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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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contestchris
post Mar 26 2021, 02:17 PM

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Is the RHB Shell Visa credit card a good proposition?

Currently I use the HSBC Amanah Mpower card. The cashback is just poor. Looking out for something new.

Any catch with the RHB Shell Visa card? Seems too good to be true the cashback %. (Note: I am referring to the regular cashback, NOT the special campaign cashback)

Thanks!
contestchris
post Mar 29 2021, 08:39 PM

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Got any agent contact? I would like to apply for this.
contestchris
post Mar 30 2021, 01:12 PM

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Guys, to confirm, any annual fees for the card?
contestchris
post Mar 30 2021, 01:18 PM

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QUOTE(ClarenceT @ Mar 30 2021, 01:17 PM)
Which CC?
Some of them yes, but can be waived with conditions eg RHB-Shell CC.
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Yes, Shell Visa card.
contestchris
post Mar 30 2021, 01:24 PM

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QUOTE(ClarenceT @ Mar 30 2021, 01:21 PM)
Annual fee RM195
Auto waived with minimum 24 swipes a year.
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May I ask where is this stated? 24 swipes is easy but I want to keep this for reference. Applying for the card now.
contestchris
post Mar 30 2021, 01:37 PM

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Any idea if the Tokio Marine Life Credit Shield is a MUST?
contestchris
post Mar 30 2021, 02:30 PM

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QUOTE(fruitie @ Mar 30 2021, 02:18 PM)
Nope.
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Hmm okay. The agent said I must sign on that page. But I didn't and told him I don't want that protection.
contestchris
post Mar 30 2021, 02:47 PM

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QUOTE(fruitie @ Mar 30 2021, 02:33 PM)
I never sign and submit though agent's standard instruction is to sign on that page. However, as cardholders we will have to be vigilant in knowing what we are signing for. My agent did ask me when I didn't submit that page, I just told her I don't need it. No issue with that. smile.gif
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Very predatory. Lots of poor people will get shafted by such unscrupulous behaviour. I myself almost signed but usually I always read what’s on the page before signing. So thank god for that.
contestchris
post Apr 1 2021, 06:17 PM

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Bank say MUST collect at branch. Is this true? Cause that's quite troublesome
contestchris
post Apr 2 2021, 04:05 PM

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Card approved this morning. I had submitted documents on Tuesday evening.

Even tho I got the sms the account doesn't show up in my profile
contestchris
post Apr 3 2021, 02:08 PM

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From the terms:

The cash back under this Campaign will be credited into the Eligible Cardholder’s RHB Cards account within four (4) to six (6) weeks from the end of the Campaign Period. The Eligible Cardholder will receive notification of the cash back, if any, through the respective RHB Cards monthly statement that follows the date of the crediting of the cash back.

However I saw previously many people already got the cash back. So which is it? Is the cashback reflected immediately?
contestchris
post Apr 3 2021, 02:14 PM

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QUOTE(rojakwhacker @ Apr 3 2021, 02:12 PM)
Which campaign?
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Both the Shell Visa specific one (18% bonus Shell cashback) and the general RHB credit card promotion (10% cashback, until RM100).
contestchris
post Apr 3 2021, 02:18 PM

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Actually, I don't see anyone has got the Shell 18% cashback yet. Correct me if I am wrong but can see any screenshots in previous pages.

In any case, there is only a RM50,000 capping a month. At best, if you are lucky, only your first, and maaaybe second, transaction for the month will get the bonus 18% cashback. Quite shitty really.
contestchris
post Apr 3 2021, 02:27 PM

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QUOTE(rojakwhacker @ Apr 3 2021, 02:21 PM)
See post above posted by cybpsych
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Well this is pleasant surprise. He still got cashback for the last day of the first period (of Jan to Feb 2021), where capping was RM50k. Could be attributed to low number of cardholders tho.
contestchris
post Apr 3 2021, 07:10 PM

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Existing RHB customer (savings and loan accounts but no CC), will that person qualify for the 18% Shell cashback promo?
contestchris
post Apr 4 2021, 11:30 AM

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As mentioned by someone else earlier, my card has showed up in RHBnow 2 days after it was approved (i.e. approved Friday, appeared today). Now just need to go collect it from a branch. I asked them to send to house but they said cannot. That's disappointing since I have existing facilities with them.
contestchris
post Apr 5 2021, 12:41 AM

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QUOTE(cucikaki @ Apr 4 2021, 12:35 PM)
u should have mention when u apply for the card, not when the card is approved
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Applied on 29th March
contestchris
post Apr 5 2021, 08:10 PM

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Today "someone" opened a RHB Maxsure account under my name. I saw when I logged into RHB Now earlier. Called customer service and they said it was opened today at RHB HQ.

I said I NEVER applied for any such account. Then the customer service person said it could have been opened as part of a bundle. I did apply and get the RHB Shell credit card approved.

Did anyone else experience this. RHB Maxsave account opened without authorization after applying for RHB credit card?
contestchris
post Apr 6 2021, 01:03 AM

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QUOTE(Leroi2x @ Apr 5 2021, 10:40 PM)
donno what campaign ,anyway thank you RHB  rclxms.gif
user posted image

any1 know
statement nid pay around rm145
but get promo cash back rm200
so now still nid pay or no ?  :confused:
user posted image
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I think no need to pay, as the cashback is already posted to your account.
contestchris
post Apr 10 2021, 03:41 PM

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I have activated my card and started using it, but the transactions don’t show up, be it online or in the app. However my credit limit decrease reflects my total spend.

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