It is a good time to apply SC Credit Cards now, with RM300 worth of Cash Back for "New Customer".

https://www.sc.com/global/av/my-tnc-credit-...-2016-final.pdf

Haha.. Depends. If you don't need a luggages , getting Cash Back is good..

Based on the T&C. Yup. As long as you spend on RM1000 within 60Days, and no allocated amount like other promotion. It means guarantee cash back.
I got this information when I was asking the card from SC Website and they sent this to me.

Yup..

This post has been edited by dh13: Aug 20 2016, 07:19 PM

Oh Well..
"New Customers whose card accounts are suspended, cancelled, or terminated for any reason during the Campaign Period
or within 3 months after the end of the Campaign Period will not be entitled to receive any rewards under this Campaign "

haha.. Anyway.. I found out this card actually not bad.

https://www.sc.com/my/campaign/cashback-gold.html



Unlike those Cash Back Campaign from most of the banks which are First Come First First basis. Seems it is unlimited Cash Back with cap based on Spending. (Cash Back for everything besides Petrol and Insurance). For Petrol speding , I can can use another Credit Card with entitle me 5% Cash Back (Maybank Islamic MasterCard Ikhwan CC on Friday & Sat) or 2% (CIMB Cash Back CC on Weekdays).. hehe..

This post has been edited by dh13: Aug 21 2016, 12:54 AM

I got it from the Price Solution Sales Agents after I emailed them. Seems like not available online "officially" yet if you check on their website.

Based on the information I got it from Price Solution Agents, they told me first year is waived and after that just call and ask for waive...
But application thru RinggitPlus is not entitled for the RM150+RM150 Cash Back, only Smart Tag and TNG Card

haha.. actually it was there for a while.. but.. it was removed.. but i got it again from Price Solution Agents.



It sound too good for me too. But what the Price Solution Agents told me earlier during the SCKLM Running Expo and the information from the PDF file are matching. Really too good to believe.. Basically, as long as you swipe that amount, you can get that New Customer Cash Back Rewards. What I have been told even RM1 for the first swipe within 45 days is also entitled for RM150 Rebate, and the RM1k, just anything a long as you reach 1k of spending within 60 Days.

Retail Transaction is included Online Transaction, Dining as well.. Supermarket, Petrol spending also retail transaction. Just some cash like Gold Cash Back Card, the cash rebate is not applicable for Petrol and Insurance, but you can hit the target spending included Petrol and Insurance, just went they calculate the Cash Rebate , those amount will be excluded.. This is what the Price Solution Agents told me..

This post has been edited by dh13: Aug 22 2016, 09:45 AM

Price Solutions Sdn Bhd, a wholly owned subsidiary of Standard Chartered Bank UK is also located in Malaysia. The company promotes and markets Standard Chartered’s financial products in Malaysia through a network of direct sales agents.



Actually this card is good for spending besides Groceries and Petrol. Most of the card entitile for points but thier point still not even worth 2% of rebates.. not matter it is 2x or 5x .. I did calculate and survey on it. Some offer 0.2% rebates only.. so this card is quite worth if not need pay for annual fees...
Anyway. The best spending amount would be RM833 for 3% rebate rather than RM1500 for RM50 of rebate..


what you mean not valid any more.

That is the template.. Well the one i received in email is correct naming.

haha.. that is why I mentioned spending RM833 is better than spending RM1500. Depending on what other CC you have, if you have the CC that entitled better rebates for certain categories, then you that cards lo


I give some examples,
Maybank Islamic MasterCard Ikhwan Gold Card
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

5% rebate on petrol and groceries on Friday and Saturday, capped at maximum of RM50.00 per customer per month (Principal and Supplementary Cardmember)


CIMB Cash Rebate Platinum MasterCard
http://www.cimbbank.com.my/en/personal/pro...mastercard.html



But those Reward Points-based CC are actually 1 point worth around RM 0.02 -RM 0.025. , or equal to 0.2% Cash Rebate.

