Welcome Guest ( Log In | Register )

523 Pages « < 490 491 492 493 494 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

views
     
beLIEve
post Jul 13 2025, 03:10 AM

三軍都督
*******
Senior Member
7,815 posts

Joined: Jan 2005


QUOTE(victorian @ Jul 12 2025, 10:29 PM)
anyone know if we use RHB Shell with alipay in china, is it considered as oversea spend?
*
Either that or Online. Better to test or check Online vs other categories that can be spent online.
Matchy
post Jul 13 2025, 10:31 AM

Regular
******
Senior Member
1,321 posts

Joined: Jun 2019


QUOTE(ronnie @ Jul 12 2025, 01:27 PM)
i like this... reduce spend to RM2000 per month
Shell 450 (5%) - RM22.50
TNB 500 (2%) - RM10
Online 500 (2%) - RM10
Grocery 500 (2%) - RM10
Other Filler 50
to get RM52.50 CB for spending RM2k = 2.625%
*
Quite a significant drop from the current 4%.

And my card just approved. doh.gif
cucikaki
post Jul 13 2025, 12:45 PM

Look at all my stars!!
*******
Senior Member
2,722 posts

Joined: May 2015
RHB visa signature can be use for government transaction fillers?

Like those card that require 2500 statement balance,
Say
Online 1000
Petrol 450
Government 1050 - counted as minimum spending to reach 2500 tier?

Other than rhb which card is good for government filler?

I know some cards exclude government as statement balance filler - standard chartered(verified)/uob(verified)/affin(i think so)
ClarenceT
post Jul 13 2025, 02:12 PM

10k Club
********
All Stars
14,921 posts

Joined: May 2015
QUOTE(cucikaki @ Jul 13 2025, 12:45 PM)
RHB visa signature can be use for government transaction fillers?

Like those card that require 2500 statement balance,
Say
Online 1000
Petrol 450
Government 1050 - counted as minimum spending to reach 2500 tier?

Other than rhb which card is good for government filler?

I know some cards exclude government as statement balance filler - standard chartered(verified)/uob(verified)/affin(i think so)
*
RHB VS No Petrol CB ya.

Online RM1500 + Govt (eg S Pay Global) RM1000 will get RM30 CB (Capped).

Online RM500 + Shopping RM500 (eg Aeon Departmental) + Entertainment RM500 (eg Sarawak Club) + Govt RM2000 (eg S Pay Global) will get RM30x3 CB (capped).

Online RM500 + Shopping RM500 + Entertainment RM500 + Overseas RM2000 (eg Agoda...SG, transaction in Ringgit) will get RM30x3 + (RM2000x0.02) CB

Overseas CB capped at RM100 so spend up to RM5000 only.

---

Should work for RHB Shell Visa
Shell RM250 + Govt RM2750 to get RM30 CB
Shell RM250 + Online RM500 + Govt RM2250 to get RM40 CB

This post has been edited by ClarenceT: Jul 13 2025, 02:28 PM
dimgai
post Jul 13 2025, 02:15 PM

Getting Started
**
Junior Member
155 posts

Joined: Dec 2005


user posted image



Asterisk number explanation:
1. Use CIMB Petronas VI and refill petrol at Shell station
2. Use PBB Visa Signature for dining or online transaction but keep all transaction under RM100 per swipe.


Best CashBack Card post August 2025 here we go! devil.gif devil.gif devil.gif
sjz
post Jul 13 2025, 03:09 PM

Look at all my stars!!
*******
Senior Member
3,875 posts

Joined: Jul 2005
QUOTE(dimgai @ Jul 13 2025, 02:15 PM)
user posted image
Asterisk number explanation:
1. Use CIMB Petronas VI and refill petrol at Shell station
2. Use PBB Visa Signature for dining or online transaction but keep all transaction under RM100 per swipe.
Best CashBack Card post August 2025 here we go!  devil.gif  devil.gif  devil.gif
*
what is the point of this pic??
cybpsych
post Jul 13 2025, 03:12 PM

---------------------
*********
All Stars
65,270 posts

Joined: Jan 2003
QUOTE(sjz @ Jul 13 2025, 03:09 PM)
what is the point of this pic??
*
all gives 0-3 cb

can throw all liao
dimgai
post Jul 13 2025, 03:33 PM

Getting Started
**
Junior Member
155 posts

Joined: Dec 2005


QUOTE(sjz @ Jul 13 2025, 03:09 PM)
what is the point of this pic??
*
probably means that if you spend correctly, you will be rewarded with great amount of cash back.

vice versa
jutamind
post Jul 13 2025, 08:35 PM

Look at all my stars!!
*******
Senior Member
2,429 posts

Joined: Jul 2007
Actually if the revision comes without the min spent per category, I think it's still a good card to keep

QUOTE(LostAndFound @ Jul 12 2025, 08:09 PM)
Why search for online, ewallet top-up is the easiest way to meet that criteria (or SPayLater if that fits your spending pattern).

