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This post has been edited by sj0217: Jan 20 2015, 08:26 PM
Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here
Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here
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Jan 20 2015, 08:14 PM
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#1
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This post has been edited by sj0217: Jan 20 2015, 08:26 PM |
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Jan 20 2015, 08:28 PM
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#2
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Feb 24 2016, 06:43 AM
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#3
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QUOTE(winnie619 @ Feb 24 2016, 12:24 AM) I think monthly installment is not entitle for the cash back. Not sure on SC Card, but other cards are entitled for cash back like UOB, CIMBI just got my cash back for RM25 only. The total spending for Jan'16 is RM16xx, if excluding RM2xx for instalment, it is just RM13xx, which mean, I could not get the full RM50 cash back. Sigh. I tot all banks of credit card should be entitled ? |
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Feb 28 2016, 11:27 AM
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#4
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QUOTE(kelvinlzy @ Feb 27 2016, 09:57 PM) Correct me if I am wrong, but banks will not give rebate for subsequent months' installment, it will be given on-shot when you do the installment. Lets say you swipe RM1000 in Feb and do installment, that RM1000 will be given rebate for Feb and no rebate afterwards as it is not a retail spending anymore. Most cash back cards, if not all, have this T&C. If not you will get double rebate It is depend on the bank, For UOB and CIMB, rebate still given by subsequent month but not for MBB |
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Mar 15 2016, 12:55 PM
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QUOTE(WhitE LighteR @ Mar 15 2016, 12:08 PM) I not sure if it applies to all bank but someone told me before that the card needs to be activated and kept for at least 6 month for them to get the commission. If the card was canceled before that they get nothing. Maybe there is more condition then that but yea. Threaten to terminate seems to work sometimes... Ya, agents (from Aeon, HL) mentioned to me too need to keep at least 6 months for them to get commission |
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Mar 30 2016, 11:19 PM
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Mar 31 2016, 09:32 PM
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QUOTE(minthiam @ Mar 31 2016, 07:23 PM) What a bummer, I am thinking of applying their SC World MasterCard (WorldMiles MasterCard). I applies it yesterday at One U roadshow I know that the annual on the first year is free, any criteria to get the waiver on the following years? Hmm... He only said you may call in to request for waiver if holding World MC |
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Mar 31 2016, 11:03 PM
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Mar 31 2016, 11:16 PM
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QUOTE(ronnie @ Mar 31 2016, 11:09 PM) YupBy the way, they can now submit through online, I asked what is the different ? Last time submitted through all papers need 2 weeks working days but now can straight away submit online from iPad by filling up detail in their Apps, can know result within 2 days and soft copy will be send to your email address which is really efficiently I would say |
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Apr 1 2016, 07:34 AM
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QUOTE(ronnie @ Mar 31 2016, 11:30 PM) Will try them out this weekend then :-) Thanks for point out, never know there is only for first 10,000But most importantly is their Gold Card to be replace with Watami Card... |
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Apr 2 2016, 03:27 PM
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Apr 2 2016, 10:36 PM
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Apr 5 2016, 12:30 PM
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Apr 5 2016, 02:26 PM
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QUOTE(Human Nature @ Apr 5 2016, 02:03 PM) Initially I thought they free luggage bag instantly after sign up QUOTE(ronnie @ Apr 5 2016, 01:38 PM) sj0217 I took the "Mi PowerBank lookalike rather than the cartoon character ones. No, is under name ChongThe PriceSolution guy's name Kho, right ? As long as the Power Bank can be use regardless cartoon character |
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Apr 12 2016, 02:49 PM
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Apr 12 2016, 03:43 PM
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Apr 13 2016, 07:35 PM
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QUOTE(aiba_maki @ Apr 13 2016, 07:33 PM) Hi all, i just applied cash back gold card from scb website, and submitted my supporting documents via e-mail, normally it will take how long to process my application? Should be within 2 weeks, as I just called CS regarding my application, submitted last Wednesday... |
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Apr 15 2016, 06:48 PM
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QUOTE(kelvinlzy @ Apr 12 2016, 08:48 PM) Update: Just called CS to get temporarily ID and able to log in the online banking. They havent done the embossing of the card yet. Actually it is pretty easy to reach CS, just call the toll-free no. 1800-88-2588, press 0 to speak to CS, key in CC/IC number and you will be connected to a human almost immediately Have you get your card already ?? I just get the msg regarding temporary password, so meaning that we need to call CS to get temporary ID then only able to create online banking ?? |
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Apr 15 2016, 10:09 PM
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Apr 19 2016, 10:06 AM
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QUOTE(kelvinlzy @ Apr 19 2016, 09:53 AM) To enjoy "5%" rebate, you have to spend at least RM1500, otherwise you only get "3%" or "2%". SCB advises you to spend RM1000 on retail which will be entitled "5%" and the rest RM500 which are petrol and insurance to maximise the rebate. Just checking for highlighted, I tot there must be spend at least RM1000 (Retail transaction), it could be less than RM1000 ??If you know how to calculate, you will see that the effective cashback is only 3.33%. You can spend less than RM1k for retail transactions and still get "5%", provided that your total spending for that month is RM1500 and above, which makes your effective cashback goes even lower than 3.33%. How about below? RM800 (Retail Transaction) RM700 (Non-Retail Transaction) Total spend RM1500, entitled for cash back RM50 ? or only get rebate for those Retail Transaction which is RM40 ?? |
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