Thanks to Gen-X & BoomChaCha for the FD thread & compilation of FD promo
Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2
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Jan 1 2015, 04:28 PM
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#1
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All Stars
48,420 posts Joined: Sep 2014 From: REality |
Happy New Year 2015
Thanks to Gen-X & BoomChaCha for the FD thread & compilation of FD promo |
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Jan 5 2015, 05:46 PM
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#2
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All Stars
48,420 posts Joined: Sep 2014 From: REality |
wah suddenly Bonescythe active in FD thread
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Jan 6 2015, 03:50 PM
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#3
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All Stars
48,420 posts Joined: Sep 2014 From: REality |
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Jan 7 2015, 07:56 PM
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#4
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All Stars
48,420 posts Joined: Sep 2014 From: REality |
QUOTE(aromachong @ Jan 7 2015, 06:50 PM) I have withdrawal all my FD as i see there is no benefits and low % for it. I withdrawal and re-invest into ASW2020 better 6.5-6.9% p.a. The only disadvantages no PIDM for ASW2020 got available units now? I mean big amount currently parking some in FD, just if gomen open-up new units suddenly This post has been edited by nexona88: Jan 7 2015, 07:57 PM |
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Jan 9 2015, 06:21 PM
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#5
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48,420 posts Joined: Sep 2014 From: REality |
QUOTE(bbgoat @ Jan 9 2015, 06:13 PM) Received a std reply from UOB: lol copy paste reply.. don't expect high on them to act on your complain Dear Sir/Madam, Thank you for your email. Thank you for taking the time to bring this matter to our attention. We wish to inform that we are currently investigation the issue(s) raised in your email. Please be assured that we will revert to you on the outcome or explanation once we have completed our investigations. We appreciate your patience and understanding. In the meantime, please email us again at uobcustomerservice@uob.com.my or contact our Customer Service at telephone number 03-2612 8121 (KL), 04-2401 121 (PNG), 07-2881 121 (JB), 082-287 121 (KCH), 088-477 121 (KK) if you require further assistance or information. Lets see ...................... |
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Jan 9 2015, 06:37 PM
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#6
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48,420 posts Joined: Sep 2014 From: REality |
QUOTE(bbgoat @ Jan 9 2015, 06:34 PM) Well, I said std reply. What do you expect from them ? Maybe ended up saying system problem ...... well I guess u wrote that u would withdraw all your $$ worth millions with them & also your family members Just to let them know customer frustration !!! You did not see what I wrote to them. |
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Jan 19 2015, 04:56 PM
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#7
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All Stars
48,420 posts Joined: Sep 2014 From: REality |
-deleted-
This post has been edited by nexona88: Jan 19 2015, 05:09 PM |
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Jan 19 2015, 05:10 PM
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#8
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48,420 posts Joined: Sep 2014 From: REality |
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Jan 22 2015, 10:42 PM
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#9
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48,420 posts Joined: Sep 2014 From: REality |
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Jan 24 2015, 02:34 PM
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#10
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48,420 posts Joined: Sep 2014 From: REality |
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Jan 26 2015, 05:07 PM
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#11
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All Stars
48,420 posts Joined: Sep 2014 From: REality |
Malaysia seen keeping policy rate unchanged on economic risks
Malaysia's central bank is expected to keep its key interest rate unchanged at 3.25 percent at a policy meeting on Wednesday, as the country's economy remains at risk from a slump in oil prices and a weakened currency, a Reuters poll showed. Most economists now expect the central bank to stand pat for the rest of 2015, unless Malaysia's economy improves in the second half of the year. Forecasts for Malaysia's Jan. 28 interest rate (Overnight Policy Rate) decision ESTIMATES Jan 28 OPR (pct) OPR End 2015 (pct) Median 3.25 3.25 High 3.25 3.50 Low 3.25 3.25 Nov 6 decision 3.25 BA Merrill Lynch 3.25 - Barclays 3.25 3.50 (Q4) CIMB 3.25 3.25 Credit Suisse 3.25 3.25 DBS 3.25 - Forecast Pte 3.25 - Hong Leong 3.25 3.25 HSBC 3.25 - ING 3.25 - Kenanga 3.25 3.25 Maybank 3.25 3.25 RAM 3.25 3.25 RHB 3.25 3.25 Standard Chartered 3.25 3.50 (Q4) This post has been edited by nexona88: Jan 26 2015, 05:08 PM |
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Jan 27 2015, 04:53 PM
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#12
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QUOTE(okuribito @ Jan 27 2015, 04:47 PM) To all, my fren went yesterday scb & ask them what if premature withdrawal... was told no interest at all, not even half of board rate. so be very very certain your funds can lock up for full period what? |
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Jan 30 2015, 02:21 PM
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#13
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48,420 posts Joined: Sep 2014 From: REality |
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Jan 31 2015, 09:49 AM
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#14
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QUOTE(bbgoat @ Jan 31 2015, 08:46 AM) Saw news that EPF may be giving out dividend of 6.35% to 6.45%. Copied from malaysiakini.com: confirm better than any FD rate / Promo Rate out there "The dividend last year was 6.35 percent. A dividend more than 6.35 percent would make it the highest since 1999, where the dividend was 6.84 percent." Past history pay out: http://www.kwsp.gov.my/portal/en/web/kwsp/.../dividend-rates |
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Jan 31 2015, 04:15 PM
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#15
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48,420 posts Joined: Sep 2014 From: REality |
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Feb 1 2015, 03:45 PM
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#16
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48,420 posts Joined: Sep 2014 From: REality |
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Feb 3 2015, 12:58 PM
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#17
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QUOTE(bbgoat @ Feb 2 2015, 08:06 PM) Today was in MBB to uplift FD. Have to pay 50 cent for the processing fee for banker's cheque. Used to be free. Was told bank absolve the RM5 cheque fee and customer pay 50 cent for processing fee. so it's mean RM5+RM0.50 = RM5.50? or just RM0.50 But found that MBB do pay the additional interest over Sat/Sunday. As the FD matured on Saturday, they paid me 2 add'l days of interest. |
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Feb 3 2015, 01:31 PM
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#18
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48,420 posts Joined: Sep 2014 From: REality |
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Feb 4 2015, 01:02 PM
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#19
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48,420 posts Joined: Sep 2014 From: REality |
Bank Negara Malaysia (BNM) is likely to maintain its overnight policy rate (OPR) at 3.25 per cent into 2016, said Standard & Poor’s (S&P) Ratings Services today.
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Feb 4 2015, 04:09 PM
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#20
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All Stars
48,420 posts Joined: Sep 2014 From: REality |
QUOTE(okuribito @ Feb 4 2015, 01:54 PM) haha let's hope their prediction holds. put this way, chances of lowering rates is higher than of raising rates at the moment (imho, though we like it to go up, the majority will scream if it does)... therefore if they maintain rates is already "good" hmmmm now feel like frog in sauna, slowly boiled to death Yup, better to hold at current level than unexpected reduce rate like RBA @ Australia did ps: nice avatars QUOTE(bbgoat @ Feb 4 2015, 02:08 PM) u think |
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