Not yet.

I think will try call CS tomorrow.

Thanks for inform.

what is the sign up RM300 about? approach by a sales person at mall.....

The AF is easy to waive for SCB, I think I can auto debit all my insurnace to this card, at least I get effective cash back as low as 0.8%, up to 3.4%. Otherwise, my current insurance only get 0.6% from HLB essential.

Activate your card within 45 days from card approval date to receive RM150 cashback .
Sign up and perform 5 or more auto bill transactions within first 90 days from card approval date to receive RM150 cashback.

https://www.sc.com/my/campaign/justone-platinum/

Terms and Condition is here:
New to bank
https://www.sc.com/global/av/my-tc-creditca...ct-dec16-v1.pdf
Auto Pay
https://www.sc.com/global/av/my-jop-autobill-aug.pdf

This post has been edited by dh13: Oct 19 2016, 10:26 PM

last few months the luggage gifts are much better imo

Yeah, 2 years AF Waiver for NEW signup & EZ Waiver with jz a Call (even Zero spending they also give AF Waiver to ME)...
It's better than Nothing as Most of the CC now jz 0.2 - 0.5% CB Return on Retail Purchase

Btw, U bukan HLB Wise Cardholder, meh why suddenly Jump Ship over to SCB...???

This post has been edited by fly126: Oct 19 2016, 11:51 PM

Not bad liou as can get up to 450 cash for new sign up.

Nope, I've cancelled HLB WISE b4 annual fee due.. As I can't get RM100 cashback every month.

I think I need to apply for just one card soon.

I cancelled my WISE card too for the same reason.

Imo, SCB cashback mc is good for misc spending. Haven't used my just one card yet.

Is it possible to ask them to waive AF on cash back gold card for new subscriber?

New user by default 1st year free?

https://www.sc.com/my/campaign/cashback-gold.html

Am I missing something?

are you applied the card already or just planning to apply? if so, you can confirm with the bank, it is never stated in black and white that new user is free 1st year, but everyone said the same

1. I ask the branch guy, verbal promise free 1st year
2. I ask online message, free 1st year
3. I ask thru online chat, free 1st year

disclosure, I just holding the card with first month statement, no annual fee is billed

so, you can confirm to the person that "sell" you the card, remember there is no black and white terms on annual fee waiver as well

Ok I'll ask the them later, thanks for the input.

Just collected my card and tried to activate via SMS. Apparently it takes up to 24 hours to activate. Still waiting for notification.

if confirm 1st year waived, gonna apply one..

from Ringgit Plus...

free lenovo tablet

but im gonna double triple confirm with cs first bout the waiver

Try call them to for phone banking pin, after that if you getting second card, you can activate within two business minutes thru self service phone banking

@gastacopz please review the lenovo tablet

Thanks very much for the tip! I called and got my TPIN and immediate activation.

Have just swiped RM1,500 to get my RM50 monthly cashback, as well as to qualify for the RM300 acquisition programme that ended in September.

dun think gastacopz is able to obtain the lenovo tablet so fast...CS told me takes 90 days upon activation of card for link to be sent to applicant for redemption on ringgitplus website, plus x number of days for ringgitplus to process before delivering it

This post has been edited by babana: Oct 21 2016, 11:53 AM

Cashback for SCB Cashback Gold is redeemable now.