Problem is how to hit the groceries minimum RM250 (I already have multiple UOB One cards with 10% much easier to get). Even utilities RM250 sounds reasonable unless you already have something else reducing your utilities bill (e.g. solar).

Also another stupid thing... even the unlimited category got minimum spend!

My conclusion is just...this card isn't for me anymore unfortunately.
*
sjz
post Jul 14 2025, 09:06 AM

Look at all my stars!!
*******
Senior Member
3,875 posts

Joined: Jul 2005
QUOTE(jutamind @ Jul 13 2025, 08:35 PM)
Actually if the revision comes without the min spent per category, I think it's still a good card to keep
*
agreed,
with min spend and max cap RM10 makes it quite unattractive doh.gif doh.gif
cybpsych
post Jul 14 2025, 09:23 AM

---------------------
*********
All Stars
65,270 posts

Joined: Jan 2003
terminated both RHB Shell/Shell-i cards

keeping WMC card, quite good and giving me 60-90+ monthly CB.
effectz
post Jul 14 2025, 01:47 PM

Regular
******
Senior Member
1,108 posts

Joined: Oct 2006
Gonna let go this card, next MBB Petronas Ikhwan will be my primary petrol card. Less hassle.
zairejerry88
post Jul 15 2025, 06:02 AM

Getting Started
**
Junior Member
72 posts

Joined: Aug 2009
Is balance transfer installement considered into retail spending?
beLIEve
post Jul 15 2025, 09:10 AM

三軍都督
*******
Senior Member
7,815 posts

Joined: Jan 2005


QUOTE(zairejerry88 @ Jul 15 2025, 06:02 AM)
Is balance transfer installement considered into retail spending?
*
After revision, no
shirleywst19
post Jul 15 2025, 06:28 PM

Getting Started
**
Junior Member
113 posts

Joined: Mar 2009


QUOTE(victorian @ Jul 12 2025, 10:29 PM)
anyone know if we use RHB Shell with alipay in china, is it considered as oversea spend?
*
RHB PVI, alipay consider oversea spending
2xMachina
post Jul 16 2025, 09:57 PM

New Member
*
Newbie
23 posts

Joined: Jul 2018


Hmm, if I spend all to get prev CB in Shell Visa before 28th July, will I still get prev CB?
Or die die have to spend 3k by next month since the cycle is ~18th or so
sjz
post Jul 17 2025, 09:18 AM

Look at all my stars!!
*******
Senior Member
3,875 posts

Joined: Jul 2005
QUOTE(2xMachina @ Jul 16 2025, 09:57 PM)
Hmm, if I spend all to get prev CB in Shell Visa before 28th July, will I still get prev CB?
Or die die have to spend 3k by next month since the cycle is ~18th or so
*
based on t&c example, yes.
no need to spend 3k.

This post has been edited by sjz: Jul 17 2025, 09:18 AM
mamamia
post Jul 17 2025, 11:19 AM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(sjz @ Jul 17 2025, 09:18 AM)
based on t&c example, yes.
no need to spend 3k.
*
can u share where shown no need.. coz i only see 1 example where the final statement amount is above 3k
Kr0ll3R
post Jul 17 2025, 11:39 AM

I've Been Permanently Banned
******
Senior Member
1,049 posts

Joined: Apr 2007
From: 192.168.1.1



QUOTE(mamamia @ Jul 17 2025, 11:19 AM)
can u share where shown no need.. coz i only see 1 example where the final statement amount is above 3k
*
FAQ
QUOTE(cybpsych @ Jul 4 2025, 06:10 PM)
ANNOUNCEMENT: Enhanced Benefits for the RHB Shell Visa Credit Card/-i

Thanks to williamyl for his post earlier  thumbup.gif

FAQ | Updated Conventional T&C | Updated Islamic T&C | Example Calculation

user posted image

user posted image
*
mamamia
post Jul 17 2025, 12:07 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(Kr0ll3R @ Jul 17 2025, 11:39 AM)
FAQ
*
ya, based on FAQ only mentioned transaction posted b4 28th July is using existing benefits to calculate cashback, but, the example given shown statement spend is above 3k, total eligible spend also above 3k, so, really hit n miss, didnt clearly stated if below 3k, those transaction posted b4 28th July still can get the highest tier cb, since the spending requirement is based on statement month... maybe will be like PBB, need to argue to get...

523 Pages « < 490 491 492 493 494 > » Top
 

Change to:
| Lo-Fi Version
0.0247sec    0.46    6 queries    GZIP Disabled
Time is now: 1st December 2025 - 05:48 PM