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Credit Cards Standard Chartered Bank Credit Cards V3, Let's talk about SCB's credit card here

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sj0217
post Jan 20 2015, 08:14 PM

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This post has been edited by sj0217: Jan 20 2015, 08:26 PM
sj0217
post Jan 20 2015, 08:28 PM

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QUOTE(aromachong @ Jan 20 2015, 08:19 PM)
do you mean 6 new types of credit cards?
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Opps very sorry as I have posted wrong thread. Will delete the wrong information here
sj0217
post Feb 24 2016, 06:43 AM

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QUOTE(winnie619 @ Feb 24 2016, 12:24 AM)
I think monthly installment is not entitle for the cash back.

I just got my cash back for RM25 only.
The total spending for Jan'16 is RM16xx, if excluding RM2xx for instalment, it is just RM13xx, which mean, I could not get the full RM50 cash back.

Sigh.
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Not sure on SC Card, but other cards are entitled for cash back like UOB, CIMB

I tot all banks of credit card should be entitled ? hmm.gif
sj0217
post Feb 28 2016, 11:27 AM

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QUOTE(kelvinlzy @ Feb 27 2016, 09:57 PM)
Correct me if I am wrong, but banks will not give rebate for subsequent months' installment, it will be given on-shot when you do the installment. Lets say you swipe RM1000 in Feb and do installment, that RM1000 will be given rebate for Feb and no rebate afterwards as it is not a retail spending anymore. Most cash back cards, if not all, have this T&C. If not you will get double rebate tongue.gif
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It is depend on the bank, For UOB and CIMB, rebate still given by subsequent month but not for MBB
sj0217
post Mar 15 2016, 12:55 PM

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QUOTE(WhitE LighteR @ Mar 15 2016, 12:08 PM)
I not sure if it applies to all bank but someone told me before that the card needs to be activated and kept for at least 6 month for them to get the commission. If the card was canceled before that they get nothing. Maybe there is more condition then that but yea. Threaten to terminate seems to work sometimes...
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Ya, agents (from Aeon, HL) mentioned to me too need to keep at least 6 months for them to get commission
sj0217
post Mar 30 2016, 11:19 PM

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QUOTE(ronnie @ Mar 25 2016, 04:28 PM)
Can SCB Gold Cashback Card's Annual Fee [RM185.50] be waived with a call to Customer Service ?
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I have asked from SA, he said 3 swipes within a year can be waive or by calling to request if no any transaction

However, this is not applicable for SC World Master Card
sj0217
post Mar 31 2016, 09:32 PM

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QUOTE(minthiam @ Mar 31 2016, 07:23 PM)
What a bummer, I am thinking of applying their SC World MasterCard (WorldMiles MasterCard).
I know that the annual on the first year is free, any criteria to get the waiver on the following years?
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I applies it yesterday at One U roadshow

Hmm... He only said you may call in to request for waiver if holding World MC
sj0217
post Mar 31 2016, 11:03 PM

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QUOTE(ronnie @ Mar 31 2016, 10:43 PM)
what's the freebie at 1 U ?
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Power bank and lunch box

Will be free one luggage bag once approved with one swipe within 45 days
sj0217
post Mar 31 2016, 11:16 PM

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QUOTE(ronnie @ Mar 31 2016, 11:09 PM)
Also applies to SCB Cashback Gold ??
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Yup

By the way, they can now submit through online, I asked what is the different ?

Last time submitted through all papers need 2 weeks working days but now can straight away submit online from iPad by filling up detail in their Apps, can know result within 2 days and soft copy will be send to your email address which is really efficiently I would say
sj0217
post Apr 1 2016, 07:34 AM

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QUOTE(ronnie @ Mar 31 2016, 11:30 PM)
Will try them out this weekend then :-)
  innocent.gif The first 10,000 Successful Eligible Customers only : https://www.sc.com/my/campaign/credit-card-offer/
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Thanks for point out, never know there is only for first 10,000

But most importantly is their Gold Card to be replace with Watami Card... biggrin.gif
sj0217
post Apr 2 2016, 03:27 PM

