can also try "cash advance" with mbb without interest for 12 months.

No idea 
They just approved without confirmation of call/email, only SMS to acknowledge.

Yes bro. 
I was quite surprise too 

yes, mbb also doesn't need other bank statement to support the bt application. first reported success by tigaxxx.

rich man/woman  sighted

Thank you.
Can anybody explain how the repayment of the Balance Transfer works?
Example I have RM12k with Bank A, and I transfer RM12k to Bank B at 0% interest for 12 months. Do I have to pay RM1k every month to Bank B? Or I can pay the minimum amount which is 5%, means RM600 only?

Sorry to ask stupid question.

With 0% interest and no processing fee, how or what does bank earn from BT?

Like AEON, they even offer points for BT.

Just wondering ...

I have confirmed MBB allows overpaid credit to be used to BT, done the bolded part and approved. 
13 NOV - emailed BT form and AEON statement to MBB @ mbbcardservices@maybank.com.my
13 NOV - Received human acknowledgement email
17 NOV - ONE TIME CHARGE
17 NOV - WAIVER appeared in M2U
18 NOV - Requested overpaid amount to be refunded to MBB SA.

Payment clear in AEON - Hopefully sometime this week. 

maybe he can BT more than the Aeon statement so that he can get more points ?

1. i can't clarify it any cleaer, pls refer to my previous posts.
2. after the bold part got approved, withdraw the 9k and put into FD or other investment for interst la. 

Impressed with MBB's BT efficiency. All completed within 2 working days.

May I know where to see for Maybank BT Transfer in M2U? I see money has been credited to my OCBC card but I dont see anything in M2U Credit Card section. Thanks

I'm going to try out the Maybank balance transfer thingie, seems like a good deal.

Out of curiosity, how does Maybank make money from this? If Maybank were to absorbed my debts from another bank and let's say I pay up on time for the next 12 months, the bank does not make any money at all?

Cheers guys and to you guys who are doing BT, hope we can clear off all of our crazy debts.

Assuming the cost of fund for Maybank is 3%, giving out this BT loan will only cost MBB 1.5% p.a. because the BT will be repaid in 12 monthly installments.
Maybank just need to bet on less than 10% of the BT customers will pay the minimum amount, so that the normal 1.5% to 1.8% p.m. Interest can be charged upon card members in order to break even and make profit.

The same goes to the card member who place the BT money for 12 months 4% FD and repay Mbb promptly every month. The card member actually getting effective interest of 2% pa. only.
BT 50K and put in 12 mths 4% FD with only yield you rm1k interest effectively. But it is free money, why not. 

Guys - sorry I am a BT dummy. I always thought it's some 'scam' haha. I guess I am in a bit of a problem now and have racked up a lot of CC debts on my one and only Citibank CC (I don't have any other credit cards at the moment). I am thinking of a way to try to reduce the amount of interest I am paying. Appreciate if the SIFUs here can advise

Current situation :
1. Citibank Credit card (RM52k owed) - payment due on 23rd each month. I only have one credit card.
2. I am paying about RM 2.4K monthly minimum now (I am trying to reduce the amount I need to pay monthly if it's possible?)

Appreciate your advise on the following questions
1. Is it advisable to do a BT ?
2. If it is - which bank ?
3. What amount should I BT if I can pay about RM 2.4 K monthly (max) and what would be my minimum be for Citibank and what amount would I need to pay to the BT bank?
3. I suppose I must apply for a new CC with the target bank before I can BT ?
4. What documents must I furnish my current bank / target bank with ? 
5. How long does it take before it takes into effect?

Sorry - noob at this

Thx

DD

Emailed to MBB on 8-Dec the unbilled transactions of my AEON CCs as the next statements will only be available on 12-Dec.
Today 9-Dec 5pm received a call from MBB CS saying will process the application. . I requested for fast processing cos need to increase my available Credit @ AEON b4 I BT from MBB to AEON.

Yes that is the idea, too bad CL for AEON is only 37% of MBB's. Only thing is must monitor the ever increasing debt, estimate ~rm30k. This amount if put in FD will generates rm1200 interest.

I told them, not to double pay me. However, I only received one call so far. So should be safe I guess?
I will tell them to only process one, will email them now.
Yeah, very dangerous. Though I'm pretty OK when comes to financial management but I don't want to spend so much of future money.
Scary, no more BT... 

Still can survive. If cannot then just swipe for meals to enter into infinite BT loop

Yeah. BT is advantageous to discipline people. Need alot of tracking. Like for me, my available CL is on top of my mind always so I don't get embarrassed when swiping

And I make sure the money I suppose to pay goes into my loan account and not iPhone 6 

Same here... when did you submit your MBB BT application ?