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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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victorywp
post Sep 20 2014, 02:42 PM

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yeah, v3!!
victorywp
post Sep 20 2014, 09:35 PM

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QUOTE(sj0217 @ Sep 20 2014, 09:23 PM)
Reporting in

About MBB BT, so basically they will charge you first then only credit back after few days, right ??

Interesting  :drool:
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yeah, it's mentioned in the t&c of mbb bt.
victorywp
post Sep 21 2014, 12:35 AM

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QUOTE(smartly @ Sep 21 2014, 12:13 AM)
mbb allow multiple bt.

so each time will charge 3% first and pay back after 7 days ?

3 times bt will charge 3% x 3 and pay back after 7 days right ?
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yes
victorywp
post Sep 21 2014, 12:37 AM

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QUOTE(smartly @ Sep 21 2014, 12:09 AM)
which method faster for bt ?

i faxed to mbb instead of email...
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same i think.
victorywp
post Sep 21 2014, 12:57 AM

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QUOTE(smartly @ Sep 21 2014, 12:41 AM)
bt base on 80% of credit limit in mbb2 cards or 50K as per campaige expalined ?
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80% of your mbb cc but up to 50k only.
victorywp
post Sep 21 2014, 11:10 AM

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QUOTE(lamode @ Sep 21 2014, 10:29 AM)
got member reported successful BT more than 90% CL.  :hehe:
I believe the RM50k is per transaction only, not combined of all BTs.
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mbb 0% 12 months bt just started and someone already bt 90% of his cl?? who is that super kiasu?? lol... :D :P
victorywp
post Sep 21 2014, 07:36 PM

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QUOTE(bee993 @ Sep 21 2014, 06:53 PM)
aeon nvr reply my email as they usualy didl for bt.

wonder wat happen.
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when did you send?
victorywp
post Sep 22 2014, 01:57 PM

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QUOTE(ronnie @ Sep 22 2014, 01:53 PM)
There's an issue last week with my application as well.
It's better you call up after you send the application form to confirm they receive it.

I had to re-submit again via email today (first submission on 17th was not receive  :shock:  :stars: )
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aeon called me at 11:xxam for verification but i was engaged on another line so i missed it. still waiting for them to call me back...
victorywp
post Sep 22 2014, 06:00 PM

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QUOTE(only_lonely1220 @ Sep 22 2014, 05:26 PM)
hello everyone, I just submit my BT through branch today, wonder how long will it take for Maybank to pay OCBC. But I had one question , what will happen if the MBB BT approved after I cleared all my outstanding in OCBC?
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then your ocbc will be double paid...
victorywp
post Sep 22 2014, 06:02 PM

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QUOTE(DarReNz @ Sep 22 2014, 05:35 PM)
email them to contact you they should get back to u on the same day
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until now they still have not called me back... sad.gif
victorywp
post Sep 23 2014, 06:26 AM

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QUOTE(bee993 @ Sep 23 2014, 04:20 AM)
most probably rejected...cz i oso gt miss call then rejected...due date soon so hv to pay anyway...no more free money frm fd.. icon_question.gif  laugh.gif
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huh, only called once and reject if i missed it? so kesian me... cry.gif
victorywp
post Sep 23 2014, 10:31 AM

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QUOTE(only_lonely1220 @ Sep 23 2014, 10:15 AM)
Thanks bro for your help, double paid should not had any bad consequences one right?
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yes, no problem.
victorywp
post Sep 23 2014, 10:34 AM

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QUOTE(victorywp @ Sep 23 2014, 06:26 AM)
huh, only called once and reject if i missed it? so kesian me...  :cry:
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just received their call again just now at 10:xxam...
victorywp
post Sep 23 2014, 06:22 PM

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QUOTE(victorywp @ Sep 23 2014, 10:34 AM)
just received their call again just now at 10:xxam...
*
just received this sms... seems like overpayment does not cause my bt to be rejected... biggrin.gif

QUOTE
RM0.00 (AEON) Dear Customer, we are pleased to inform that your Balance Transfer Application has been Approved. Thank you.

victorywp
post Sep 23 2014, 07:48 PM

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QUOTE(bee993 @ Sep 23 2014, 07:09 PM)
Hmm..duno y i kena reject then..
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you attached with statement or just print screen of your online balance?
victorywp
post Sep 23 2014, 10:39 PM

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QUOTE(rachel_xxx @ Sep 23 2014, 09:46 PM)
any diff if BT to amex or visa/master?
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no difference.
victorywp
post Sep 24 2014, 12:39 AM

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QUOTE(tbheng @ Sep 24 2014, 12:25 AM)
My BT timeline : AEON to MBB
15-Sep-2014 : email BT application to MBB
18-Sep-2014 : 3% one-time Fee posted
19-Sep-2014 : payment posted at AEON
22-Sep-2014 : 3% one-time Fee waiver posted

*No verification call
*Installment not posted yet
*Payment to AEON is super fast (must be using IBG instead of cheque)  thumbup.gif
*
yes, confirmed mbb used ibg to aeon. today aeon bt team asked me this question "what method is your last payment", i said "by cheque", they asked "cheque?". then i said "sorry, is by ibg... from mbb", then they said "correct". lol...
victorywp
post Sep 24 2014, 09:55 AM

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QUOTE(ronnie @ Sep 24 2014, 09:22 AM)
I resend to BOTH emails on the 2nd attempt... They did receive it.
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they both received it but they assume one another will will take the action... so in the end nobody took the action... lol! tongue.gif
victorywp
post Sep 24 2014, 09:58 AM

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QUOTE(tifosi @ Sep 24 2014, 09:22 AM)
Anyone having this issue when using MBB BT?

WAIVER OF 3% UP FRONT FEE-190914    RM60.00
ONE TIME CHARGE  RM84.00
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QUOTE(bearbear @ Sep 24 2014, 09:25 AM)
same here

WAIVER OF 3% UP FRONT FEE-190914    RM108.00
ONE TIME CHARGE  RM144.00
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maybe you guys bt from more than 1 bank cc to mbb?
so need to wait for another "part" (balance) of the 3% waiver? nod.gif
victorywp
post Sep 24 2014, 10:10 AM

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QUOTE(tbheng @ Sep 24 2014, 01:01 AM)
Like dad also can...  laugh.gif
Wow, you have just completed BT AEON to MBB and now requesting BT back to AEON.  notworthy.gif

EDIT: I checked back the transaction description "PAYMENT - TRANSFER" instead of "PAYMENT - CHEQUE" when BT to PBB.
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aeon to mbb
12/9 : fax bt application to mbb
16/9 : 3% one-time charge posted at mbb
18/9 : payment posted at aeon
19/9 : 3% upfront fee waiver from mbb posted

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