50.

My Premier Wealth RM gave me a different rate just today.

Minimum RM10k

SCB RM just texted me, 9 months 4.25%, 15 mths 4.5% ... until 6 Feb 2015 or RM600 mil quota. Min RM5k but with CASA required.

This post has been edited by McFD2R: Jan 20 2015, 04:48 PM

Just only requires an opening of account, no amount necessary in the account. Full FD from what I know and also based on my previous FD with SCB.

I just came back from SCB Bandar Puteri Puchong half hour ago. Placed an amount for 9 months 4.25%

There is. But I didn't ask if got any other requirement. Since I am already a Priority Account holder, my RM just inform me. But I think this promo should be open to everyone.

Fully FD ... a/c opening is mere formality and can be zero balance whereby the interest will be credited to account when matured.

Every branch has a quota to meet. You place RM10k in branch A, then take out in branch B, rugi lah branch B. They didn't get to use your RM10k to give out loan to make money but instead have to give you money

MY SCB is chai, not even leng chai ..... Yes, so far, this is one of the best for the 9-15 month period

CASA is not necessary for some banks. I opened with Ambank for their 6 months @ 4% promo with no account opened. Just an FD cert. When matured, you can close that FD, the principal + interest shall be paid to you. Some banks charge for the bank draft if I'm not mistaken.

PB not sure. Maybank required ..

Walaooo weh, you think we all full time bank stalkers meh?

Few months ago, HL FD that I place didn't require.

This post has been edited by McFD2R: Jan 23 2015, 09:31 PM

Refer to first page lah ... it's there. Always check effective rate at the end of the day. Don't just look at big fat 8.28% ...

Credit card, like all banks would require documentation from account holders. SCB offered me their pre-approved Signature Card but I didn't need it. And they would still require me to submit the usual application documentation like tax returns, salary slip etc .... which I really, really, reallyyyyyyyy hate giving

Anyway, their Signature card only entitles to 2 or 3 Premium Plaza Lounge visit which is too few Kedekut

Withdrew matured FD from HLB, which charged me RM5.65 for banker's cheque. Place it at SCB FD 9 months @ 4.25% today. Last day for this promo. Collected some nice Ang Pows packets



Reminds me of Tree of Gondor from LOTR

This post has been edited by McFD2R: Feb 6 2015, 05:14 PM

Most of the current promos are on first page. Besides, you need to define what is short term to you. To some, 6-9 months also considered short term. If you're looking for 1-3 months, as someone posted, CIMB looks good.

Go to bank, identify leng lui RM, then ask Manager to appoint her to be your RM