For those categories not under the stated above, it is worth to swipe them using the SCB Gold Cash Rebate Card, for example, Dining, purchase from physical shops, bills payment (TM, Celcom, Maxis, TNB) that is not thru Bank's SI , air tickets, movie tickets, gym membership fees or even paying PTPTN loan. Getting 2%-3% is still worth than getting 0.2% right.

This post has been edited by dh13: Aug 23 2016, 03:42 PM

Agree.. CIMB Cash Rebate Card - 5 % Cash Rebate for eCommerce also cap at RM30 aka RM600 of spending..

Yup that is better..haha.. it complement with my CIMB Cash Rebate Card, those 0.2% Cash Rebates goes to this Cash Rebate Card. XD

CIMB Cash Rebate Card


This post has been edited by dh13: Sep 3 2016, 01:13 AM

It is mentioned here
https://www.sc.com/global/av/my-tnc-credit-...-2016-final.pdf
6.
To participate in this Campaign, Eligible Customers must:
a) (i) apply for the any of the SCB Credit Cards during the Campaign Period through either the Bank’s
offline channels (i.e. the Bank’s branches, Price Solutions Sales Agents, and any other a
uthorized offline sales channels) or the Bank’s online channel (i.e. through our website at
www.sc.com/my) and (ii) have their application successfully
approved, all within the Campaign Period; and
b) activate their approve d SCB Credit Card within 45 days from the credit card approval date (activation criteria),
c) spend at least RM 1,000 on their approved SCB Credit Card within 60 days from the credit card approval date (spend criteria), (“Successful Eligible Customers”


Price Solution staff also mentioned it is not applicable is apply thru RinggitPlus.

You can apply thru Online Channel. https://www.sc.com/my/credit-cards/credit-card-list.html and just prepare those document in upfront.

Based on the T&C:


When is your card approval date?


This post has been edited by dh13: Oct 8 2016, 09:55 AM

Based on there : https://forum.lowyat.net/topic/3988506

JOMPAY is not included for 5% cashback for CIMB Cash Rebate Card. I tried and see how it goes.

This post has been edited by dh13: Oct 16 2016, 10:51 PM

sure. no problem.

Based on the information I got it from SC Marketing Agent (Price Solution), as long as you swipe 3 times per year, you can get the AF to be waived.


There is a new Sign up Offer now (Swipe any amount within X days to get RM150, but another RM150 is for 5 x AutoPay with the JustOne Platinum Mastercard

Actually, SC Online Bank can transfer fund to other, but the weird thing is all account must be registered in the online bank( aka Favourite Account ) before any online transfer. I think u can just put in the SCB CC No as Account No and see?




I have the same thought. Using to pay anything that normally i get it as 0.2% Cash Back, just like Gym Membership, Bills and Dining.
Actually you can applied online, it is kinda easy.


If you applied 2nd time in a same month, the system wont capture it. That is what I heard from Price Solution staff.

Credit Score. .Check your CCRIS first before you apply. Try untill get it..


Ambank is the only bank that will "overlook" PTPTPN
http://www.themalaysiantimes.com.my/ptptn-...-ccris-records/
"According to Sulaiman, applicants with impaired CCRIS records due to PTPTN loans are welcomed to apply with AmBank for any financing as long as they provide proof that the repayment arrangement has been made between applicant and PTPTN."

Activate your card within 45 days from card approval date to receive RM150 cashback .
Sign up and perform 5 or more auto bill transactions within first 90 days from card approval date to receive RM150 cashback.

https://www.sc.com/my/campaign/justone-platinum/

Terms and Condition is here:
New to bank
https://www.sc.com/global/av/my-tc-creditca...ct-dec16-v1.pdf
Auto Pay
https://www.sc.com/global/av/my-jop-autobill-aug.pdf

This post has been edited by dh13: Oct 19 2016, 10:26 PM