if transfer overpay from Maybank CC to Maybank CASA, it will just take 1 day.

Did overpayment from PBB to MBB the second month.
Called on 23 Nov (Sunday), credited into CASA on 24Nov. Went for 4.1% FD @ OCBC.

21 NOV - emailed BT form and Ambank statement to MBB @ mbbcardservices@maybank.com.my
21 NOV - Received human acknowledgement email that will forward the email to respecitve department but NO telephone call
24 NOV - BT approved according to CS. One time charge as shown in M2U
25 NOV - Waiver of 3% up front fee - 2511
25 NOV - Payment received by UOB (called UOB CS)

May I know where to see for Maybank BT Transfer in M2U? I see money has been credited to my OCBC card but I dont see anything in M2U Credit Card section. Thanks

Maybank park it under my visa card account. Check yours.

U won't see it until upcoming bill date/statement.

call for 2nd time today and they insist 3-5 working day wtf.

then you might be unlucky one.
I had did quite a number of transfer. It only takes one day.

hi all, just want to know lah...if we do the balance transfer via maybank to the amex cc, do i get any extra benefit like point or cash rebate?

no and no

you mean bt from othet bank cc to mbb2amex? no extra benefits other than prolong your repayment time to 12 months instalments.

ooo...ok...thanks

yaya...as maybank amex offer X5 point and 5 % rebate...so i not sure it applicable for BT or not...haha

BT won't earn TP or cash rebate. Don't ever dream for those.

Hi. everyone.

Both AEON and MBB need to fill up form to increase credit limit. Need only 1 month payslip. (Just did both less than 3 months ago)

If you put FD in Maybank, you can request a much higher credit limit. (I applied to increase credit limit. After approval, I feel I need more CL, then email them again said I have FD so and so in MBB, then they give almost 3x my original CL that they have reviewed)

I reviewed my CCRIS document (applied online) last week. Total outstanding for the banks are = BT + current outstanding except AEON. AEON only show current outstanding.

This post has been edited by codeiki: Nov 29 2014, 04:01 PM

From what I understand, you can BT from MBB to another bank CC more than the outstanding, or even without statement. So does the PCB and perhaps ?MBF?

Which bank that can transfer their overpaid CC amount to CASA, I know maybank. and perhaps ?IBG from AEON?

This post has been edited by codeiki: Nov 29 2014, 04:11 PM

thanks for sharing the CCRIS and BT info
may i know how u get the CCRIS online ? I read from BNM it required us to send the Credit Report Request Form, Loan declaration form and also 2 utility bills

download the pdf form from bnm's web and fill up. scan & submit via email to bnm with required supporting document e.g bills

Hi. You can refer to this link for the information and form to download. http://creditbureau.bnm.gov.my/reportobtain.html

for my case, my wife house at melaka and I'm working in KL (last time working in melaka). So I can request the CCRIS online. If you stay in certain state where they have the BNM branch, you have to go to the branch personally to get the report according to the link above. (Melaka don't have any branch, so they have to reply me via email)
BNM branch available in KL, Pulau Pinang, Johor Bahru, Kuala Terengganu, Kota Kinabalu and Kuching. Other than this, all can apply online.

Method I used,
1. download the request form Form
2. send via email to bnmtelelink@bnm.gov.my
3. email attached with IC photocopy, 2 bills/CC/bank statement with your name and address and the request form.
4. they will manual reply you within a day for processing.
5. received encrypted report within a week
6. call them to get the password to decrypt the report.
7. reply them with CCRIS Akuan penerimaan
8. If needed, reapply every 3 months to review.

Note:
- Because most my CC bill with melaka address (most are eStatement anyway). So I still using melaka address.
- It's free of charge.
- For loan declaration form, it actually in the same request form under different section. Request form has 3 section - application, loan declaration and dispute. I didn't really fill up the loan declaration.

This post has been edited by codeiki: Nov 30 2014, 09:24 AM

thanks pisanq & codeiki
good to know that it is sufficient to apply with 2 bills/CC/bank statement as I don have the Loan declaration form