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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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familyfirst
post Jan 22 2015, 08:59 AM

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I wish we could place a FD over the counter at one branch and uplift it at any other branch nearby us. So mah fan sometimes to go back to that branch esp if I placed it near work place and the following year, my work place sudah pindah lain tempat.
familyfirst
post Jan 22 2015, 02:19 PM

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QUOTE(muncee @ Jan 22 2015, 01:07 PM)
Only for new customer without any account with SCB.
Need to open an account and deposit RM1500.
But next day can transfer out.

[attachmentid=4311847]
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Open a few account in diff bank .. a bit mah fan for me. Some more nearby no SCB. Wasted lor this good deal.
familyfirst
post Jan 22 2015, 05:08 PM

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SCB promo valid at all branches incl Islamic (Saadiq) branches right?
familyfirst
post Jan 29 2015, 12:04 PM

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Macam ni, dont expect anything more than SCB's 4.5% la right? Then I go OCBC la. Mah fan buka account lagi at SCB. Nearby no branch some more. Haih.
familyfirst
post Jan 29 2015, 01:06 PM

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QUOTE(lowya @ Jan 29 2015, 12:38 PM)
Expect 5.0% 12months around the corner.
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How long to wait? Shall I then park it at 1-mth FD first?
familyfirst
post Feb 4 2015, 06:08 PM

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QUOTE(dEviLs @ Feb 4 2015, 03:47 PM)
just uplift my FD from UOB, bankers cheque charge RM2.65
since ocbc 12m 4.2% is still ongoing then most likely will deposit with them tongue.gif
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OCBC still ongoing?? Didnt stop on end-Jan?
familyfirst
post Feb 6 2015, 12:08 PM

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QUOTE(jchong @ Feb 6 2015, 11:51 AM)
This extra self contribution to EPF, when can it be withdrawn? Any time? Or must wait until retirement age?
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Surely have to wait till retirement.
familyfirst
post Mar 10 2015, 12:42 PM

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QUOTE(sylar111 @ Mar 10 2015, 12:22 PM)
What is the min requirement for OCBC
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5k
familyfirst
post Mar 12 2015, 08:08 AM

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Went to OCBC Damansara Heights, also leng luis & leng chais there.
familyfirst
post Mar 20 2015, 08:34 AM

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QUOTE(Icona Pop @ Mar 20 2015, 01:10 AM)
Cimb currently running 4.2%. min 10k.
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Damn CIMB Damansara Heights. Tell me no FD promo. Only the one with FD & Unit Trust joint promo. Take my money got OCBC better!
familyfirst
post Mar 26 2015, 03:46 PM

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To ALL:

My Maybank RM just SMS me and I called her back to confirm - Maybank offering 6 Months Step Up FD with Effective Interest Rate 4.13%. Valid until quota finish. Those interest go check with Maybank. As usual updated my FD Page. Post#1 I will revamp come April Fool's Day which is a working day, hmmmmm

Maybank 6 Months 4.13% is even better than UOB 6 Months 4.05% Special School Promo.

Last year, we will be happy if can get above 4 for 12 months. Nowadays, 6 months FD tenure also can get above 4%.

At this rate, we can expect more banks to offer 3 months FD above 4%.
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[/quote]


Called Maybank near my place. Officer dunno anything abt this. Sigh.
familyfirst
post Apr 9 2015, 02:01 PM

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doh.gifO+Apr 9 2015, 01:15 PM-->
QUOTE(doh.gifO @ Apr 9 2015, 01:15 PM)
hi, anyone receive ocbc trolley bag already?
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Belum ada berita. Still waiting ....
familyfirst
post Apr 9 2015, 02:02 PM

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QUOTE(nbi @ Apr 9 2015, 11:13 AM)
Maybank Step UP FD

1st 4month month 4.00%, 2nd 4month month 4.28%.

8months effective interest 4.14%

campaign ends 12 April 15 (ask yourself)
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Sorry dont mean to be rude, but what does ask yourself mean here? Genuine sincere question.
Im pretty keen on this.
familyfirst
post Apr 10 2015, 08:41 AM

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QUOTE(gsc @ Apr 10 2015, 02:26 AM)
Ocbc still provides 12 months at 4.2%????
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No more. Now its only 4% for 12 mths.
familyfirst
post Apr 13 2015, 08:30 AM

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QUOTE(wil-i-am @ Apr 12 2015, 07:26 PM)
Keen to place with AmBank for 8 mths @ 4.08% pa
B4 proceed, is there any Bank tat offer better rate for similar mths?
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MBB 4+4 is slightly higher than this but not sure this promo still got mou.
familyfirst
post Apr 21 2015, 01:53 PM

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Seems like OCBC is back to 4.2% for 12 mths and 4% for 6 mths. Just got whatsapp message from leng lui.
familyfirst
post Apr 22 2015, 05:16 PM

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QUOTE(Nauts @ Apr 22 2015, 04:11 PM)
Haha i do go to ocbc pb once a while.  Im cheras branch, the gals really thin lo.
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hahaha
familyfirst
post Apr 27 2015, 06:00 PM

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QUOTE(Sitting Duck @ Apr 27 2015, 05:40 PM)
Hi Guys,

Can I use personal cheque for FD deposit? Will I get the certs on the same day if use personal cheque?

Or would it be better to get a banker's cheque, i think it's slightly more expensive than personal cheque (RM0.50 compare to RM2/RM5).

Thanks.
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For MBB, I got it same day. Mine didnt wait till cheque cleared.
familyfirst
post Apr 28 2015, 08:25 AM

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QUOTE(Sitting Duck @ Apr 27 2015, 06:49 PM)
Did you use personal cheque or banker's cheque?
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Personal RHB cheque.
familyfirst
post Apr 29 2015, 01:03 PM

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Anyone got their luggage bag from OCBC/Ringgitplus yet?
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