Maybe. The keyword here is "up to 10%". Find out how much only get 10% loh. Later here cap there cap.

If the reward is attractive enough, I'm sure people will be interested. I think the main challenge is for the rewards to offset the cost of SST.

Edit : So I missed the bitly link. Just went there to looky see.

RM10 per category. And need to spend at least $2500 to be entitled. You'll probably earn more from the weekly promotion.

For rewards card, focus on overseas and online spend, unless you spend hundreds watching movies. Need to spend around $7500 (overseas) - $10000 (online / e-wallet) to earn $50 food voucher.

This post has been edited by beLIEve: Nov 9 2018, 02:05 AM

just wait a few more seconds if you don't have a phone banking id. more options will be given.

This post has been edited by beLIEve: Nov 11 2018, 12:58 PM

I haggled with ringgitplus and gave minimum docs only. Read the RHB application form for required docs and give them. But the 3 moons bank statement is required by RHB if you're non MNC.

https://www.rhbgroup.com/~/media/files/mala...orm1.ashx?la=en goto Page 7 for other docs officially required by RHB.

Other than EPF (you might be able to blank out your total $ column), the other thing you should concern is your agreement to let them open an account in CTOS for you.

I think RHB is doing the careful thing though. They cross-match your payslip with EPF and bank statement. Other banks (except HSBC) just take one and deem they're real.

Another thing is, RHB will call your office number. If you're not around, they'll ask you to get employment letter from your company. In the end, I do have some regrets applying for their card. Takes too long (6 weeks and still processing) and too much hassles. No regrets if they decline my application though.

This post has been edited by beLIEve: Nov 14 2018, 04:18 PM

I stand corrected. Bank is extremely efficient. Late last nite saw approved on ccriss. Early morning called to ask me take some loan at 3.5% p.a. and keep persuading me to agree over the phone.

Looks like it is still possible to reinstate a canceled RHB card within 12 months.

Card Reinstatement (cancellation that was completed less than 12 months)

Source : https://www.rhbgroup.com/s/AETNC

For this case, there's a separate ongoing campaign for existing customers under https://www.rhbgroup.com/s/UETNC

I think they try to give some opportunity to newbies to win something.

Actually the reason I posted this was because I saw someone saying that RHB (or maybe AmBank) don't remove cancelled cards from CCRIS. I couldn't find that posting anymore and don't remember which section I saw it. So I just post the possible reason here.

By calculation, anything other than 0% is not a good deal. If you FD the money, you earn 0.5%+-. Since you need to pay back by installment, nett money you get to make becomes roughly half that amount. Use 100k to earn 300 a year = 25 a month - you think good deal or not? Unless you have something with better guaranteed return, not worth.

You are welcome.

Girl? Sounds so much like the one who spoke to me. There's another deal she did not offer - the 0% one. I got it from the guy. If you decline, she should ask you take balance transfer.

The guy don't disturb. Just send SMS only. Because his offer was the best, I picked him. She wanted first come first serve, so I first come first serve the one who gave me 0%.

Yes, looks the same number but I don't know if it's her direct line or general line. If you want, I can get his permission to give you his number.

Now that you mentioned this, I think I wasted 300 bucks on this clause :

Have to wait for cash back then only can start spending 300.

Edit : If you're a supplementary cardholder, they say $50, but I'm quite sure they meant a minimum of $50. If you're primary holder, it's stated as minimum of $50 already.

This post has been edited by beLIEve: Nov 29 2018, 12:32 AM

Yes. So you only don't get the spend 300 get 30 cash back. So use Clarence's suggestions instead.

wah so confusing one ah. I didn't SMS, but registered at their site. Then today receive promo email. dont know I'm under what campaign. but haven't receive cash back from promo campaign.

I think so. I cash out excess from my card. Money deducted from card but not even reflected on my savings.

200 bucks is quite a lot to me. Call them and ask.

If just want to pay, just need to Instant Transfer to your account. What I think is, system has not update your card number. Old card number has balance, haven't transfer to new card number.

I complain the activation cash back also got nothing. If they don't fix and let me participate, I'll cut the card once i'm done with the 0% cash excess.

Edit : Actually, they told me the first $50 spend's cash back (which is also used to denote that I can start participating in the spend 300 get 30 campaign) is first come first serve. Then I explained and explained, end up telling me to wait. But promotional SMS for this keep coming in every now and then.

This post has been edited by beLIEve: Dec 30 2018, 04:22 AM

They call and offer to new card members only. One off.

I wait 2 months habuk pun tarak, not even the activation spend cashback which is not first-come-first-serve. Only SST ada.

When I called back then, first they said activation spend cashback is first-come-first-serve, indicating that late applicants get bupkis and won't be able to participate. When I questioned, they did tell me to wait 6 weeks.

This post has been edited by beLIEve: Jan 10 2019, 09:55 AM

New application. I got mine in early Nov. Not to say impossible, but so fast 35k new applications meh?

Even so, they kept SMS me about the upto $270 contest. If not eligible, don't know SMS me for what. I guess I'll keep waiting until someone post about receiving the cash back for Nov.

oh yeah, but that one sounded like the campaign for existing cardholders.