I BT slightly >50 if count by statement/bank (not number of BT form sent because sometimes few bank in a form). After about 2 months gap, able to BT using AEON again. Still not sure the reason behind.. At the mean time, I successfully increase my credit limit for my AEON... almost double my initial CL. Thanks for clarifying the maybank promotion. I think I will increase my maybank CL first then.

This post has been edited by codeiki: Sep 28 2014, 04:22 PM

Geng!!!
Is it limited to MBF only? I have AMBank though... Can i ask is the promotion sent via email? just to confirm.

This post has been edited by codeiki: Oct 24 2014, 09:50 PM

From what I understand, it's public bank and ?aeon allowed the overpayment of credit card transfer to saving?
And maybank, public bank and ocbc which don't need any statement for applications?

This post has been edited by codeiki: Oct 26 2014, 04:15 PM

How AEON refund overpayment? You call the AEON CS, then they send you a cheque?

Hi. everyone.

Both AEON and MBB need to fill up form to increase credit limit. Need only 1 month payslip. (Just did both less than 3 months ago)

If you put FD in Maybank, you can request a much higher credit limit. (I applied to increase credit limit. After approval, I feel I need more CL, then email them again said I have FD so and so in MBB, then they give almost 3x my original CL that they have reviewed)

I reviewed my CCRIS document (applied online) last week. Total outstanding for the banks are = BT + current outstanding except AEON. AEON only show current outstanding.

This post has been edited by codeiki: Nov 29 2014, 04:01 PM

From what I understand, you can BT from MBB to another bank CC more than the outstanding, or even without statement. So does the PCB and perhaps ?MBF?

Which bank that can transfer their overpaid CC amount to CASA, I know maybank. and perhaps ?IBG from AEON?

This post has been edited by codeiki: Nov 29 2014, 04:11 PM

Hi. You can refer to this link for the information and form to download. http://creditbureau.bnm.gov.my/reportobtain.html

for my case, my wife house at melaka and I'm working in KL (last time working in melaka). So I can request the CCRIS online. If you stay in certain state where they have the BNM branch, you have to go to the branch personally to get the report according to the link above. (Melaka don't have any branch, so they have to reply me via email)
BNM branch available in KL, Pulau Pinang, Johor Bahru, Kuala Terengganu, Kota Kinabalu and Kuching. Other than this, all can apply online.

Method I used,
1. download the request form Form
2. send via email to bnmtelelink@bnm.gov.my
3. email attached with IC photocopy, 2 bills/CC/bank statement with your name and address and the request form.
4. they will manual reply you within a day for processing.
5. received encrypted report within a week
6. call them to get the password to decrypt the report.
7. reply them with CCRIS Akuan penerimaan
8. If needed, reapply every 3 months to review.

Note:
- Because most my CC bill with melaka address (most are eStatement anyway). So I still using melaka address.
- It's free of charge.
- For loan declaration form, it actually in the same request form under different section. Request form has 3 section - application, loan declaration and dispute. I didn't really fill up the loan declaration.

This post has been edited by codeiki: Nov 30 2014, 09:24 AM

You trying to BT from MBB to AEON and cash the overBT amount? Do let us know if you succeed.

This post has been edited by codeiki: Dec 5 2014, 08:26 AM

Very sad for the best AEON BT is ending soon. I noticed that they also have updated their TNC at AEON website (version Dec 2014). No. 14 does not appeared in the previous TNC (I still have a copy of it)

14. The Balance Transfer amount and Interest charged will not be eligible for any AEON Credit Reward Points or AEON Credit Rebates programme.

By the way, there is no mention about the 6 months for reapplication.

Affinbank
Card application took about 3-4 weeks.
BT was quite fast. About 4 working days, from application via email to the transfer showed in RHB bank.

This post has been edited by codeiki: Mar 6 2015, 11:34 AM

new HSBC Credit Cardholder 0% p.a. for 3 months
Promotion valid until 31 March 2016.