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QUOTE(kelvinlzy @ Apr 2 2016, 03:05 PM)
I applied at 1U for Cashback Gold just now. Freebies is 1 thermos.
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Oh? No power bank and lunch box ?
sj0217
post Apr 2 2016, 10:36 PM

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QUOTE(kelvinlzy @ Apr 2 2016, 09:15 PM)
SA said that was previous promotion..sad.gif
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So mean weekend and weekday different gift to be given
sj0217
post Apr 5 2016, 12:30 PM

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QUOTE(ronnie @ Apr 4 2016, 11:10 PM)
Yeah... typo
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I get 12000 mAh

QUOTE(alandhw @ Apr 5 2016, 12:08 PM)
Not wonder my free Mi power band is not function..
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Is this same ? I get this from SA


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sj0217
post Apr 5 2016, 02:26 PM

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QUOTE(Human Nature @ Apr 5 2016, 02:03 PM)
powerbank is one of their standard free gifts..instead i took their china-made transformers toy flex.gif  flex.gif  doh.gif
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Initially I thought they free luggage bag instantly after sign up

QUOTE(ronnie @ Apr 5 2016, 01:38 PM)
sj0217 I took the "Mi PowerBank lookalike rather than the cartoon character ones.
The PriceSolution guy's name Kho, right ?
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No, is under name Chong

As long as the Power Bank can be use regardless cartoon character thumbup.gif

sj0217
post Apr 12 2016, 02:49 PM

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QUOTE(tonytyk @ Apr 11 2016, 07:19 PM)
Not auto cash back, you need to redeem the cash back
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Now only know this kind of Cash back from SCB, may I know where to refer Cash back Programme Terms ??

Unable to found from their website


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sj0217
post Apr 12 2016, 03:43 PM

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QUOTE(fly126 @ Apr 12 2016, 03:24 PM)
Refer to Post #1254
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Oh I see, alright thanks ! smile.gif
sj0217
post Apr 13 2016, 07:35 PM

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QUOTE(aiba_maki @ Apr 13 2016, 07:33 PM)
Hi all, i just applied cash back gold card from scb website, and submitted my supporting documents via e-mail, normally it will take how long to process my application?
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Should be within 2 weeks, as I just called CS regarding my application, submitted last Wednesday...
sj0217
post Apr 15 2016, 06:48 PM

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QUOTE(kelvinlzy @ Apr 12 2016, 08:48 PM)
Update: Just called CS to get temporarily ID and able to log in the online banking. They havent done the embossing of the card yet. Actually it is pretty easy to reach CS, just call the toll-free no. 1800-88-2588, press 0 to speak to CS, key in CC/IC number and you will be connected to a human almost immediately thumbup.gif
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Have you get your card already ??

I just get the msg regarding temporary password, so meaning that we need to call CS to get temporary ID then only able to create online banking ??
sj0217
post Apr 15 2016, 10:09 PM

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QUOTE(kelvinlzy @ Apr 15 2016, 08:56 PM)
Just got it today, saw it in my mailbox from Poslaju.

Yup, you can call CS to get the temporary ID, if you want you can also ask CS to resend the temporary password to you.
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I see... Alright thanks
sj0217
post Apr 19 2016, 10:06 AM

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QUOTE(kelvinlzy @ Apr 19 2016, 09:53 AM)
To enjoy "5%" rebate, you have to spend at least RM1500, otherwise you only get "3%" or "2%". SCB advises you to spend RM1000 on retail which will be entitled "5%" and the rest RM500 which are petrol and insurance to maximise the rebate.

If you know how to calculate, you will see that the effective cashback is only 3.33%.

You can spend less than RM1k for retail transactions and still get "5%", provided that your total spending for that month is RM1500 and above, which makes your effective cashback goes even lower than 3.33%.
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Just checking for highlighted, I tot there must be spend at least RM1000 (Retail transaction), it could be less than RM1000 ??

How about below?

RM800 (Retail Transaction)
RM700 (Non-Retail Transaction)

Total spend RM1500, entitled for cash back RM50 ? or only get rebate for those Retail Transaction which is RM40 ??

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