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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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pisanq
post Sep 21 2014, 08:44 PM

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this bt and re-bt require lot of CL, trying my luck to increase my watami CL at aeonbig wangsamaju today
pisanq
post Sep 28 2014, 07:59 AM

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QUOTE(LostAndFound @ Sep 28 2014, 07:44 AM)
Can't find this info on their FAQ or T&C or website, could this be added to OP?

If I have one CC (HLB) with 1.4k bill and one more (OCBC) with RM300 only, can I combine both? The RM1k minimum applies for total right?
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can combine, min 1k is for total bt
pisanq
post Oct 7 2014, 10:30 AM

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QUOTE(yybryan @ Oct 7 2014, 10:02 AM)
I submit above on 29/09 thru faxed and did not received any respond from MBB but the BT was completed on 02/10.
I thought MBB did not receive my BT form thru fax, so I resubmit again to MBB on 30/10 thru email, MBB process again and approved again the same amount BT to my UOB card. Now my UOB card have +RM3k in credit.

Seems MBB allow to process the same application for 2 times. Now have to think how to take out the overpaid amount from UOB as I do not have saving/current account with UOB but have a house loan with them, don't know whether can transfer that amount to my loan account or nor. need to check with UOB.
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request for cheque
pisanq
post Nov 2 2014, 04:45 PM

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QUOTE(cyang @ Nov 2 2014, 04:31 PM)
This means I can merged the BT amount from few Credit Card or minimum amount transfered from 1 bank is Rm1k?
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combine the bt amount frm few credit card until reaching min rm1k
pisanq
post Nov 14 2014, 06:26 PM

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i received call just now from mbb asking whether want to bt more than the statement amount. normally mbb never call for all of my previous bt. will post again when approved/rejected later. they offer me to bt up to 90% balance cl
pisanq
post Nov 21 2014, 07:30 AM

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QUOTE(lamode @ Nov 20 2014, 07:26 PM)
Yes, BT more than statement amount.

you may want to read my previous post.
In short, max my MBB CL for BT, then I overpaid to MBB for addtional CL more BT, and once its approved, I request to have that overpaid amount to be trasnfered back to CA/SA.
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if u already max out your MBB CL for BT, how much amount u need to pay MBB to get it overpaid?

let say my CL is 10k. my current BT with mbb have outstanding 9k which left 1k balance for me. should i pay more than 9k to mbb before do BT again? let say i pay 15k to get it overpaid 6k then do new BT and after BT success i request transfer overpaid 6k back to casa, is that what u mean?
pisanq
post Nov 26 2014, 09:07 PM

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QUOTE(David83 @ Nov 26 2014, 08:23 PM)
I asked to transfer the BT to my MBB2 AMEX but it ended up on my MBB2 Visa. sweat.gif

21 NOV - emailed BT form and Ambank statement to MBB @ mbbcardservices@maybank.com.my
21 NOV - Received human acknowledgement email that will forward the email to respecitve department but NO telephone call
24 NOV - BT approved according to CS. One time charge as shown in M2U
25 NOV - Waiver of 3% up front fee - 2511
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3% is 2511, u bt 83700?
pisanq
post Nov 30 2014, 08:59 AM

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QUOTE(cfc @ Nov 30 2014, 08:51 AM)
thanks for sharing the CCRIS and BT info
may i know how u get the CCRIS online ? I read from BNM it required us to send the  Credit Report Request Form, Loan declaration form and also 2 utility bills  doh.gif
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download the pdf form from bnm's web and fill up. scan & submit via email to bnm with required supporting document e.g bills
pisanq
post Nov 30 2014, 09:46 AM

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QUOTE(cfc @ Nov 30 2014, 09:29 AM)
thanks pisanq & codeiki
good to know that it is sufficient to apply with 2 bills/CC/bank statement as I don have the Loan declaration form
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the loan declaration form only required after u receive the ccris report AND have something to dispute
pisanq
post Dec 9 2014, 12:01 PM

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transfer the excesses paid from BT to your casa, that's the way to have 0% cash loan
pisanq
post Dec 23 2014, 03:08 PM

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this is longest waiting time for my BT from aeon to mbb. no sign at all at mbb, no 3%, no deduction on available CL

update: aeon unbill updated with payment from mbb. nothing detected from mbb yet haha

This post has been edited by pisanq: Dec 23 2014, 03:13 PM
pisanq
post Dec 23 2014, 04:29 PM

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for my case submitted on 18th. too many staff on leave to finish their AL
pisanq
post Jan 6 2015, 08:13 AM

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what is the procedure to do full settlement for on going Aeon BT? I overpaid and call CS to offset existing BT balance payment but it takes up to 14 days to get it done.
pisanq
post Jan 15 2015, 11:03 PM

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my 5k bt also rejected even my avail CL is 9k
pisanq
post Jan 16 2015, 01:20 PM

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QUOTE(tifosi @ Jan 16 2015, 12:54 PM)
But Public Bank is 5K per BT. Usually my BT hovers around 2-3K only. Just a tiny fish in the sea trying to get as much food as he could tongue.gif
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no need "but" here for pbb because no statement needed. u may always asking for 5k bt everytime
pisanq
post Jan 16 2015, 07:33 PM

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how can we submit bt application form to affin bank via email?
pisanq
post Jan 17 2015, 05:19 PM

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QUOTE(David900924 @ Jan 17 2015, 05:11 PM)
i done bt transfer to aeon every month since last year till today also never had problem, so far always approved, it is nice to have points for bt too smile.gif

Any other bank offer bt with points n 0% interest beside aeon?
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what is the last date u did successfully?
pisanq
post Jan 21 2015, 07:03 PM

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QUOTE(leo_kiatez @ Jan 21 2015, 10:17 AM)
Will perform early settlement for all the BT and resubmit BT again, will solve the problem?
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i'm testing this right now, the problem is they are taking ages to process my bt offset application
pisanq
post Feb 17 2015, 12:38 PM

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applied yesterday via email, approved today

"RM0.00 Your request on Balance Transfer for Affin Bank credit card has been approved."
pisanq
post Feb 17 2015, 12:44 PM

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QUOTE(victorywp @ Feb 17 2015, 12:43 PM)
nowadays mbb send sms for bt approval and listed the cc you bt from too?
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this sms is from affin bank

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