BoomChaCha supposed to tag you i guess.

Just to update UOB Prosperity Fixed Deposits Promotion

3m - 3.90%, 6m - 4.00% 12m - 4.20%

min 10k.



Forgot to add, the personal banker told me there should be NO extension for this promo.

This post has been edited by adele123: Feb 11 2015, 03:43 PM

Update on UOB FD.

Didn't get a flyer this time. The Personal Banker at UOB main branch told me 4.2% p.a. 1 year FD extended till 31st March 2015.

worth what? the higher the better?

some banks advertise quite straight forward or put it as straight-forward. 4.2% p.a. for one year that's it.

some banks (example pbb) 4.08% first 6 months, 4.28% next 6 months. now if you look at the advert it says...



obviously choose 4.2%. calculation not necessary Just need to look at fine prints, etc.

this is probably not likely to happen...

Question: step up (example rhb) vs rollover (pbb)... Are they the same?

My understanding rollover will subject to changes in opr but not step up...

Edit: This is abit late but maybank 3-month fd... 1st and 2nd month 3.55%, 3rd month 4.55%. Effective 3.88%.

Min25k for individual... 50k for sme/business banking acct.

Ends 12th april.

This post has been edited by adele123: Apr 8 2015, 11:04 PM

1) Just wanna check... will step-up rates fd be affected by change in opr?

2) does citibank not offer promo fd? or just the lack of convenience due to limited branches?

Maybank 3 + 3 + 3

First 3 months 3.70%
Next 3 months 4.20%
Next 3 months 4.55%

Effective rate 4.15%. Subject to OPR changes. min10k, until 18th June 2015.