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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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bbgoat
post Mar 15 2015, 10:49 AM

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QUOTE(Gen-X @ Mar 15 2015, 09:35 AM)
Hi guys, I am back in KL and as usual the first thing I do is update my Fixed Deposit Page. I am happy to note that many banks are still offering interest rates above 4% for their 12 Months FD and UOB 12 months FD Promo rate is even better than last month.

Click here to my Fixed Deposit Page to see current FD Promos.

Like I said above, UOB is now offering better interest rate for their 6 and 12 months FD Promo compared to their Christmas and CNY FD Promos; but, this higher interest rates are scheduled to be expired on 21 March 2015.

Also Maybank latest Step Up 12 Months nFD is scheduled to end on 25 March 2015.
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Welcome back ! Frequent flier !! rclxms.gif

Last time Hong Kong people used to be so called astronauts flying between Hong Kong and Vancouver. Now we have Malaysians flying between M'sia and Melbourne ! rclxms.gif

Read your blog, thanks for the update. For SCB, please see my earlier post. However not 100% sure if still valid by Monday 16/3, call SCB before going there to be sure:

Talked to SCB RM:

They have new FD promo for:

Conventional FD:
9 mths 4.25%
15 mths 4.5%

Conditions are single placement only, cannot split into multiple FD certs, min 5k to 1mil max. But I guess can get approval if needed. Until 31/3 or max 600 mil.

Islamic FD 15 mth 4.5% promo for existing customer OK (fresh fund only) but need approval. Also need to wait for cheque to clear before effective. So might as well go for the conventional one.

This post has been edited by bbgoat: Mar 15 2015, 10:52 AM
Human Nature
post Mar 15 2015, 12:16 PM

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bbgoat Has SCB credited the 6 months interest to your account?
bbgoat
post Mar 15 2015, 12:22 PM

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QUOTE(Human Nature @ Mar 15 2015, 12:16 PM)
bbgoat Has SCB credited the 6 months interest to your account?
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How come you asked me this ? tongue.gif
Human Nature
post Mar 15 2015, 12:33 PM

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QUOTE(bbgoat @ Mar 15 2015, 12:22 PM)
How come you asked me this ?  tongue.gif
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Mine supposed to be today but not in yet biggrin.gif
bbgoat
post Mar 15 2015, 12:36 PM

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QUOTE(Human Nature @ Mar 15 2015, 12:33 PM)
Mine supposed to be today but not in yet  biggrin.gif
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Haha, I tot u are stalking me. tongue.gif

Mine is on 19/3. I was monitoring it. rclxms.gif
Human Nature
post Mar 16 2015, 01:34 AM

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QUOTE(bbgoat @ Mar 15 2015, 12:36 PM)
Haha, I tot u are stalking me.  tongue.gif

Mine is on 19/3. I was monitoring it.  rclxms.gif
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Weird, just checked my account. Credit interest is just RM0.02 for 20k deposit hmm.gif
ntdote
post Mar 16 2015, 09:45 AM

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do we have to go back to the same UoB branch to withdraw FD?

Or we can do it at any UoB branch?

TQ

This post has been edited by ntdote: Mar 16 2015, 09:45 AM
dEviLs
post Mar 16 2015, 11:23 AM

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just met a lenglui ocbc RM to discuss about the 6% @ 3month FD promo for new premier customer..can put up to double the investment amount you placed..

and another promo for new premier customer thats not published online previously - 3D2N stay at Anantara Resort Koh Somui or Phuket tongue.gif

kinda interested in the WTI crude oil related investment, 8% p.a interest within barrier of 75%-100% of entry price hmm.gif

This post has been edited by dEviLs: Mar 16 2015, 11:30 AM
zero721
post Mar 16 2015, 11:41 AM

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Boss GenX, the standard chartered fixed deposit promotion is 15 months 4.5%, not 12months 4.5%? Just called standard chartered.

And just put my FD at uob for the new fd promo. 6 months 4.25%
giko
post Mar 16 2015, 12:07 PM

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QUOTE(zero721 @ Mar 16 2015, 11:41 AM)
And just put my FD at uob for the new fd promo. 6 months 4.25%
sorry, can't find the link to this. all current info, including page 1 said 6m = 4.05%. can i have the link? TQ

ntdote
post Mar 16 2015, 12:16 PM

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https://www.sc.com/my/campaign/term-deposit-i/index.html

SCB FD promo
bbgoat
post Mar 16 2015, 12:30 PM

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QUOTE(Human Nature @ Mar 16 2015, 01:34 AM)
Weird, just checked my account. Credit interest is just RM0.02 for 20k deposit  hmm.gif
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Weird ! Have to check mine on the 19/3. Call SCB RM or branch to enquire. smile.gif

QUOTE(ntdote @ Mar 16 2015, 09:45 AM)
do we have to go back to the same UoB branch to withdraw FD?

Or we can do it at any UoB branch?

