The available cash back will be showing on the statement too if you have yet to be redeem, therefore this month I can redeem RM50 + RM50 right I believe

yes, cashback will available end of the month, it will show in statement only when the cashback is available for redeem.

If your current statement date is 9th Oct, you will have RM100 if you didnt redeem during end of Aug & end of Sep

Based on there : https://forum.lowyat.net/topic/3988506

JOMPAY is not included for 5% cashback for CIMB Cash Rebate Card. I tried and see how it goes.

This post has been edited by dh13: Oct 16 2016, 10:51 PM

Plan to apply SC Justone card online:
1) Any annual fees for the first year?
2) Can the subsequence annual fee waive? Any conditions?
3) How to apply online account?

Thanks.

please do report back here or CIMB thread when you have the results!
thanks in advance for your selfless contribution

Best to confirm with the online chat , first year is waived

sure. no problem.

Looks like this SCB Gold cash back card is a good option for general transactions. I can forget about using AEON and PosOnline combo method. Wise move to discard this combo and jump ship to SCB Gold card?

Any hidden catch that I should be aware about? I will most likely use it for normal retails which are not covered by my other cards for e.g. PTPTN, auto-debit insurance, TnG reloads. I think it excludes insurance.

Spending RM 833.33 per month should be OK for me but RM 1.5k will be occasionally.

There is AF.

This post has been edited by fruitie: Oct 17 2016, 01:21 AM

fruitie I am new to SCB, there should be a sign up bonus somewhere still, no promises, you can try online chat with them,

cons that I can think of:
1. need to self redeem cash back via online, just found out it will be processed after statement date
2. annual fees
3. off topic, weird website where you can't use your own SCB bank fund to transfer to other (not ownself) SCB card, I don't know how to get it done, just plain weird online banking

pros:
1. e-mail alert, this is something nice to have, sms alert too
2. delivery card is quite fast, sometimes poslaju just drop the card or sometimes, it just never deliver and sms you the tracking number said failed to deliver

I feel like this card is actually very not bad for general transaction.

Gym and utilities all will at least reach 800 per month d. Add another sub-card's spending, easily can reach 1,5k

Just that their banks are a little hard to find booths / reliable agents to apply the card.

I haven't thought about the promotion yet but just wanna see if it will really suit my usage.
Thanks for sharing though.

I'll just apply online if I really want to.

Their online damn lousy mia.

Last time i tried, nobody even followed up after 2 weeks.

When I called in, nobody knows where the application is.

Terus no mood to follow up since then.

Apply through RP.
FAster response and the fee gifts followed by the customer rep from RP is very efficient as well for my application.

One more thing to add, you can pay Aeon credit service through POSOnline by this SCB Gold card too

I think my first card with them 3 years ago was via online.

Alright but I checked RP site, no free gift for SCB Gold cash back. Other cards yes.

Too little cash back after deducting 2.12%.

Oww..too bad then.
Normally free gift will be delivered within three months from the date of campaign end with minimum swipes and etc conditions, but i after i met all those conditions, i emailed back the RP rep and she said within 2 weeks i will receive it.
Then got a PosLaju parcel arrived within a week which contained Tng preloaded RM50 + Slim SmartTag + 9V battery.

Sometimes i use this card to pay POSONLINE partially to meet the CB condition of min RM500. Ya i know i will lose 0.12% in the end but better than ZERO.

This post has been edited by sendohz: Oct 17 2016, 11:55 AM

i received my luggage for around 3 month last time.. not bad i'd say..

I will see how it goes as I just recently fixed my PTPTN issue, I don't think SCB will approve me that fast.

apply via online takes u 2-3 working days.. speedy approval.. same like citibank...

but dont know for others

after approval delivery took within 48 working hrs via poslaju

No la, earlier my CCRIS is affected by PTPTN because I usually make payment one lump sum rather than on monthly basis. Last week went and adjusted it back, I don't think new banks will approve me.