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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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SUSDavid83
post Nov 26 2014, 12:51 PM

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QUOTE(cfc @ Nov 26 2014, 12:48 PM)
hey all sifu
i am interested to know the relationship of CCRIS and BT
due to (good) 0% BT (thanks to the Tiger and Kimochi bank), my monthly card payment is already 90% of  monthly salary. Will this affect bank decision to approve new credit card application !!

btw, just to clarify i not big spender, because it was just so coincidently I had a large spike on my spending, and by doing BT i can put these $$ into FD smile.gif
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I believe the concept will be quite similar to installment plan with the merchant.

Your outstanding amount at the original bank has been paid off by the bank you BT too. It should leave a smear to your CCRIS unless the paid off is late and incurred financial charges.

Just my two cents.


bee993
post Nov 26 2014, 01:33 PM

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hmm aeon slow as usual...bt approve 18nov bt payment appear in aeon but till now hvt reach mbb(due date nearing) might have to pay it off and do the withdrawal....extra work....sigh...
sendohz
post Nov 26 2014, 03:41 PM

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QUOTE(bee993 @ Nov 26 2014, 01:33 PM)
hmm aeon slow as usual...bt approve 18nov bt payment appear in aeon but till now hvt reach mbb(due date nearing) might have to pay it off and do the withdrawal....extra work....sigh...
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Withdrawal means you call up CS and asked to transfer the overpaid money back to CASA?
SUSDavid83
post Nov 26 2014, 08:23 PM

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QUOTE(David83 @ Nov 26 2014, 12:35 PM)
BT to MBB

21 NOV - emailed BT form and Ambank statement to MBB @ mbbcardservices@maybank.com.my
21 NOV - Received human acknowledgement email that will forward the email to respecitve department but NO telephone call
24 NOV - BT approved according to CS
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I asked to transfer the BT to my MBB2 AMEX but it ended up on my MBB2 Visa. sweat.gif

21 NOV - emailed BT form and Ambank statement to MBB @ mbbcardservices@maybank.com.my
21 NOV - Received human acknowledgement email that will forward the email to respecitve department but NO telephone call
24 NOV - BT approved according to CS. One time charge as shown in M2U
25 NOV - Waiver of 3% up front fee - 2511
pisanq
post Nov 26 2014, 09:07 PM

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QUOTE(David83 @ Nov 26 2014, 08:23 PM)
I asked to transfer the BT to my MBB2 AMEX but it ended up on my MBB2 Visa. sweat.gif

21 NOV - emailed BT form and Ambank statement to MBB @ mbbcardservices@maybank.com.my
21 NOV - Received human acknowledgement email that will forward the email to respecitve department but NO telephone call
24 NOV - BT approved according to CS. One time charge as shown in M2U
25 NOV - Waiver of 3% up front fee - 2511
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3% is 2511, u bt 83700?
SUSDavid83
post Nov 26 2014, 09:16 PM

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QUOTE(pisanq @ Nov 26 2014, 09:07 PM)
3% is 2511, u bt 83700?
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2511 is their internal code for the waiver.
victorywp
post Nov 26 2014, 09:43 PM

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QUOTE(pisanq @ Nov 26 2014, 09:07 PM)
3% is 2511, u bt 83700?
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i wish i can bt this much...
victorywp
post Nov 26 2014, 09:47 PM

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double post

This post has been edited by victorywp: Nov 26 2014, 10:09 PM
bee993
post Nov 26 2014, 11:22 PM

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how long it take to transfer out overpayment from bt for mbb?

juz paid outstanding becoz aeon is super slow as usual
red_scorpion
post Nov 26 2014, 11:45 PM

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QUOTE(David83 @ Nov 26 2014, 09:16 PM)
2511 is their internal code for the waiver.
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2511 is the date...25th nov icon_idea.gif
bearbear
post Nov 27 2014, 12:54 AM

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QUOTE(bee993 @ Nov 26 2014, 11:22 PM)
how long it take to transfer out overpayment from bt for mbb?

juz paid outstanding becoz aeon is super slow as usual
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Your due date is today?

My last experience with aeon;

Applied 3/11
Payment show up 11/11 (exactly my due date)
bee993
post Nov 27 2014, 01:54 AM

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QUOTE(bearbear @ Nov 27 2014, 12:54 AM)
Your due date is today?

My last experience with aeon;

Applied 3/11
Payment show up 11/11 (exactly my due date)
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Wait whole working hour nvr receive....so paid my own...
SUSDavid83
post Nov 27 2014, 06:45 AM

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QUOTE(red_scorpion @ Nov 26 2014, 11:45 PM)
2511 is the date...25th nov  icon_idea.gif
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Really. Never really notice and decode that. laugh.gif
bee993
post Nov 27 2014, 08:07 AM

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demit aeon..payment reach 1 day after due date...hv to call mbb to refund it...

juz finish call mbb n gv a good goreng to them.

i request the bt amount refund to me she say cant only can refund the amount after deduct latest outstanding.

i ask her when the payment in, she told is on my due date,wtf...i raise my voice say y the payment not reflect yesterday ? cz mi to overpay and now i wan refund full dun allow . only then she reply okok can refund full amount no problem..


and the refund she say take 8 days mad.gif .gomna gv a call to them if dint refund within 3days cool2.gif

This post has been edited by bee993: Nov 27 2014, 08:43 AM
sendohz
post Nov 27 2014, 08:36 AM

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QUOTE(bee993 @ Nov 27 2014, 08:07 AM)
demit aeon..payment reach 1 day after due date...hv to call mbb to refund it...

juz finish call mbb n gv a good *** to them.

i request the bt amount refund to me she say cant only can refund the amount after deduct latest outstanding.

i ask her when the payment in, she told is on my due date,wtf...i raise my voice say y the payment not reflect yesterday ? cz mi to overpay and now i wan refund full dun allow .  only then she reply okok can refund full amount no problem..
and the refund she say take 8 days mad.gif .gomna gv a call to them if dint refund within 3days cool2.gif
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I will have the similar case as well for this month BT.
Now i know i can request to claim back the overpaid payment.
so it will be credited back in to CASA?

Keep me posted, thanks ya.
bee993
post Nov 27 2014, 08:42 AM

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QUOTE(sendohz @ Nov 27 2014, 08:36 AM)
I will have the similar case as well for this month BT.
Now i know i can request to claim back the overpaid payment.
so it will be credited back in to CASA?

Keep me posted, thanks ya.
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yes.waiting my money back..will call to goreng if take more than 3working days
MGM
post Nov 27 2014, 09:13 AM

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QUOTE(David83 @ Nov 26 2014, 09:16 PM)
2511 is their internal code for the waiver.
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date & code are the same 2511, quick-quick go and buy 4D.
SUSDavid83
post Nov 27 2014, 09:15 AM

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QUOTE(MGM @ Nov 27 2014, 09:13 AM)
date & code are the same 2511, quick-quick go and buy 4D.
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Today no draw till coming Saturday. whistling.gif
MGM
post Nov 27 2014, 09:16 AM

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QUOTE(bearbear @ Nov 27 2014, 12:54 AM)
Your due date is today?

My last experience with aeon;

Applied 3/11
Payment show up 11/11 (exactly my due date)
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So far my records showed 8 to 9 days for AEON BT (inc. weekend)
MGM
post Nov 27 2014, 09:18 AM

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QUOTE(David83 @ Nov 27 2014, 09:15 AM)
Today no draw till coming Saturday. whistling.gif
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Wait until Saturday, there are lots of rich people in LYN and will sapu habis whole nation!! thumbup.gif

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