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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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cklimm
post Jan 2 2015, 02:32 PM

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QUOTE(polarzbearz @ Jan 1 2015, 07:35 PM)
I think this is not accurate, as far as I understand, this 5% p.a. promo is valid for both new and existing Advance customers; however, is a one-time-off offer (we can only utilize it once).

I myself is a HSBC customer before I applied for Advance, and still, I'm entitled the chance to participate in this promotion.
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Are Hsbc Advance customers entitled for the special lounge and free kopi?
cklimm
post Jan 2 2015, 11:35 PM

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QUOTE(HJebat @ Jan 2 2015, 10:29 PM)
Does anyone know any bank that offers Junior SA with access to online banking portal?
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my 16 yo brother did that with CIMB Youth
cklimm
post Jan 4 2015, 03:02 PM

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i discovered that Premier Mudharabah Account-i gives 3.15% pa, FD rate for balance more than 50k,
can anyone tell me that the interest is for the full 50k balance or only the amount above 50k?


SOS
cklimm
post Jan 12 2015, 03:06 PM

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QUOTE(ragk @ Jan 12 2015, 02:59 PM)
user posted image

mean i get interested twice in a year? Which is roughly 8+% per year right?
Is that any offer better thn this currently? Not too sure those 6, 9, 12months is working the same way anot or just meaning longer u put higher u get instead or giving interest every 3 or 6 months.
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Why dont you take one month FD then? With 3.15%, you are getting 12 times interest a year! tongue.gif
cklimm
post Jan 12 2015, 03:44 PM

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QUOTE(ragk @ Jan 12 2015, 03:08 PM)
every month =.=? where got so gooding
i dint put any money into FD b4, dun bully noob lol
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Confirm have, i got monthly Fd also, every month renew, every month hundred something interest masuk. Just go bank and ask for 1 month fd bro.
cklimm
post Jan 13 2015, 06:06 PM

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QUOTE(Bonescythe @ Jan 13 2015, 05:18 PM)
Wanna ask.. for those placing ambank 3 years 4.5%

Mau i know the interest payment is paid annually or at the end of the 3rd year ??
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every 6 months, into saving account
cklimm
post Jan 14 2015, 02:50 PM

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QUOTE(McFD2R @ Jan 14 2015, 01:47 PM)
It can vary by several cents for that amount. At the end of the 12 months, added together you will get RM157.50.
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exactly! thumbup.gif
cklimm
post Jan 15 2015, 06:59 PM

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QUOTE(nameless_angel @ Jan 15 2015, 10:41 AM)
hi guys, would like to seek opinion from you all, if I have 15k on hands, which bank should i go? I don wish to go for bank without PIDM, and also the interest bank into saving/current account of thr bank. Wish to keep the money rolling. Thanks ya.
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cklimm
post Jan 16 2015, 07:36 AM

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QUOTE(kucingfight @ Jan 16 2015, 12:37 AM)
Heard over BFM today that bank rakyat is going to offer personal loan for flood victim at 3.x% . guess they will be needing more deposit soon
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Yeah, get the 3.x% from BR, put it into 4.x% fd, extra pocket $ yo tongue.gif
cklimm
post Jan 16 2015, 02:13 PM

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QUOTE(quedriel @ Jan 16 2015, 02:04 PM)
i was wondering which of the following option would be better for maybank's fixed deposit since im not sure how their calculation works

a) rm5000 for 1 month @ 3.15% with the interest credited to principal, auto renewal for 6 months

b) rm5000 for 6 months @ 3.25%
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I will say, spilt em up
RM 1500- 2months @ 3.15%,
RM 1500- 3months @ 3.2%,
RM 2000-6 months @3.25%.
In case u need to touch yr funds, u will not lose all of the interest. whistling.gif
cklimm
post Jan 23 2015, 12:58 PM

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QUOTE(bluesky_1985 @ Jan 23 2015, 11:21 AM)
ANYBODY PUT IN AFFIN BANK?
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I did, why?
cklimm
post Jan 29 2015, 09:28 AM

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QUOTE(solarwing @ Jan 29 2015, 12:54 AM)
+1
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I got it already rclxms.gif


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cklimm
post Jan 29 2015, 11:04 AM

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QUOTE(solarwing @ Jan 29 2015, 09:52 AM)
Via normal postage?
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Gdex, and there is a registration form attached, do i have to register the card before pumpin? rclxub.gif
cklimm
post Jan 31 2015, 04:07 PM

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QUOTE(sandkoh @ Jan 31 2015, 10:43 AM)
cynical. how much can put there? tongue.gif
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Gentle reminder, u can only withdraw after pencen
cklimm
post Feb 1 2015, 07:48 PM

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QUOTE(cybpsych @ Feb 1 2015, 07:36 PM)
AmBank's I AmBanking on winning gold!
2 February 2015 - 30 April 2015

FD/TD 8-months @ 4.08% p.a. (Individual RM20k/Non-Individual RM30k)
FD/TD 8-months @ 4.13% p.a. (AmSPB RM20k/SBB RM30k/WBB RM250k)

More info: AmBank

Terms and Conditions for Deposit for Gold Campaign (ENG | BM)

Terms and Conditions for Top Rate FDTD (ENG | BM)

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4.08%for 8 months, i better off take scb 9 months 4.25%

cklimm
post Feb 6 2015, 02:48 PM

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received my bonus, now i am stuck between HSBC 3 months 5% vs Standard Chartered 15 months 4.5%.
So hard to choose, too bad i cant take both
cklimm
post Feb 6 2015, 08:03 PM

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QUOTE(B4U @ Feb 6 2015, 04:39 PM)
HSBC 3 mths 5%. Sure bor? .... any others things that need to buy (ie : unit trust, bond, assurance)
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Sign up for HSBC advance, one time placement only, min 30k

http://www.hsbc.com.my/1/2/hsbcadvance/pre...ement-promotion

cklimm
post Feb 6 2015, 08:26 PM

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QUOTE(bbgoat @ Feb 6 2015, 08:10 PM)
Max 30k ?  hmm.gif

Min 5k, max 30k.
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But you need 30k to join hsbc advance kut
cklimm
post Feb 8 2015, 04:32 PM

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QUOTE(-Nos- @ Feb 8 2015, 03:34 PM)
Hi,

what is the best interest rate at the moment for 12mths or 15mths tenure?

10k fresh funds.

thanks. notworthy.gif
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cklimm
post Feb 9 2015, 10:48 AM

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i went to SCB Kepong, was informed that the 4.5% is over =(


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