TQ
*
UOB wise can withdraw FD in any branch. biggrin.gif

QUOTE(dEviLs @ Mar 16 2015, 11:23 AM)
just met a lenglui ocbc RM to discuss about the 6% @ 3month FD promo for new premier customer..can put up to double the investment amount you placed..

and another promo for new premier customer thats not published online previously - 3D2N stay at Anantara Resort Koh Somui or Phuket  tongue.gif

kinda interested in the WTI crude oil related investment, 8% p.a interest within barrier of 75%-100% of entry price hmm.gif
*
OCBC leng lui RM also talked to me about the investment product for new PB customer. I passed on it and go for their straight FD 12 mth 4.2%. biggrin.gif

QUOTE(zero721 @ Mar 16 2015, 11:41 AM)
Boss GenX, the standard chartered fixed deposit promotion is 15 months 4.5%, not 12months 4.5%? Just called standard chartered.

And just put my FD at uob for the new fd promo. 6 months 4.25%
*
SCB 15 mth 4.5%. biggrin.gif
giko
post Mar 16 2015, 12:35 PM

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QUOTE(zero721 @ Mar 16 2015, 11:41 AM)
And just put my FD at uob for the new fd promo. 6 months 4.25%
this should be SCB, not uob! = https://www.sc.com/my/campaign/term-deposit-i/index.html

xiaoniu8
post Mar 16 2015, 01:04 PM

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Meeting the OCBC Leng lui and was told the ringgitplus luggage and $888 contest only eligible for 12 months placement
zero721
post Mar 16 2015, 01:38 PM

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QUOTE(giko @ Mar 16 2015, 12:35 PM)
Hey Bro, sorry for the mixed up. Coz I put my FD at both bank. A bit confused. Ya, UOB 6m is 4.05%, 12m is 4.25%. And SCB is 9m 4.25% and 15m is 4.5%
FDInvestor
post Mar 16 2015, 02:23 PM

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QUOTE(bbgoat @ Mar 15 2015, 10:49 AM)
Welcome back ! Frequent flier !!  rclxms.gif

Last time Hong Kong people used to be so called astronauts flying between Hong Kong and Vancouver. Now we have Malaysians flying between M'sia and Melbourne !  rclxms.gif

Read your blog, thanks for the update. For SCB, please see my earlier post. However not 100% sure if still valid by Monday 16/3, call SCB before going there to be sure:

Talked to SCB RM:

They have new FD promo for:

Conventional FD:
9 mths 4.25%
15 mths 4.5%

Conditions are single placement only, cannot split into multiple FD certs, min 5k to 1mil max. But I guess can get approval if needed. Until 31/3 or max 600 mil.

Islamic FD 15 mth 4.5% promo for existing customer OK (fresh fund only) but need approval. Also need to wait for cheque to clear before effective. So might as well go for the conventional one.
*
Hello fellow members,

SCB has revised their T&C for the FD promo. You must be invited by the bank in order to participate the promo . Please refer to the attachment.

Here is URL for the revised T&C: https://www.sc.com/my/_documents/TnC-TD-Camp-Feb15.pdf


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dEviLs
post Mar 16 2015, 02:51 PM

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QUOTE(bbgoat @ Mar 16 2015, 12:30 PM)

OCBC leng lui RM also talked to me about the investment product for new PB customer. I passed on it and go for their straight FD 12 mth 4.2%.  biggrin.gif

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kinda tempted becos oil seems like near bottom, plus there is a 25% downside cushion
thinking to add some risk to my portfolio tongue.gif
TSGen-X
post Mar 16 2015, 02:56 PM

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QUOTE(zero721 @ Mar 16 2015, 11:41 AM)
Boss GenX, the standard chartered fixed deposit promotion is 15 months 4.5%, not 12months 4.5%? Just called standard chartered.

And just put my FD at uob for the new fd promo. 6 months 4.25%
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Bro, thank you, I did state SCB 4.5% for 12 months in my blog sub-title but the image posted did state 4.5% for 15 months, haha. That SCB Saadiq promo suppose to run until end April, but like bbgoat said, not sure if offer still valid today so I have removed it from my blog.

Wow, at first I thought UOB got new promo 4.25% for 6 months but you later clarified it was a typo because you did too many FD placements, hahaha.
bbgoat
post Mar 16 2015, 04:10 PM

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QUOTE(FDInvestor @ Mar 16 2015, 02:23 PM)
Hello fellow members,

SCB has revised their T&C for the FD promo. You must be invited by the bank in order to participate the promo . Please refer to the attachment.

Here is URL for the revised T&C: https://www.sc.com/my/_documents/TnC-TD-Camp-Feb15.pdf
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Bro, the terms are the same as the previous one (20/1 till 6/2/2015). So you need NOT be invited. Please see attached old T & C. Sorry as that time did not scan the document, so blur blur. tongue.gif

This post has been edited by bbgoat: Mar 16 2015, 04:18 PM


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bbgoat
post Mar 16 2015, 04:17 PM

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Received call from AmBank ABM. 2 mth 3.6% FD. Min 10k until end of March.

Not that attractive. But good for those looking at 2 months FD.

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