Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V3 - Banks Offer List
|
|
 Oct 10 2014, 11:05 PM
Return to original view | Post
#1
|
 
Junior Member
440 posts Joined: Apr 2005 
|
for AEON BT, we can used till 80% CL available
for MBB, does it have this restriction too ? jus fyi, if u request for early settlement for AEON the balance sum will not lump up together and show up in next statement instead , u have to call and confirm the payment with CS, then call again after u do payment. |
|
|
|
|
|
Oct 11 2014, 12:49 AM
Return to original view | Post
#2
|
|
Junior Member
440 posts Joined: Apr 2005
|
yeah ? nay ? r u sure ?
didn't notice tnc for MBB BT state this 80% CL clause |
|
|
Oct 17 2014, 09:32 AM
Return to original view | Post
#3
|
|
Junior Member
440 posts Joined: Apr 2005
|
AEON has tnc not use use >80% of CL ... how strict they are on this tnc ?
I need to do a BT but i use up 90% of my CL now does anyone perform BT >80% of the AEON available CL.. can guide how to do that ? 1. call CS to clear off existing BT to clear up limit? 2. put extra cash into card account (essentially equal to no1) |
|
|
Oct 17 2014, 12:50 PM
Return to original view | Post
#4
|
|
Junior Member
440 posts Joined: Apr 2005
|
QUOTE(victorywp @ Oct 17 2014, 10:19 AM) just submit your bt application. when they call you for verification, they will tell you your cl not sufficient and give you 3 options: super detail and and fully noted 1) cancel your bt application 2) bt amount approved will be up to your available cl 3) pay minimum of x amount to allow full bt amount to go through if you choose option 3, they will call you back for verification. so just ask what's the x amount and pay that amount, and wait for their call again. *if they didn't mention anything about your insufficient cl, then your bt application is safe to go through without any issue. lol...   thank you  |
|
|
Oct 29 2014, 09:20 PM
Return to original view | Post
#5
|
|
Junior Member
440 posts Joined: Apr 2005
|
QUOTE(victorywp @ Oct 28 2014, 08:16 PM) this should be by transfer (same like my previous ones). mine latest one was by cheque because aeon cs called me that they received the cheque from mbb. mine also via cheque from mbb to aeontook almost 1 week |
|
|
Nov 26 2014, 12:48 PM
Return to original view | Post
#6
|
|
Junior Member
440 posts Joined: Apr 2005
|
hey all sifu
i am interested to know the relationship of CCRIS and BT due to (good) 0% BT (thanks to the Tiger and Kimochi bank), my monthly card payment is already 90% of monthly salary. Will this affect bank decision to approve new credit card application !! btw, just to clarify i not big spender, because it was just so coincidently I had a large spike on my spending, and by doing BT i can put these $$ into FD  |
|
|
Nov 30 2014, 08:51 AM
Return to original view | Post
#7
|
|
Junior Member
440 posts Joined: Apr 2005
|
QUOTE(codeiki @ Nov 29 2014, 04:00 PM) I reviewed my CCRIS document (applied online) last week. Total outstanding for the banks are = BT + current outstanding except AEON. AEON only show current outstanding. thanks for sharing the CCRIS and BT infomay i know how u get the CCRIS online ? I read from BNM it required us to send the Credit Report Request Form, Loan declaration form and also 2 utility bills  |
|
|
Nov 30 2014, 09:29 AM
Return to original view | Post
#8
|
|
Junior Member
440 posts Joined: Apr 2005
|
thanks pisanq & codeiki
good to know that it is sufficient to apply with 2 bills/CC/bank statement as I don have the Loan declaration form |
|
Topic ClosedOptions
|
| Change to: |  0.0440sec
 0.83
 7 queries
 GZIP Disabled
Time is now: 4th December 2025 - 02:41 PM |
Quote